County FMR · HUD FY2026
Holmes County Fair Market Rent
HUD's FY2026 Fair Market Rent for Holmes County, FL - 3% above the US average.
- $983
- 1-bedroom FMR
- $1,078
- 2-bedroom FMR
- +18.3%
- YoY change
- +3%
- vs US avg
The verdict
Holmes is the 7th cheapest of 67 counties in Florida by 2-bedroom FMR; nationally it ranks #1,384 most expensive of 3,145 HUD counties; rent here has climbed 18.3% since FY 2025, a sharp move relative to most counties.
- #1,384
- most expensive of 3,145 US counties (2BR)
- #7
- cheapest of 67 in Florida (2BR)
- -24%
- vs the state average
- $39,320
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (9.3%), while Fast Food and Counter Workers spend the most (42.1%).
FY 2026 HUD Fair Market Rent for Holmes County, FL. Verify with HUD →
Holmes County, Florida carries an FY 2026 1-bedroom Fair Market Rent of $983 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,078/mo and a studio is $939/mo. That's 3% above the national benchmark of $959 and 24% below the Florida average of $1,296.
Rent increased18.3% from FY 2025 ($831), outpacing inflation. Under the 30% rule, affordability starts near $39,320/year for a 1-bedroom.
Observed renter burden: 27.4% of the 1,649 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
FY 2026 HUD Fair Market Rents in Florida. Population: 19,529. Population has held roughly steady over the past five years (+1.0%, Census ACS). That's slower than Florida's statewide growth of +6.5% over the same period.
FMR filing desk
Area HOLMES·COUNTY·FL·FL
Holmes County, FL: $983/mo 1BR · #1384 of 3145 counties (2BR) · FY2026
- FMR-AREA FL
- 1BR-FMR $983
- 2BR-FMR $1,078
- RANK-MID #1,384
- YOY-SURGE +18.3%
- VSUS-NEAR +3%
- VS-ST-LOW -24% FL
- INC-MID 24%
- POP-SMALL 20K
- PHOTO-NEAR Miami-Dade County
- VOUCH-90-110 $885–$1,081
- FY-2026 FY2026
Photo-finish peer: Miami-Dade ($1,012 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $811 | $939 | +$128 (+15.8%) |
| 1 Bedroom | $831 | $983 | +$152 (+18.3%) |
| 2 Bedroom | $933 | $1,078 | +$145 (+15.5%) |
| 3 Bedroom | $1,232 | $1,423 | +$191 (+15.5%) |
| 4 Bedroom | $1,237 | $1,427 | +$190 (+15.4%) |
Rent Burden Analysis
How much of household income goes to rent in Holmes County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Holmes sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,078 higher than 56% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Holmes compares on 1-bedroom rent
1-bedroom FMR vs other Florida counties
- Miami-Dade
Miami-Dade County
$1,995 1BR FMR / mo
- Palm Beach
Palm Beach County
$1,901 1BR FMR / mo
- Broward
Broward County
$1,900 1BR FMR / mo
- Orange
Orange County
$1,731 1BR FMR / mo
- Hillsborough
Hillsborough County
$1,696 1BR FMR / mo
- Duval
Duval County
$1,382 1BR FMR / mo
- Holmes
Holmes County
$983 1BR FMR / mo
What this shows Holmes is highlighted. Nearby Florida counties by 1-bedroom FMR, highest to lowest: Miami-Dade County ($1,995), Palm Beach County ($1,901), Broward County ($1,900), Orange County ($1,731), Hillsborough County ($1,696), Duval County ($1,382), Holmes County (this county) ($983).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $983/mo compares to Florida salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | FL Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $126,550 | 9.3% | Affordable |
| General & Operations Managers | $100,750 | 11.7% | Affordable |
| Registered Nurses | $82,850 | 14.2% | Affordable |
| Accountants & Auditors | $78,470 | 15% | Affordable |
| Police & Sheriff's Patrol Officers | $76,190 | 15.5% | Affordable |
| Paralegals & Legal Assistants | $60,280 | 19.6% | Affordable |
| Elementary School Teachers | $55,550 | 21.2% | Affordable |
| Electricians | $53,100 | 22.2% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,000 | 23.6% | Affordable |
| Pharmacy Technicians | $39,640 | 29.8% | Affordable |
| Customer Service Representatives | $38,890 | 30.3% | Stretched |
| Retail Salespersons | $31,950 | 36.9% | Stretched |
| Janitors & Cleaners | $31,540 | 37.4% | Stretched |
| Teaching Assistants | $30,230 | 39% | Stretched |
| Fast Food & Counter Workers | $27,990 | 42.1% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Holmes County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Holmes (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 77.1% overall, from $555 to $983. Most of that movement was gradual except for a single sharp jump of +19.8% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑18.3% | $939 | $983 | $1,078 |
| FY 2025 ↑4.8% | $811 | $831 | $933 |
| FY 2024 ↑19.8% | $785 | $793 | $905 |
| FY 2023 ↑13.2% | $658 | $662 | $826 |
| FY 2022 ↑5.0% | $581 | $585 | $757 |
| FY 2021 ↑0.4% | $553 | $557 | $734 |
| FY 2020 | $551 | $555 | $731 |
Where Holmes County Ranks in Florida
Holmes County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #7 of 67 counties in Florida. Nearest by rank: Calhoun County ($973), Levy County ($974), Hamilton County ($981), Washington County ($1,017), Taylor County ($1,018), Jackson County ($1,068), Holmes County (this county) ($1,078), Liberty County ($1,083), Madison County ($1,086), Baker County ($1,103), Suwannee County ($1,110), Bradford County ($1,120), Union County ($1,132), Putnam County ($1,155), Dixie County ($1,156).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Holmes County, both outside Florida so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside FL (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside FL).
Nearby Counties in Florida
Largest counties by population in Florida
Showing the 8 largest of 66 other counties in Florida.
Frequently Asked Questions
What is the average rent in Holmes County? ▼
How does Holmes County rent compare to the national average? ▼
Where does Holmes County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Holmes County? ▼
Is rent going up or down in Holmes County? ▼
Which jobs can afford rent in Holmes County? ▼
How much has rent changed in Holmes County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Holmes County? ▼
What does Fair Market Rent mean for Holmes County? ▼
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.