County FMR · HUD FY2026

Milam County Fair Market Rent

HUD's FY2026 Fair Market Rent for Milam County, TX - 18% below the US average.

$790
1-bedroom FMR
$1,037
2-bedroom FMR
+5.3%
YoY change
-18%
vs US avg

The verdict

Milam is the 119th cheapest of 254 counties in Texas by 2-bedroom FMR; rent here has climbed 5.3% since FY 2025, a modest shift relative to most counties.

#119
cheapest of 254 in Texas (2BR)
-16%
vs the state average
$31,600
income to afford it (30% rule)
+5.3%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (7.3%), while Fast Food and Counter Workers spend the most (35.1%).

FY 2026 HUD Fair Market Rent for Milam County, TX. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Milam County, Texas is $790 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,037/mo and a studio is $785/mo. This is 18% lower than the national average of $959 and 16% below the Texas average of $935.

Rent increased5.3% from FY 2025 ($750), outpacing inflation. To afford rent here, a household needs at least $31,600/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Texas. Population: 25,080. Population has held roughly steady over the past five years (+2.4%, Census ACS). That's slower than Texas's statewide growth of +6.3% over the same period.

What these rents mean for Milam County

The Milam County FMR area applies to all ZIP codes inside the county boundary, and Texas's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 18% below the US average of $959 and 16% lower than the Texas state average of $935. Year-over-year, the 1-bedroom FMR moved from$750 in FY 2025 to $790 in FY 2026 - a change of +5.3%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $790, affording it under the 30%-of-income rule takes $31,600 per year (about $2,633/month) in household income, and a 2-bedroom at $1,037 pushes that threshold even higher. With a population of 25,080 and a county median household income of $59,076, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $887 · US avg: $893
$785/mo
↑ 7.2% YoY -11% vs state -12% vs US
1 Bedroom
State avg: $935 · US avg: $959
$790/mo
↑ 5.3% YoY -16% vs state -18% vs US
2 Bedroom
State avg: $1,149 · US avg: $1,175
$1,037/mo
↑ 11.1% YoY -10% vs state -12% vs US
3 Bedroom
State avg: $1,497 · US avg: $1,525
$1,302/mo
↑ 14.7% YoY -13% vs state -15% vs US
4 Bedroom
State avg: $1,733 · US avg: $1,756
$1,626/mo
↑ 7.2% YoY -6% vs state -7% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $732
$785
+$53 (+7.2%)
1 Bedroom $750
$790
+$40 (+5.3%)
2 Bedroom $933
$1,037
+$104 (+11.1%)
3 Bedroom $1,135
$1,302
+$167 (+14.7%)
4 Bedroom $1,517
$1,626
+$109 (+7.2%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$31,600
$2,633/month gross
Required annual income for 2 BR
$41,480
$3,457/month gross

Rent Burden Analysis

How much of household income goes to rent in Milam County. The 30% threshold indicates cost burden.

Studio
15.9%
Affordable
Need $31,400/yr for 30% rule
1 Bedroom
16%
Affordable
Need $31,600/yr for 30% rule
2 Bedroom
21.1%
Affordable
Need $41,480/yr for 30% rule
3 Bedroom
26.4%
Affordable
Need $52,080/yr for 30% rule
4 Bedroom
33%
Burdened
Need $65,040/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Milam County 2-bedroom rent burden

0%100%National avg22%21.1%
Milam County 2-bedroom rent burden
County median income: $59,076 · National avg burden: 21.7% ·View Texas rent burden →

Where Milam sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,037 higher than 51% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Milam compares on 1-bedroom rent

1-bedroom FMR vs other Texas counties

1BR FMR / mo

What this shows Milam is highlighted. Nearby Texas counties by 1-bedroom FMR, highest to lowest: Dallas County ($1,648), Collin County ($1,648), Travis County ($1,562), Tarrant County ($1,473), Harris County ($1,323), Bexar County ($1,177), Milam County (this county) ($790).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $790/mo compares to Texas salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation TX Salary Rent Burden Verdict
Software Developers $130,500 7.3% Affordable
General & Operations Managers $100,290 9.5% Affordable
Registered Nurses $90,010 10.5% Affordable
Accountants & Auditors $80,000 11.9% Affordable
Police & Sheriff's Patrol Officers $76,350 12.4% Affordable
Elementary School Teachers $61,380 15.4% Affordable
Paralegals & Legal Assistants $59,700 15.9% Affordable
Electricians $56,920 16.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,070 17.9% Affordable
Pharmacy Technicians $43,920 21.6% Affordable
Customer Service Representatives $39,100 24.2% Affordable
Janitors & Cleaners $31,230 30.4% Stretched
Retail Salespersons $30,130 31.5% Stretched
Teaching Assistants $27,630 34.3% Stretched
Fast Food & Counter Workers $27,000 35.1% Stretched
Salaries: BLS OES (Texas) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Milam County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Milam (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 36.0% overall, from $581 to $790. The path there hasn't been smooth: year-over-year moves have swung by as much as 25.8% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$550$600$650$700$750$800$850 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $790
Milam County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑5.3% $785 $790 $1,037
FY 2025 ↓5.5% $732 $750 $933
FY 2024 ↑25.8% $735 $794 $944
FY 2023 ↑2.6% $623 $631 $826
FY 2022 ↑2.7% $560 $615 $757
FY 2021 ↑3.1% $538 $599 $734
FY 2020 $529 $581 $714
Total change (6yr): +36.0%
Annualized: +5.3%/yr
1 BR: $581 → $790

Where Milam County Ranks in Texas

Milam County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #119 of 254 counties in Texas. Nearest by rank: Fayette County ($1,019), Angelina County ($1,021), Wood County ($1,022), Hill County ($1,023), Mason County ($1,024), San Saba County ($1,031), Live Oak County ($1,033), Gray County ($1,037), Milam County (this county) ($1,037), Moore County ($1,038), Tyler County ($1,040), McCulloch County ($1,045), Real County ($1,045), Cameron County ($1,047), Childress County ($1,049), Castro County ($1,050), Coleman County ($1,053).

Nearby Counties in Texas

Largest counties by population in Texas

Frequently Asked Questions

What is the average rent in Milam County?
The FY 2026 Fair Market Rent for a 1-bedroom in Milam County is $790 per month. A 2-bedroom is $1,037 and a studio is $785.
How does Milam County rent compare to the national average?
Rent in Milam County is 18% below the national average. A 1-bedroom here costs $790 compared to $959 nationally.
What income do I need to afford rent in Milam County?
Based on the 30% affordability rule, you need an annual income of at least $31,600 ($2,633/month) to afford a 1-bedroom at Fair Market Rent in Milam County.
Is rent going up or down in Milam County?
The 1-bedroom Fair Market Rent in Milam County increased by 5.3% from FY 2025 to FY 2026, going from $750 to $790.
Which jobs can afford rent in Milam County?
Based on Texas BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $790/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Milam County over time?
The 1-bedroom Fair Market Rent in Milam County went from $581 in FY 2020 to $790 in FY 2026, a total change of +36.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Milam County?
In Milam County, the FY 2026 FMR of $790/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Milam County?
For Milam County, it's the specific 40th-percentile rent HUD publishes each year ($790/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Milam's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $790 implies about $31,600/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Milam can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.