County FMR · HUD FY2026
Ontonagon County Fair Market Rent
HUD's FY2026 Fair Market Rent for Ontonagon County, MI - 7% below the US average.
- $888
- 1-bedroom FMR
- $973
- 2-bedroom FMR
- +5.3%
- YoY change
- -7%
- vs US avg
The verdict
Ontonagon is the 20th cheapest of 83 counties in Michigan by 2-bedroom FMR; nationally it ranks #976 most affordable of 3,145 HUD counties; rent here has climbed 5.3% since FY 2025, a modest shift relative to most counties.
- #976
- most affordable of 3,145 US counties (2BR)
- #20
- cheapest of 83 in Michigan (2BR)
- -0%
- vs the state average
- $35,520
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (9.9%), while Fast Food and Counter Workers spend the most (36.9%); nearby Michigan counties range as much as 62% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.
FY 2026 HUD Fair Market Rent for Ontonagon County, MI. Verify with HUD →
Ontonagon County, Michigan carries an FY 2026 1-bedroom Fair Market Rent of $888 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $973/mo and a studio is $689/mo. That's 7% below the national benchmark of $959 and 0% below the Michigan average of $891.
Rent increased5.3% from FY 2025 ($843), outpacing inflation. Under the 30% rule, affordability starts near $35,520/year for a 1-bedroom.
Observed renter burden: 31.4% of the 379 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 9.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
Local labor market: The county's BLS unemployment rate has averaged 7.1% over the past 12 months, well above the national norm, a headwind for household budgets that can also soften local rent growth.
FY 2026 HUD Fair Market Rents in Michigan. Population: 5,862. Population has held roughly steady over the past five years (-1.6%, Census ACS). That's slower than Michigan's statewide growth of +0.9% over the same period.
FMR filing desk
Area ONTONAGON·COUNTY·MI·MI
Ontonagon County, MI: $888/mo 1BR · #976 of 3145 counties (2BR) · FY2026
- FMR-AREA MI
- 1BR-FMR $888
- 2BR-FMR $973
- RANK-MID #976
- YOY-SURGE +5.3%
- VSUS-NEAR -7%
- VS-ST-NEAR -0% MI
- INC-MID 21%
- POP-SMALL 6K
- PHOTO-NEAR Wayne County
- VOUCH-90-110 $799–$977
- FY-2026 FY2026
Photo-finish peer: Wayne ($234 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $654 | $689 | +$35 (+5.4%) |
| 1 Bedroom | $843 | $888 | +$45 (+5.3%) |
| 2 Bedroom | $933 | $973 | +$40 (+4.3%) |
| 3 Bedroom | $1,196 | $1,242 | +$46 (+3.8%) |
| 4 Bedroom | $1,567 | $1,632 | +$65 (+4.1%) |
Rent Burden Analysis
How much of household income goes to rent in Ontonagon County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Ontonagon sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$973 higher than 31% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Ontonagon compares on 1-bedroom rent
1-bedroom FMR vs other Michigan counties
- Washtenaw
Washtenaw County
$1,387 1BR FMR / mo
- Kent
Kent County
$1,278 1BR FMR / mo
- Wayne
Wayne County
$1,122 1BR FMR / mo
- Oakland
Oakland County
$1,122 1BR FMR / mo
- Macomb
Macomb County
$1,122 1BR FMR / mo
- Ontonagon
Ontonagon County
$888 1BR FMR / mo
- Genesee
Genesee County
$856 1BR FMR / mo
What this shows Ontonagon is highlighted. Nearby Michigan counties by 1-bedroom FMR, highest to lowest: Washtenaw County ($1,387), Kent County ($1,278), Wayne County ($1,122), Oakland County ($1,122), Macomb County ($1,122), Ontonagon County (this county) ($888), Genesee County ($856).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $888/mo compares to Michigan salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | MI Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $107,820 | 9.9% | Affordable |
| General & Operations Managers | $99,660 | 10.7% | Affordable |
| Registered Nurses | $85,670 | 12.4% | Affordable |
| Accountants & Auditors | $77,720 | 13.7% | Affordable |
| Police & Sheriff's Patrol Officers | $74,420 | 14.3% | Affordable |
| Electricians | $72,680 | 14.7% | Affordable |
| Elementary School Teachers | $62,350 | 17.1% | Affordable |
| Paralegals & Legal Assistants | $61,490 | 17.3% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,140 | 19.3% | Affordable |
| Customer Service Representatives | $42,560 | 25% | Affordable |
| Pharmacy Technicians | $40,040 | 26.6% | Affordable |
| Janitors & Cleaners | $35,000 | 30.4% | Stretched |
| Retail Salespersons | $33,340 | 32% | Stretched |
| Teaching Assistants | $30,960 | 34.4% | Stretched |
| Fast Food & Counter Workers | $28,870 | 36.9% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Ontonagon County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Ontonagon (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 43.7% overall, from $618 to $888. Most of that movement was gradual except for a single sharp jump of +13.7% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑5.3% | $689 | $888 | $973 |
| FY 2025 ↑4.6% | $654 | $843 | $933 |
| FY 2024 ↑13.7% | $633 | $806 | $905 |
| FY 2023 ↑9.6% | $571 | $709 | $826 |
| FY 2022 ↑5.4% | $524 | $647 | $757 |
| FY 2021 ↓0.6% | $503 | $614 | $734 |
| FY 2020 | $495 | $618 | $713 |
Where Ontonagon County Ranks in Michigan
Ontonagon County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #20 of 83 counties in Michigan. Nearest by rank: Huron County ($973), Iosco County ($973), Kalkaska County ($973), Keweenaw County ($973), Menominee County ($973), Missaukee County ($973), Montmorency County ($973), Oceana County ($973), Ontonagon County (this county) ($973), Oscoda County ($973), Presque Isle County ($973), Roscommon County ($973), Sanilac County ($973), Schoolcraft County ($973), Tuscola County ($973), Newaygo County ($976), Osceola County ($983).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Ontonagon County, both outside Michigan so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside MI (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside MI).
Nearby Counties in Michigan
Largest counties by population in Michigan
Showing the 8 largest of 82 other counties in Michigan.
Frequently Asked Questions
What is the average rent in Ontonagon County?
The FY 2026 Fair Market Rent for a 1-bedroom in Ontonagon County is $888 per month. A 2-bedroom is $973 and a studio is $689.
How does Ontonagon County rent compare to the national average?
Rent in Ontonagon County is 7% below the national average. A 1-bedroom here costs $888 compared to $959 nationally.
Where does Ontonagon County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Ontonagon County's 2-bedroom FMR of $973 ranks #976 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Ontonagon County?
Based on the 30% affordability rule, you need an annual income of at least $35,520 ($2,960/month) to afford a 1-bedroom at Fair Market Rent in Ontonagon County.
Is rent going up or down in Ontonagon County?
The 1-bedroom Fair Market Rent in Ontonagon County increased by 5.3% from FY 2025 to FY 2026, going from $843 to $888.
Which jobs can afford rent in Ontonagon County?
Based on Michigan BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $888/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Ontonagon County over time?
The 1-bedroom Fair Market Rent in Ontonagon County went from $618 in FY 2020 to $888 in FY 2026, a total change of +43.7% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Ontonagon County?
In Ontonagon County, the FY 2026 FMR of $888/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Ontonagon County?
For Ontonagon County, it's the specific 40th-percentile rent HUD publishes each year ($888/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Ontonagon County?
The ACS rental vacancy rate here is 9.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
What is the unemployment rate in Ontonagon County?
The county's BLS unemployment rate has averaged 7.1% over the past 12 months, well above the national norm, a headwind for household budgets that can also soften local rent growth.
Data sources
What this means for renters
Treat Ontonagon's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $888 implies about $35,520/yr to rent without being cost-burdened. Run your numbers
- Michigan counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Wayne
- See where Ontonagon ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.