County FMR · HUD FY2026

Wagoner County Fair Market Rent

HUD's FY2026 Fair Market Rent for Wagoner County, OK - 3% above the US average.

$987
1-bedroom FMR
$1,217
2-bedroom FMR
+3.9%
YoY change
+3%
vs US avg

FY 2026 HUD Fair Market Rent for Wagoner County, OK. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Wagoner County, Oklahoma is $987 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,217/mo and a studio is $933/mo.

This is 3% higher than the national average of $959 and 25% above the Oklahoma average of $791. Rent increased3.9% from FY 2025 ($950), outpacing inflation. To afford rent here, a household needs at least $39,480/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Oklahoma. Population: 82,269.

What these rents mean for Wagoner County

HUD's FY 2026 Fair Market Rent schedule sets the Wagoner County Oklahoma 1-bedroom at $987, with a studio at $933, 2-bedroom at $1,217, 3-bedroom at $1,602, and 4-bedroom at $1,858. These figures represent the 40th percentile of gross rents, meaning 60% of standard-quality rental units in this HUD area cost more. The Wagoner County FMR area applies to all ZIP codes inside the county boundary, and Oklahoma's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 3% above the US average of $959 and 25% higher than the Oklahoma state average of $791. Year-over-year, the 1-bedroom FMR moved from $950 in FY 2025 to $987 in FY 2026 - a change of +3.9%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $987, that implies a household income of $39,480 per year (about $3,290/month) to stay affordable, a 2-bedroom at $1,217 pushes that threshold even higher. With a population of 82,269 and a county median household income of $78,520, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $744 · US avg: $893
$933/mo
↑ 4.8% YoY +25% vs state +4% vs US
1 Bedroom
State avg: $791 · US avg: $959
$987/mo
↑ 3.9% YoY +25% vs state +3% vs US
2 Bedroom
State avg: $995 · US avg: $1,175
$1,217/mo
↑ 3.2% YoY +22% vs state +4% vs US
3 Bedroom
State avg: $1,297 · US avg: $1,525
$1,602/mo
↑ 3.0% YoY +24% vs state +5% vs US
4 Bedroom
State avg: $1,501 · US avg: $1,756
$1,858/mo
↑ 3.5% YoY +24% vs state +6% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $890
$933
+$43 (+4.8%)
1 Bedroom $950
$987
+$37 (+3.9%)
2 Bedroom $1,179
$1,217
+$38 (+3.2%)
3 Bedroom $1,555
$1,602
+$47 (+3.0%)
4 Bedroom $1,796
$1,858
+$62 (+3.5%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$39,480
$3,290/month gross
Required annual income for 2 BR
$48,680
$4,057/month gross

Rent Burden Analysis

How much of household income goes to rent in Wagoner County. The 30% threshold indicates cost burden.

Studio
14.3%
Affordable
Need $37,320/yr for 30% rule
1 Bedroom
15.1%
Affordable
Need $39,480/yr for 30% rule
2 Bedroom
18.6%
Affordable
Need $48,680/yr for 30% rule
3 Bedroom
24.5%
Affordable
Need $64,080/yr for 30% rule
4 Bedroom
28.4%
Affordable
Need $74,320/yr for 30% rule
County median income: $78,520 · National avg burden: 21.7% ·View Oklahoma rent burden →

How Wagoner compares on 1-bedroom rent

1-bedroom FMR vs other Oklahoma counties

1BR FMR / mo

What this shows Wagoner is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $987/mo compares to Oklahoma salaries for popular occupations, using the 30%-of-income affordability rule. Wage figures are state-level median annual earnings from the U.S. Bureau of Labor Statistics Occupational Employment & Wage Statistics.

Occupation OK Salary Rent Burden Verdict
Software Developers $107,420 11% Affordable
Registered Nurses $81,160 14.6% Affordable
General & Operations Managers $80,620 14.7% Affordable
Accountants & Auditors $76,820 15.4% Affordable
Electricians $60,050 19.7% Affordable
Police & Sheriff's Patrol Officers $57,360 20.6% Affordable
Heavy & Tractor-Trailer Truck Drivers $51,920 22.8% Affordable
Paralegals & Legal Assistants $50,200 23.6% Affordable
Elementary School Teachers $47,470 25% Affordable
Pharmacy Technicians $38,200 31% Stretched
Customer Service Representatives $37,570 31.5% Stretched
Janitors & Cleaners $30,590 38.7% Stretched
Retail Salespersons $29,580 40% Stretched
Teaching Assistants $26,830 44.1% Stretched
Fast Food & Counter Workers $23,590 50.2% Unaffordable
Salaries: BLS OES (Oklahoma) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Wagoner County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑3.9% $933 $987 $1,217
FY 2025 ↑5.6% $890 $950 $1,179
FY 2024 ↑15.2% $834 $900 $1,128
FY 2023 ↑7.9% $711 $781 $987
FY 2022 ↑3.9% $646 $724 $925
FY 2021 ↑0.1% $607 $697 $896
FY 2020 $597 $696 $898
Total change (6yr): +41.8%
Annualized: +6.0%/yr
1 BR: $696 → $987

Nearby Counties in Oklahoma

Largest counties by population in Oklahoma

Frequently Asked Questions

What is the average rent in Wagoner County?
The FY 2026 Fair Market Rent for a 1-bedroom in Wagoner County is $987 per month. A 2-bedroom is $1,217 and a studio is $933.
How does Wagoner County rent compare to the national average?
Rent in Wagoner County is 3% above the national average. A 1-bedroom here costs $987 compared to $959 nationally.
What income do I need to afford rent in Wagoner County?
Based on the 30% affordability rule, you need an annual income of at least $39,480 ($3,290/month) to afford a 1-bedroom at Fair Market Rent in Wagoner County.
Is rent going up or down in Wagoner County?
The 1-bedroom Fair Market Rent in Wagoner County increased by 3.9% from FY 2025 to FY 2026, going from $950 to $987.
Which jobs can afford rent in Wagoner County?
Based on Oklahoma BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $987/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Wagoner County over time?
The 1-bedroom Fair Market Rent in Wagoner County went from $696 in FY 2020 to $987 in FY 2026, a total change of +41.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Wagoner County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Wagoner County. The FY 2026 FMR of $987/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Wagoner County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Wagoner County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Wagoner County and beyond.

What this means for renters

Treat Wagoner's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $987 implies about $39,480/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Wagoner can run higher or lower, and HUD updates FMRs once a year.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page