County FMR · HUD FY2026

Naugatuck Valley Planning Region Fair Market Rent

HUD's FY2026 Fair Market Rent for Naugatuck Valley Planning Region, CT - 51% above the US average.

$1,445
1-bedroom FMR
$1,788
2-bedroom FMR
+51%
vs US avg

FY 2026 HUD Fair Market Rent for Naugatuck Valley Planning Region, CT. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Naugatuck Valley Planning Region, Connecticut is $1,445 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,788/mo and a studio is $1,246/mo.

This is 51% higher than the national average of $959 and 9% below the Connecticut average of $1,590. To afford rent here, a household needs at least $57,800/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Connecticut. Population: 18,951.

What these rents mean for Naugatuck Valley Planning Region

HUD's FY 2026 Fair Market Rent schedule sets the Naugatuck Valley Planning Region Connecticut 1-bedroom at $1,445, with a studio at $1,246, 2-bedroom at $1,788, 3-bedroom at $2,210, and 4-bedroom at $2,864. These figures represent the 40th percentile of gross rents, meaning 60% of standard-quality rental units in this HUD area cost more. The Naugatuck Valley Planning Region FMR area applies to all ZIP codes inside the county boundary, and Connecticut's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 51% above the US average of $959 and 9% lower than the Connecticut state average of $1,590. Historical FMR comparisons help renters anticipate how voucher payment standards and federal subsidy ceilings adjust over time.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,445, that implies a household income of $57,800 per year (about $4,817/month) to stay affordable, a 2-bedroom at $1,788 pushes that threshold even higher. With a population of 18,951 and a county median household income of $86,365, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,351 · US avg: $893
$1,246/mo
-8% vs state +40% vs US
1 Bedroom
State avg: $1,590 · US avg: $959
$1,445/mo
-9% vs state +51% vs US
2 Bedroom
State avg: $1,955 · US avg: $1,175
$1,788/mo
-9% vs state +52% vs US
3 Bedroom
State avg: $2,415 · US avg: $1,525
$2,210/mo
-8% vs state +45% vs US
4 Bedroom
State avg: $2,852 · US avg: $1,756
$2,864/mo
+0% vs state +63% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$57,800
$4,817/month gross
Required annual income for 2 BR
$71,520
$5,960/month gross

Rent Burden Analysis

How much of household income goes to rent in Naugatuck Valley Planning Region. The 30% threshold indicates cost burden.

Studio
17.3%
Affordable
Need $49,840/yr for 30% rule
1 Bedroom
20.1%
Affordable
Need $57,800/yr for 30% rule
2 Bedroom
24.8%
Affordable
Need $71,520/yr for 30% rule
3 Bedroom
30.7%
Burdened
Need $88,400/yr for 30% rule
4 Bedroom
39.8%
Burdened
Need $114,560/yr for 30% rule
County median income: $86,365 · National avg burden: 21.7% ·View Connecticut rent burden →

How Naugatuck Valley Planning Region compares on 1-bedroom rent

1-bedroom FMR vs other Connecticut counties

1BR FMR / mo

What this shows Naugatuck Valley Planning Region is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,445/mo compares to Connecticut salaries for popular occupations, using the 30%-of-income affordability rule. Wage figures are state-level median annual earnings from the U.S. Bureau of Labor Statistics Occupational Employment & Wage Statistics.

Occupation CT Salary Rent Burden Verdict
Software Developers $130,870 13.2% Affordable
General & Operations Managers $130,230 13.3% Affordable
Registered Nurses $101,590 17.1% Affordable
Accountants & Auditors $89,630 19.3% Affordable
Police & Sheriff's Patrol Officers $82,820 20.9% Affordable
Elementary School Teachers $78,740 22% Affordable
Electricians $76,790 22.6% Affordable
Paralegals & Legal Assistants $63,260 27.4% Affordable
Heavy & Tractor-Trailer Truck Drivers $58,700 29.5% Affordable
Customer Service Representatives $47,260 36.7% Stretched
Pharmacy Technicians $44,190 39.2% Stretched
Teaching Assistants $37,160 46.7% Stretched
Janitors & Cleaners $36,800 47.1% Stretched
Retail Salespersons $35,350 49.1% Stretched
Fast Food & Counter Workers $33,980 51% Unaffordable
Salaries: BLS OES (Connecticut) median · 30% = affordable threshold · Try the salary calculator →

Nearby Counties in Connecticut

Largest counties by population in Connecticut

Frequently Asked Questions

What is the average rent in Naugatuck Valley Planning Region?
The FY 2026 Fair Market Rent for a 1-bedroom in Naugatuck Valley Planning Region is $1,445 per month. A 2-bedroom is $1,788 and a studio is $1,246.
How does Naugatuck Valley Planning Region rent compare to the national average?
Rent in Naugatuck Valley Planning Region is 51% above the national average. A 1-bedroom here costs $1,445 compared to $959 nationally.
What income do I need to afford rent in Naugatuck Valley Planning Region?
Based on the 30% affordability rule, you need an annual income of at least $57,800 ($4,817/month) to afford a 1-bedroom at Fair Market Rent in Naugatuck Valley Planning Region.
Which jobs can afford rent in Naugatuck Valley Planning Region?
Based on Connecticut BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,445/mo. 9 of 15 common occupations are affordable here.
How does Fair Market Rent affect Section 8 vouchers in Naugatuck Valley Planning Region?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Naugatuck Valley Planning Region. The FY 2026 FMR of $1,445/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Naugatuck Valley Planning Region?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Naugatuck Valley Planning Region. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Naugatuck Valley Planning Region and beyond.

What this means for renters

Treat Naugatuck Valley Planning Region's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,445 implies about $57,800/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Naugatuck Valley Planning Region can run higher or lower, and HUD updates FMRs once a year.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page