County FMR · HUD FY2026

Monroe County Fair Market Rent

HUD's FY2026 Fair Market Rent for Monroe County, MI - 5% above the US average.

$1,011
1-bedroom FMR
$1,326
2-bedroom FMR
+5.0%
YoY change
+5%
vs US avg

The verdict

Monroe is the 13th most expensive of 83 counties in Michigan by 2-bedroom FMR.

#13
most expensive of 83 in Michigan (2BR)
+13%
vs the state average
$40,440
income to afford it (30% rule)
+5.0%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (11.3%), while Fast Food and Counter Workers spend the most (42%); nearby Michigan counties range as much as 62% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Monroe County, MI. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Monroe County, Michigan at $1,011 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,326/mo and a studio is $914/mo. This is 5% higher than the national average of $959 and 13% above the Michigan average of $891.

Rent increased5.0% from FY 2025 ($963), outpacing inflation. To afford rent here, a household needs at least $40,440/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Michigan. Population: 154,823. Population has held roughly steady over the past five years (+3.5%, Census ACS). That's faster than Michigan's statewide growth of +0.9% over the same period.

What these rents mean for Monroe County

The Monroe County FMR area applies to all ZIP codes inside the county boundary, and Michigan's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Monroe County's 1-bedroom rent runs 5% above the US average of $959 and 13% higher than the Michigan state average of $891. Over the past year, 1-bedroom rent here shifted from$963 in FY 2025 to $1,011 in FY 2026 - a change of +5.0%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,011, affording it under the 30%-of-income rule takes $40,440 per year (about $3,370/month) in household income, and a 2-bedroom at $1,326 pushes that threshold even higher. With a population of 154,823 and a county median household income of $75,272, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $807 · US avg: $893
$914/mo
↑ 5.4% YoY +13% vs state +2% vs US
1 Bedroom
State avg: $891 · US avg: $959
$1,011/mo
↑ 5.0% YoY +13% vs state +5% vs US
2 Bedroom
State avg: $1,113 · US avg: $1,175
$1,326/mo
↑ 4.9% YoY +19% vs state +13% vs US
3 Bedroom
State avg: $1,419 · US avg: $1,525
$1,605/mo
↑ 2.2% YoY +13% vs state +5% vs US
4 Bedroom
State avg: $1,588 · US avg: $1,756
$2,147/mo
↑ 6.8% YoY +35% vs state +22% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $867
$914
+$47 (+5.4%)
1 Bedroom $963
$1,011
+$48 (+5.0%)
2 Bedroom $1,264
$1,326
+$62 (+4.9%)
3 Bedroom $1,570
$1,605
+$35 (+2.2%)
4 Bedroom $2,011
$2,147
+$136 (+6.8%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$40,440
$3,370/month gross
Required annual income for 2 BR
$53,040
$4,420/month gross

Rent Burden Analysis

How much of household income goes to rent in Monroe County. The 30% threshold indicates cost burden.

Studio
14.6%
Affordable
Need $36,560/yr for 30% rule
1 Bedroom
16.1%
Affordable
Need $40,440/yr for 30% rule
2 Bedroom
21.1%
Affordable
Need $53,040/yr for 30% rule
3 Bedroom
25.6%
Affordable
Need $64,200/yr for 30% rule
4 Bedroom
34.2%
Burdened
Need $85,880/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Monroe County 2-bedroom rent burden

0%100%National avg22%21.1%
Monroe County 2-bedroom rent burden
County median income: $75,272 · National avg burden: 21.7% ·View Michigan rent burden →

Where Monroe sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,326 Top 23% higher than 77% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Monroe compares on 1-bedroom rent

1-bedroom FMR vs other Michigan counties

1BR FMR / mo

What this shows Monroe is highlighted. Nearby Michigan counties by 1-bedroom FMR, highest to lowest: Washtenaw County ($1,387), Kent County ($1,278), Wayne County ($1,122), Oakland County ($1,122), Macomb County ($1,122), Monroe County (this county) ($1,011), Genesee County ($856).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,011/mo compares to Michigan salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MI Salary Rent Burden Verdict
Software Developers $107,820 11.3% Affordable
General & Operations Managers $99,660 12.2% Affordable
Registered Nurses $85,670 14.2% Affordable
Accountants & Auditors $77,720 15.6% Affordable
Police & Sheriff's Patrol Officers $74,420 16.3% Affordable
Electricians $72,680 16.7% Affordable
Elementary School Teachers $62,350 19.5% Affordable
Paralegals & Legal Assistants $61,490 19.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,140 22% Affordable
Customer Service Representatives $42,560 28.5% Affordable
Pharmacy Technicians $40,040 30.3% Stretched
Janitors & Cleaners $35,000 34.7% Stretched
Retail Salespersons $33,340 36.4% Stretched
Teaching Assistants $30,960 39.2% Stretched
Fast Food & Counter Workers $28,870 42% Stretched
Salaries: BLS OES (Michigan) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Monroe County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Monroe (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 54.1% overall, from $656 to $1,011. Most of that movement was gradual except for a single sharp jump of +13.0% in FY 2023, well above this county's typical year-to-year change.

$600$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,011
Monroe County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑5.0% $914 $1,011 $1,326
FY 2025 ↑8.8% $867 $963 $1,264
FY 2024 ↑8.3% $788 $885 $1,163
FY 2023 ↑13.0% $717 $817 $1,072
FY 2022 ↑4.6% $631 $723 $941
FY 2021 ↑5.3% $626 $691 $899
FY 2020 $623 $656 $850
Total change (6yr): +54.1%
Annualized: +7.5%/yr
1 BR: $656 → $1,011

Part of the Monroe, MI Metro Area

Monroe County is a central county of the Monroe, MI metropolitan statistical area.

Nearby Counties in Michigan

Largest counties by population in Michigan

Wayne County
1 BR: $1,122/mo Pop: 1,781,641
Oakland County
1 BR: $1,122/mo Pop: 1,272,264
Macomb County
1 BR: $1,122/mo Pop: 878,453
Kent County
1 BR: $1,278/mo Pop: 657,321
Genesee County
1 BR: $856/mo Pop: 405,280
Washtenaw County
1 BR: $1,387/mo Pop: 370,231
Ottawa County
1 BR: $1,333/mo Pop: 296,183
Ingham County
1 BR: $1,012/mo Pop: 282,540
View all counties in Michigan →

Frequently Asked Questions

What is the average rent in Monroe County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Monroe County is $1,011 per month. A 2-bedroom is $1,326 and a studio is $914.
How does Monroe County rent compare to the national average? ▼
Rent in Monroe County is 5% above the national average. A 1-bedroom here costs $1,011 compared to $959 nationally.
What income do I need to afford rent in Monroe County? ▼
Based on the 30% affordability rule, you need an annual income of at least $40,440 ($3,370/month) to afford a 1-bedroom at Fair Market Rent in Monroe County.
Is rent going up or down in Monroe County? ▼
The 1-bedroom Fair Market Rent in Monroe County increased by 5.0% from FY 2025 to FY 2026, going from $963 to $1,011.
Which jobs can afford rent in Monroe County? ▼
Based on Michigan BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,011/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Monroe County over time? ▼
The 1-bedroom Fair Market Rent in Monroe County went from $656 in FY 2020 to $1,011 in FY 2026, a total change of +54.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Monroe County? ▼
In Monroe County, the FY 2026 FMR of $1,011/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Monroe County? ▼
For Monroe County, it's the specific 40th-percentile rent HUD publishes each year ($1,011/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Monroe's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,011 implies about $40,440/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Monroe can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.