County FMR · HUD FY2026

Lynchburg city Fair Market Rent

HUD's FY2026 Fair Market Rent for Lynchburg city, VA - 8% above the US average.

$1,033
1-bedroom FMR
$1,187
2-bedroom FMR
-2.7%
YoY change
+8%
vs US avg

The verdict

Lynchburg city is the 59th cheapest of 133 counties in Virginia by 2-bedroom FMR.

#59
cheapest of 133 in Virginia (2BR)
-13%
vs the state average
$41,320
income to afford it (30% rule)
-2.7%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (9.2%), while Fast Food and Counter Workers spend the most (42.7%).

FY 2026 HUD Fair Market Rent for Lynchburg city, VA. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Lynchburg city, Virginia at $1,033 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,187/mo and a studio is $1,027/mo. This is 8% higher than the national average of $959 and 13% below the Virginia average of $1,182.

Rent decreased2.7% from FY 2025 ($1,062), declining against the trend. To afford rent here, a household needs at least $41,320/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Virginia. Population: 79,166. Population has held roughly steady over the past five years (-1.1%, Census ACS). That's slower than Virginia's statewide growth of +2.9% over the same period.

What these rents mean for Lynchburg city

The Lynchburg city FMR area applies to all ZIP codes inside the county boundary, and Virginia's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Lynchburg city's 1-bedroom rent runs 8% above the US average of $959 and 13% lower than the Virginia state average of $1,182. Over the past year, 1-bedroom rent here shifted from$1,062 in FY 2025 to $1,033 in FY 2026 - a change of -2.7%, which is unusual and suggests softening demand or revised HUD sampling.

At the FY 2026 1-bedroom FMR of $1,033, affording it under the 30%-of-income rule takes $41,320 per year (about $3,443/month) in household income, and a 2-bedroom at $1,187 pushes that threshold even higher. With a population of 79,166 and a county median household income of $59,808, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,137 · US avg: $893
$1,027/mo
↓ 1.5% YoY -10% vs state +15% vs US
1 Bedroom
State avg: $1,182 · US avg: $959
$1,033/mo
↓ 2.7% YoY -13% vs state +8% vs US
2 Bedroom
State avg: $1,369 · US avg: $1,175
$1,187/mo
↓ 1.1% YoY -13% vs state +1% vs US
3 Bedroom
State avg: $1,789 · US avg: $1,525
$1,635/mo
↓ 0.7% YoY -9% vs state +7% vs US
4 Bedroom
State avg: $2,128 · US avg: $1,756
$1,750/mo
↓ 2.0% YoY -18% vs state -0% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,043
$1,027
$-16 (-1.5%)
1 Bedroom $1,062
$1,033
$-29 (-2.7%)
2 Bedroom $1,200
$1,187
$-13 (-1.1%)
3 Bedroom $1,647
$1,635
$-12 (-0.7%)
4 Bedroom $1,785
$1,750
$-35 (-2.0%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$41,320
$3,443/month gross
Required annual income for 2 BR
$47,480
$3,957/month gross

Rent Burden Analysis

How much of household income goes to rent in Lynchburg city. The 30% threshold indicates cost burden.

Studio
20.6%
Affordable
Need $41,080/yr for 30% rule
1 Bedroom
20.7%
Affordable
Need $41,320/yr for 30% rule
2 Bedroom
23.8%
Affordable
Need $47,480/yr for 30% rule
3 Bedroom
32.8%
Burdened
Need $65,400/yr for 30% rule
4 Bedroom
35.1%
Burdened
Need $70,000/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Lynchburg city 2-bedroom rent burden

0%100%National avg22%23.8%
Lynchburg city 2-bedroom rent burden
County median income: $59,808 · National avg burden: 21.7% ·View Virginia rent burden →

Where Lynchburg city sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,187 Top 33% higher than 67% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Lynchburg city compares on 1-bedroom rent

1-bedroom FMR vs other Virginia counties

1BR FMR / mo

What this shows Lynchburg city is highlighted. Nearby Virginia counties by 1-bedroom FMR, highest to lowest: Fairfax County ($2,015), Prince William County ($2,015), Loudoun County ($2,015), Virginia Beach city ($1,512), Chesterfield County ($1,507), Henrico County ($1,507), Lynchburg city (this county) ($1,033).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,033/mo compares to Virginia salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation VA Salary Rent Burden Verdict
Software Developers $134,470 9.2% Affordable
General & Operations Managers $121,530 10.2% Affordable
Registered Nurses $88,820 14% Affordable
Accountants & Auditors $84,190 14.7% Affordable
Police & Sheriff's Patrol Officers $65,110 19% Affordable
Elementary School Teachers $62,270 19.9% Affordable
Electricians $61,610 20.1% Affordable
Paralegals & Legal Assistants $61,200 20.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $54,500 22.7% Affordable
Pharmacy Technicians $42,490 29.2% Affordable
Customer Service Representatives $39,210 31.6% Stretched
Teaching Assistants $36,650 33.8% Stretched
Janitors & Cleaners $33,970 36.5% Stretched
Retail Salespersons $32,760 37.8% Stretched
Fast Food & Counter Workers $29,060 42.7% Stretched
Salaries: BLS OES (Virginia) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Lynchburg city. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Lynchburg city (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 52.8% overall, from $676 to $1,033. Most of that movement was gradual except for a single sharp jump of +17.9% in FY 2024, well above this county's typical year-to-year change.

$600$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,033
Lynchburg city 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓2.7% $1,027 $1,033 $1,187
FY 2025 ↑9.9% $1,043 $1,062 $1,200
FY 2024 ↑17.9% $948 $966 $1,093
FY 2023 ↑10.2% $805 $819 $930
FY 2022 ↑12.6% $742 $743 $863
FY 2021 ↓2.4% $633 $660 $784
FY 2020 $630 $676 $821
Total change (6yr): +52.8%
Annualized: +7.3%/yr
1 BR: $676 → $1,033

Part of the Lynchburg, VA Metro Area

Lynchburg city is a central county of the Lynchburg, VA metropolitan statistical area, alongside 4 other metro-area counties.

Lynchburg city ranks #5 of 5 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Bedford County ($1,033), Campbell County ($1,033), Amherst County ($1,033), Appomattox County ($1,033), Lynchburg city (this county) ($1,033).

Nearby Counties in Virginia

Largest counties by population in Virginia

Frequently Asked Questions

What is the average rent in Lynchburg city?
The FY 2026 Fair Market Rent for a 1-bedroom in Lynchburg city is $1,033 per month. A 2-bedroom is $1,187 and a studio is $1,027.
How does Lynchburg city rent compare to the national average?
Rent in Lynchburg city is 8% above the national average. A 1-bedroom here costs $1,033 compared to $959 nationally.
What income do I need to afford rent in Lynchburg city?
Based on the 30% affordability rule, you need an annual income of at least $41,320 ($3,443/month) to afford a 1-bedroom at Fair Market Rent in Lynchburg city.
Is rent going up or down in Lynchburg city?
The 1-bedroom Fair Market Rent in Lynchburg city decreased by 2.7% from FY 2025 to FY 2026, going from $1,062 to $1,033.
Which jobs can afford rent in Lynchburg city?
Based on Virginia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,033/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Lynchburg city over time?
The 1-bedroom Fair Market Rent in Lynchburg city went from $676 in FY 2020 to $1,033 in FY 2026, a total change of +52.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Lynchburg city?
In Lynchburg city, the FY 2026 FMR of $1,033/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Lynchburg city?
For Lynchburg city, it's the specific 40th-percentile rent HUD publishes each year ($1,033/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Lynchburg city's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,033 implies about $41,320/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Lynchburg city can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.