County FMR · HUD FY2026
Holmes County Fair Market Rent
HUD's FY2026 Fair Market Rent for Holmes County, FL - 3% above the US average.
- $983
- 1-bedroom FMR
- $1,078
- 2-bedroom FMR
- +18.3%
- YoY change
- +3%
- vs US avg
The verdict
Holmes is the 7th cheapest of 67 counties in Florida by 2-bedroom FMR; rent here has climbed 18.3% since FY 2025, a sharp move relative to most counties.
- #7
- cheapest of 67 in Florida (2BR)
- -24%
- vs the state average
- $39,320
- income to afford it (30% rule)
- +18.3%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (9.3%), while Fast Food and Counter Workers spend the most (42.1%).
FY 2026 HUD Fair Market Rent for Holmes County, FL. Verify with HUD →
Holmes County, Florida carries an FY 2026 1-bedroom Fair Market Rent of $983 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,078/mo and a studio is $939/mo. That's 3% above the national benchmark of $959 and 24% below the Florida average of $1,296.
Rent increased18.3% from FY 2025 ($831), outpacing inflation. To afford rent here, a household needs at least $39,320/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Florida. Population: 19,529. Population has held roughly steady over the past five years (+1.0%, Census ACS). That's slower than Florida's statewide growth of +6.5% over the same period.
What these rents mean for Holmes County
The Holmes County FMR area applies to all ZIP codes inside the county boundary, and Florida's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 3% above the US average of $959 and 24% lower than the Florida state average of $1,296. The 1-bedroom FMR went from$831 in FY 2025 to $983 in FY 2026 - a change of +18.3%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $983, affording it under the 30%-of-income rule takes $39,320 per year (about $3,277/month) in household income, and a 2-bedroom at $1,078 pushes that threshold even higher. With a population of 19,529 and a county median household income of $48,236, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $811 | $939 | +$128 (+15.8%) |
| 1 Bedroom | $831 | $983 | +$152 (+18.3%) |
| 2 Bedroom | $933 | $1,078 | +$145 (+15.5%) |
| 3 Bedroom | $1,232 | $1,423 | +$191 (+15.5%) |
| 4 Bedroom | $1,237 | $1,427 | +$190 (+15.4%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Holmes County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Holmes County 2-bedroom rent burden
Where Holmes sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,078 higher than 56% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Holmes compares on 1-bedroom rent
1-bedroom FMR vs other Florida counties
- Miami-Dade
Miami-Dade County
$1,995 1BR FMR / mo
- Palm Beach
Palm Beach County
$1,901 1BR FMR / mo
- Broward
Broward County
$1,900 1BR FMR / mo
- Orange
Orange County
$1,731 1BR FMR / mo
- Hillsborough
Hillsborough County
$1,696 1BR FMR / mo
- Duval
Duval County
$1,382 1BR FMR / mo
- Holmes
Holmes County
$983 1BR FMR / mo
What this shows Holmes is highlighted. Nearby Florida counties by 1-bedroom FMR, highest to lowest: Miami-Dade County ($1,995), Palm Beach County ($1,901), Broward County ($1,900), Orange County ($1,731), Hillsborough County ($1,696), Duval County ($1,382), Holmes County (this county) ($983).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $983/mo compares to Florida salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | FL Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $126,550 | 9.3% | Affordable |
| General & Operations Managers | $100,750 | 11.7% | Affordable |
| Registered Nurses | $82,850 | 14.2% | Affordable |
| Accountants & Auditors | $78,470 | 15% | Affordable |
| Police & Sheriff's Patrol Officers | $76,190 | 15.5% | Affordable |
| Paralegals & Legal Assistants | $60,280 | 19.6% | Affordable |
| Elementary School Teachers | $55,550 | 21.2% | Affordable |
| Electricians | $53,100 | 22.2% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,000 | 23.6% | Affordable |
| Pharmacy Technicians | $39,640 | 29.8% | Affordable |
| Customer Service Representatives | $38,890 | 30.3% | Stretched |
| Retail Salespersons | $31,950 | 36.9% | Stretched |
| Janitors & Cleaners | $31,540 | 37.4% | Stretched |
| Teaching Assistants | $30,230 | 39% | Stretched |
| Fast Food & Counter Workers | $27,990 | 42.1% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Holmes County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Holmes (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 77.1% overall, from $555 to $983. Most of that movement was gradual except for a single sharp jump of +19.8% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑18.3% | $939 | $983 | $1,078 |
| FY 2025 ↑4.8% | $811 | $831 | $933 |
| FY 2024 ↑19.8% | $785 | $793 | $905 |
| FY 2023 ↑13.2% | $658 | $662 | $826 |
| FY 2022 ↑5.0% | $581 | $585 | $757 |
| FY 2021 ↑0.4% | $553 | $557 | $734 |
| FY 2020 | $551 | $555 | $731 |
Where Holmes County Ranks in Florida
Holmes County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #7 of 67 counties in Florida. Nearest by rank: Calhoun County ($973), Levy County ($974), Hamilton County ($981), Washington County ($1,017), Taylor County ($1,018), Jackson County ($1,068), Holmes County (this county) ($1,078), Liberty County ($1,083), Madison County ($1,086), Baker County ($1,103), Suwannee County ($1,110), Bradford County ($1,120), Union County ($1,132), Putnam County ($1,155), Dixie County ($1,156).
Nearby Counties in Florida
Largest counties by population in Florida
Frequently Asked Questions
What is the average rent in Holmes County? ▼
How does Holmes County rent compare to the national average? ▼
What income do I need to afford rent in Holmes County? ▼
Is rent going up or down in Holmes County? ▼
Which jobs can afford rent in Holmes County? ▼
How much has rent changed in Holmes County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Holmes County? ▼
What does Fair Market Rent mean for Holmes County? ▼
What this means for renters
Treat Holmes's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $983 implies about $39,320/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Holmes can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.