County FMR · HUD FY2026
Morgan County Fair Market Rent
HUD's FY2026 Fair Market Rent for Morgan County, OH - 9% below the US average.
- $875
- 1-bedroom FMR
- $973
- 2-bedroom FMR
- +9.6%
- YoY change
- -9%
- vs US avg
The verdict
Morgan is the 21st cheapest of 88 counties in Ohio by 2-bedroom FMR; nationally it ranks #976 most affordable of 3,145 HUD counties; rent here has climbed 9.6% since FY 2025, a modest shift relative to most counties.
- #976
- most affordable of 3,145 US counties (2BR)
- #21
- cheapest of 88 in Ohio (2BR)
- +0%
- vs the state average
- $35,000
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (9.8%), while Fast Food and Counter Workers spend the most (37.4%).
FY 2026 HUD Fair Market Rent for Morgan County, OH. Verify with HUD →
Morgan County, Ohio carries an FY 2026 1-bedroom Fair Market Rent of $875 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $973/mo and a studio is $736/mo. That's 9% below the national benchmark of $959 and 0% above the Ohio average of $873.
Rent increased9.6% from FY 2025 ($798), outpacing inflation. Under the 30% rule, affordability starts near $35,000/year for a 1-bedroom.
Observed renter burden: 40.6% of the 1,286 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 0.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
Local labor market: The county's BLS unemployment rate has averaged 4.9% over the past 12 months, close to the typical US county range.
FY 2026 HUD Fair Market Rents in Ohio. Population: 13,851. Population declined 6.4% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. That's slower than Ohio's statewide growth of +1.2% over the same period.
FMR filing desk
Area MORGAN·COUNTY·OH·OH
Morgan County, OH: $875/mo 1BR · #976 of 3145 counties (2BR) · FY2026
- FMR-AREA OH
- 1BR-FMR $875
- 2BR-FMR $973
- RANK-MID #976
- YOY-SURGE +9.6%
- VSUS-BELOW -9%
- VS-ST-NEAR +0% OH
- INC-ROOM 19%
- POP-SMALL 14K
- PHOTO-NEAR Franklin County
- VOUCH-90-110 $788–$963
- FY-2026 FY2026
Photo-finish peer: Franklin ($319 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $664 | $736 | +$72 (+10.8%) |
| 1 Bedroom | $798 | $875 | +$77 (+9.6%) |
| 2 Bedroom | $884 | $973 | +$89 (+10.1%) |
| 3 Bedroom | $1,094 | $1,193 | +$99 (+9.0%) |
| 4 Bedroom | $1,331 | $1,462 | +$131 (+9.8%) |
Rent Burden Analysis
How much of household income goes to rent in Morgan County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Morgan sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$973 higher than 31% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Morgan compares on 1-bedroom rent
1-bedroom FMR vs other Ohio counties
- Franklin
Franklin County
$1,194 1BR FMR / mo
- Cuyahoga
Cuyahoga County
$1,058 1BR FMR / mo
- Hamilton
Hamilton County
$1,051 1BR FMR / mo
- Montgomery
Montgomery County
$1,009 1BR FMR / mo
- Summit
Summit County
$985 1BR FMR / mo
- Morgan
Morgan County
$875 1BR FMR / mo
- Lucas
Lucas County
$820 1BR FMR / mo
What this shows Morgan is highlighted. Nearby Ohio counties by 1-bedroom FMR, highest to lowest: Franklin County ($1,194), Cuyahoga County ($1,058), Hamilton County ($1,051), Montgomery County ($1,009), Summit County ($985), Morgan County (this county) ($875), Lucas County ($820).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $875/mo compares to Ohio salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | OH Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $107,690 | 9.8% | Affordable |
| General & Operations Managers | $94,990 | 11.1% | Affordable |
| Registered Nurses | $81,250 | 12.9% | Affordable |
| Accountants & Auditors | $77,640 | 13.5% | Affordable |
| Police & Sheriff's Patrol Officers | $77,050 | 13.6% | Affordable |
| Elementary School Teachers | $65,380 | 16.1% | Affordable |
| Electricians | $63,560 | 16.5% | Affordable |
| Paralegals & Legal Assistants | $58,870 | 17.8% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $58,080 | 18.1% | Affordable |
| Customer Service Representatives | $43,510 | 24.1% | Affordable |
| Pharmacy Technicians | $37,860 | 27.7% | Affordable |
| Teaching Assistants | $35,380 | 29.7% | Affordable |
| Janitors & Cleaners | $34,710 | 30.3% | Stretched |
| Retail Salespersons | $30,440 | 34.5% | Stretched |
| Fast Food & Counter Workers | $28,100 | 37.4% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Morgan County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Morgan (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 43.2% overall, from $611 to $875. The increases have been fairly steady year to year, with no single jump exceeding 10.0% (FY 2023).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑9.6% | $736 | $875 | $973 |
| FY 2025 ↑4.2% | $664 | $798 | $884 |
| FY 2024 ↑9.0% | $639 | $766 | $860 |
| FY 2023 ↑10.0% | $587 | $703 | $794 |
| FY 2022 ↓0.8% | $547 | $639 | $738 |
| FY 2021 ↑5.4% | $548 | $644 | $734 |
| FY 2020 | $517 | $611 | $696 |
Where Morgan County Ranks in Ohio
Morgan County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #21 of 88 counties in Ohio. Nearest by rank: Holmes County ($973), Huron County ($973), Jackson County ($973), Jefferson County ($973), Lawrence County ($973), Mahoning County ($973), Meigs County ($973), Monroe County ($973), Morgan County (this county) ($973), Muskingum County ($973), Paulding County ($973), Perry County ($973), Preble County ($973), Richland County ($973), Sandusky County ($973), Scioto County ($973), Trumbull County ($973).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Morgan County, both outside Ohio so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside OH (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside OH).
Nearby Counties in Ohio
Largest counties by population in Ohio
Showing the 8 largest of 87 other counties in Ohio.
Frequently Asked Questions
What is the average rent in Morgan County?
The FY 2026 Fair Market Rent for a 1-bedroom in Morgan County is $875 per month. A 2-bedroom is $973 and a studio is $736.
How does Morgan County rent compare to the national average?
Rent in Morgan County is 9% below the national average. A 1-bedroom here costs $875 compared to $959 nationally.
Where does Morgan County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Morgan County's 2-bedroom FMR of $973 ranks #976 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Morgan County?
Based on the 30% affordability rule, you need an annual income of at least $35,000 ($2,917/month) to afford a 1-bedroom at Fair Market Rent in Morgan County.
Is rent going up or down in Morgan County?
The 1-bedroom Fair Market Rent in Morgan County increased by 9.6% from FY 2025 to FY 2026, going from $798 to $875.
Which jobs can afford rent in Morgan County?
Based on Ohio BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $875/mo. 12 of 15 common occupations are affordable here.
How much has rent changed in Morgan County over time?
The 1-bedroom Fair Market Rent in Morgan County went from $611 in FY 2020 to $875 in FY 2026, a total change of +43.2% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Morgan County?
In Morgan County, the FY 2026 FMR of $875/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Morgan County?
For Morgan County, it's the specific 40th-percentile rent HUD publishes each year ($875/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Morgan County?
The ACS rental vacancy rate here is 0.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
What is the unemployment rate in Morgan County?
The county's BLS unemployment rate has averaged 4.9% over the past 12 months, close to the typical US county range.
Data sources
What this means for renters
Treat Morgan's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $875 implies about $35,000/yr to rent without being cost-burdened. Run your numbers
- Ohio counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Franklin
- See where Morgan ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.