County FMR · HUD FY2026

Morgan County Fair Market Rent

HUD's FY2026 Fair Market Rent for Morgan County, UT - 34% above the US average.

$1,281
1-bedroom FMR
$1,614
2-bedroom FMR
+3.6%
YoY change
+34%
vs US avg

The verdict

Morgan is the 6th most expensive of 29 counties in Utah by 2-bedroom FMR.

#6
most expensive of 29 in Utah (2BR)
+18%
vs the state average
$51,240
income to afford it (30% rule)
+3.6%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (12.1%), while Fast Food and Counter Workers spend the most (53.6%); nearby Utah counties range as much as 54% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Morgan County, UT. Verify with HUD →

Morgan County, Utah carries an FY 2026 1-bedroom Fair Market Rent of $1,281 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,614/mo and a studio is $1,208/mo. That's 34% above the national benchmark of $959 and 18% above the Utah average of $1,082.

Rent increased3.6% from FY 2025 ($1,237), outpacing inflation. To afford rent here, a household needs at least $51,240/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Utah. Population: 12,367. Population grew 10.5% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's in line with Utah's statewide growth of +9.4% over the same period.

What these rents mean for Morgan County

The Morgan County FMR area applies to all ZIP codes inside the county boundary, and Utah's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 34% above the US average of $959 and 18% higher than the Utah state average of $1,082. The 1-bedroom FMR went from$1,237 in FY 2025 to $1,281 in FY 2026 - a change of +3.6%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,281, affording it under the 30%-of-income rule takes $51,240 per year (about $4,270/month) in household income, and a 2-bedroom at $1,614 pushes that threshold even higher. With a population of 12,367 and a county median household income of $126,092, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $981 · US avg: $893
$1,208/mo
↑ 4.3% YoY +23% vs state +35% vs US
1 Bedroom
State avg: $1,082 · US avg: $959
$1,281/mo
↑ 3.6% YoY +18% vs state +34% vs US
2 Bedroom
State avg: $1,313 · US avg: $1,175
$1,614/mo
↑ 5.4% YoY +23% vs state +37% vs US
3 Bedroom
State avg: $1,746 · US avg: $1,525
$2,163/mo
↑ 5.3% YoY +24% vs state +42% vs US
4 Bedroom
State avg: $2,105 · US avg: $1,756
$2,612/mo
↑ 5.0% YoY +24% vs state +49% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,158
$1,208
+$50 (+4.3%)
1 Bedroom $1,237
$1,281
+$44 (+3.6%)
2 Bedroom $1,532
$1,614
+$82 (+5.4%)
3 Bedroom $2,055
$2,163
+$108 (+5.3%)
4 Bedroom $2,488
$2,612
+$124 (+5.0%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$51,240
$4,270/month gross
Required annual income for 2 BR
$64,560
$5,380/month gross

Rent Burden Analysis

How much of household income goes to rent in Morgan County. The 30% threshold indicates cost burden.

Studio
11.5%
Affordable
Need $48,320/yr for 30% rule
1 Bedroom
12.2%
Affordable
Need $51,240/yr for 30% rule
2 Bedroom
15.4%
Affordable
Need $64,560/yr for 30% rule
3 Bedroom
20.6%
Affordable
Need $86,520/yr for 30% rule
4 Bedroom
24.9%
Affordable
Need $104,480/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Morgan County 2-bedroom rent burden

0%100%National avg22%15.4%
Morgan County 2-bedroom rent burden
County median income: $126,092 · National avg burden: 21.7% ·View Utah rent burden →

Where Morgan sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,614 Top 12% higher than 88% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). Below this entry. $1,600–$1,800: 172 counties (5%). This entry sits in this band. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Morgan compares on 1-bedroom rent

1-bedroom FMR vs other Utah counties

1BR FMR / mo

What this shows Morgan is highlighted. Nearby Utah counties by 1-bedroom FMR, highest to lowest: Salt Lake County ($1,456), Morgan County (this county) ($1,281), Davis County ($1,281), Weber County ($1,281), Utah County ($1,265), Washington County ($1,218), Cache County ($946).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,281/mo compares to Utah salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation UT Salary Rent Burden Verdict
Software Developers $127,390 12.1% Affordable
General & Operations Managers $91,230 16.8% Affordable
Registered Nurses $82,270 18.7% Affordable
Police & Sheriff's Patrol Officers $77,210 19.9% Affordable
Accountants & Auditors $75,100 20.5% Affordable
Elementary School Teachers $61,710 24.9% Affordable
Electricians $61,430 25% Affordable
Heavy & Tractor-Trailer Truck Drivers $59,580 25.8% Affordable
Paralegals & Legal Assistants $55,630 27.6% Affordable
Pharmacy Technicians $46,760 32.9% Stretched
Customer Service Representatives $40,150 38.3% Stretched
Teaching Assistants $34,410 44.7% Stretched
Retail Salespersons $34,300 44.8% Stretched
Janitors & Cleaners $30,390 50.6% Unaffordable
Fast Food & Counter Workers $28,670 53.6% Unaffordable
Salaries: BLS OES (Utah) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Morgan County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Morgan (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 59.7% overall, from $802 to $1,281. Most of that movement was gradual except for a single sharp jump of +15.8% in FY 2023, well above this county's typical year-to-year change.

$600$800$1,000$1,200$1,400 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,281
Morgan County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑3.6% $1,208 $1,281 $1,614
FY 2025 ↑11.6% $1,158 $1,237 $1,532
FY 2024 ↑7.4% $1,016 $1,108 $1,350
FY 2023 ↑15.8% $946 $1,032 $1,261
FY 2022 ↑9.7% $811 $891 $1,105
FY 2021 ↑1.2% $721 $812 $1,021
FY 2020 $673 $802 $1,024
Total change (6yr): +59.7%
Annualized: +8.1%/yr
1 BR: $802 → $1,281

Part of the Ogden, UT Metro Area

Morgan County is a outlying county of the Ogden, UT metropolitan statistical area, alongside 2 other metro-area counties.

Morgan County ranks #3 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Davis County ($1,281), Weber County ($1,281), Morgan County (this county) ($1,281).

Davis County
1 BR: $1,281/mo
Weber County
1 BR: $1,281/mo
Morgan County (this county)
1 BR: $1,281/mo

Nearby Counties in Utah

Largest counties by population in Utah

Frequently Asked Questions

What is the average rent in Morgan County?
The FY 2026 Fair Market Rent for a 1-bedroom in Morgan County is $1,281 per month. A 2-bedroom is $1,614 and a studio is $1,208.
How does Morgan County rent compare to the national average?
Rent in Morgan County is 34% above the national average. A 1-bedroom here costs $1,281 compared to $959 nationally.
What income do I need to afford rent in Morgan County?
Based on the 30% affordability rule, you need an annual income of at least $51,240 ($4,270/month) to afford a 1-bedroom at Fair Market Rent in Morgan County.
Is rent going up or down in Morgan County?
The 1-bedroom Fair Market Rent in Morgan County increased by 3.6% from FY 2025 to FY 2026, going from $1,237 to $1,281.
Which jobs can afford rent in Morgan County?
Based on Utah BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,281/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Morgan County over time?
The 1-bedroom Fair Market Rent in Morgan County went from $802 in FY 2020 to $1,281 in FY 2026, a total change of +59.7% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Morgan County?
In Morgan County, the FY 2026 FMR of $1,281/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Morgan County?
For Morgan County, it's the specific 40th-percentile rent HUD publishes each year ($1,281/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Morgan's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,281 implies about $51,240/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Morgan can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.