County FMR · HUD FY2026
Hardeman County Fair Market Rent
HUD's FY2026 Fair Market Rent for Hardeman County, TN - 26% below the US average.
- $705
- 1-bedroom FMR
- $925
- 2-bedroom FMR
- +2.9%
- YoY change
- -26%
- vs US avg
The verdict
Hardeman is the 12th cheapest of 95 counties in Tennessee by 2-bedroom FMR; nationally it ranks #599 most affordable of 3,145 HUD counties.
- #599
- most affordable of 3,145 US counties (2BR)
- #12
- cheapest of 95 in Tennessee (2BR)
- -24%
- vs the state average
- $28,200
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (7.2%), while Fast Food and Counter Workers spend the most (30.4%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Hardeman County, TN. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Hardeman County, Tennessee at $705 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $925/mo and a studio is $700/mo. This is 26% lower than the national average of $959 and 24% below the Tennessee average of $924.
Rent increased2.9% from FY 2025 ($685), outpacing inflation. The 30% affordability floor is comparatively reachable here at $28,200/year.
FY 2026 HUD Fair Market Rents in Tennessee. Population: 25,519. Population has held roughly steady over the past five years (-0.3%, Census ACS). That's slower than Tennessee's statewide growth of +5.0% over the same period.
FMR filing desk
Area HARDEMAN·COUNTY·TN·TN
Hardeman County, TN: $705/mo 1BR · #599 of 3145 counties (2BR) · FY2026
- FMR-AREA TN
- 1BR-FMR $705
- 2BR-FMR $925
- RANK-MID #599
- YOY-UP +2.9%
- VSUS-LOW -26%
- VS-ST-LOW -24% TN
- INC-ROOM 18%
- POP-SMALL 26K
- PHOTO-NEAR Shelby County
- VOUCH-90-110 $635–$776
- FY-2026 FY2026
Photo-finish peer: Shelby ($449 1BR gap)
Read with: Section 8 housing guide
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $681 | $700 | +$19 (+2.8%) |
| 1 Bedroom | $685 | $705 | +$20 (+2.9%) |
| 2 Bedroom | $899 | $925 | +$26 (+2.9%) |
| 3 Bedroom | $1,260 | $1,286 | +$26 (+2.1%) |
| 4 Bedroom | $1,332 | $1,348 | +$16 (+1.2%) |
Rent Burden Analysis
How much of household income goes to rent in Hardeman County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Hardeman sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$925 higher than 19% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Hardeman compares on 1-bedroom rent
1-bedroom FMR vs other Tennessee counties
- Davidson
Davidson County
$1,578 1BR FMR / mo
- Rutherford
Rutherford County
$1,578 1BR FMR / mo
- Williamson
Williamson County
$1,578 1BR FMR / mo
- Hamilton
Hamilton County
$1,263 1BR FMR / mo
- Knox
Knox County
$1,184 1BR FMR / mo
- Shelby
Shelby County
$1,154 1BR FMR / mo
- Hardeman
Hardeman County
$705 1BR FMR / mo
What this shows Hardeman is highlighted. Nearby Tennessee counties by 1-bedroom FMR, highest to lowest: Davidson County ($1,578), Rutherford County ($1,578), Williamson County ($1,578), Hamilton County ($1,263), Knox County ($1,184), Shelby County ($1,154), Hardeman County (this county) ($705).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $705/mo, most of these Tennessee occupations clear, or miss, the 30% affordability line.
| Occupation | TN Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $117,340 | 7.2% | Affordable |
| General & Operations Managers | $102,850 | 8.2% | Affordable |
| Registered Nurses | $79,030 | 10.7% | Affordable |
| Accountants & Auditors | $75,500 | 11.2% | Affordable |
| Police & Sheriff's Patrol Officers | $59,410 | 14.2% | Affordable |
| Electricians | $59,190 | 14.3% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,610 | 15.2% | Affordable |
| Paralegals & Legal Assistants | $55,270 | 15.3% | Affordable |
| Elementary School Teachers | $52,690 | 16.1% | Affordable |
| Customer Service Representatives | $40,130 | 21.1% | Affordable |
| Pharmacy Technicians | $38,130 | 22.2% | Affordable |
| Janitors & Cleaners | $31,220 | 27.1% | Affordable |
| Retail Salespersons | $30,770 | 27.5% | Affordable |
| Teaching Assistants | $28,030 | 30.2% | Stretched |
| Fast Food & Counter Workers | $27,840 | 30.4% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Hardeman County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Hardeman (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 43.0% overall, from $493 to $705. Most of that movement was gradual except for a single sharp jump of +15.5% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑2.9% | $700 | $705 | $925 |
| FY 2025 ↑4.6% | $681 | $685 | $899 |
| FY 2024 ↑15.5% | $651 | $655 | $861 |
| FY 2023 ↑10.3% | $564 | $567 | $747 |
| FY 2022 ↑2.2% | $510 | $514 | $676 |
| FY 2021 ↑2.0% | $500 | $503 | $663 |
| FY 2020 | $492 | $493 | $649 |
Where Hardeman County Ranks in Tennessee
Hardeman County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #12 of 95 counties in Tennessee. Nearest by rank: Clay County ($925), Cocke County ($925), Decatur County ($925), Dyer County ($925), Fentress County ($925), Greene County ($925), Grundy County ($925), Hancock County ($925), Hardeman County (this county) ($925), Hardin County ($925), Haywood County ($925), Henderson County ($925), Houston County ($925), Jackson County ($925), Johnson County ($925), Lake County ($925), Lauderdale County ($925).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Hardeman County, both outside Tennessee so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside TN (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside TN).
Nearby Counties in Tennessee
Largest counties by population in Tennessee
Showing the 8 largest of 94 other counties in Tennessee.
Frequently Asked Questions
What is the average rent in Hardeman County? ▼
How does Hardeman County rent compare to the national average? ▼
Where does Hardeman County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Hardeman County? ▼
Is rent going up or down in Hardeman County? ▼
Which jobs can afford rent in Hardeman County? ▼
How much has rent changed in Hardeman County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Hardeman County? ▼
What does Fair Market Rent mean for Hardeman County? ▼
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.