County FMR · HUD FY2026

Hampshire County Fair Market Rent

HUD's FY2026 Fair Market Rent for Hampshire County, MA - 65% above the US average.

$1,580
1-bedroom FMR
$2,004
2-bedroom FMR
+31.1%
YoY change
+65%
vs US avg

The verdict

Hampshire is the 6th cheapest of 14 counties in Massachusetts by 2-bedroom FMR; rent here has climbed 31.1% since FY 2025, a sharp move relative to most counties.

#6
cheapest of 14 in Massachusetts (2BR)
-12%
vs the state average
$63,200
income to afford it (30% rule)
+31.1%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (12.6%), while Fast Food and Counter Workers spend the most (54.1%); nearby Massachusetts counties range as much as 79% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Hampshire County, MA. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Hampshire County, Massachusetts at $1,580 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $2,004/mo and a studio is $1,382/mo. This is 65% higher than the national average of $959 and 12% below the Massachusetts average of $1,796.

Rent increased31.1% from FY 2025 ($1,205), outpacing inflation. To afford rent here, a household needs at least $63,200/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Massachusetts. Population: 35,472. Population has held roughly steady over the past five years (-2.8%, Census ACS). That's slower than Massachusetts's statewide growth of +2.4% over the same period.

What these rents mean for Hampshire County

The Hampshire County FMR area applies to all ZIP codes inside the county boundary, and Massachusetts's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Hampshire County's 1-bedroom rent runs 65% above the US average of $959 and 12% lower than the Massachusetts state average of $1,796. Over the past year, 1-bedroom rent here shifted from$1,205 in FY 2025 to $1,580 in FY 2026 - a change of +31.1%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,580, affording it under the 30%-of-income rule takes $63,200 per year (about $5,267/month) in household income, and a 2-bedroom at $2,004 pushes that threshold even higher. With a population of 35,472 and a county median household income of $86,391, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,696 · US avg: $893
$1,382/mo
↑ 32.4% YoY -19% vs state +55% vs US
1 Bedroom
State avg: $1,796 · US avg: $959
$1,580/mo
↑ 31.1% YoY -12% vs state +65% vs US
2 Bedroom
State avg: $2,261 · US avg: $1,175
$2,004/mo
↑ 34.0% YoY -11% vs state +71% vs US
3 Bedroom
State avg: $2,823 · US avg: $1,525
$2,504/mo
↑ 37.4% YoY -11% vs state +64% vs US
4 Bedroom
State avg: $3,188 · US avg: $1,756
$2,702/mo
↑ 32.6% YoY -15% vs state +54% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,044
$1,382
+$338 (+32.4%)
1 Bedroom $1,205
$1,580
+$375 (+31.1%)
2 Bedroom $1,496
$2,004
+$508 (+34.0%)
3 Bedroom $1,823
$2,504
+$681 (+37.4%)
4 Bedroom $2,037
$2,702
+$665 (+32.6%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$63,200
$5,267/month gross
Required annual income for 2 BR
$80,160
$6,680/month gross

Rent Burden Analysis

How much of household income goes to rent in Hampshire County. The 30% threshold indicates cost burden.

Studio
19.2%
Affordable
Need $55,280/yr for 30% rule
1 Bedroom
21.9%
Affordable
Need $63,200/yr for 30% rule
2 Bedroom
27.8%
Affordable
Need $80,160/yr for 30% rule
3 Bedroom
34.8%
Burdened
Need $100,160/yr for 30% rule
4 Bedroom
37.5%
Burdened
Need $108,080/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Hampshire County 2-bedroom rent burden

0%100%National avg22%27.8%
Hampshire County 2-bedroom rent burden
County median income: $86,391 · National avg burden: 21.7% ·View Massachusetts rent burden →

Where Hampshire sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$2,004 Top 4% higher than 96% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). Below this entry. $1,600–$1,800: 172 counties (5%). Below this entry. $1,800–$2,000: 108 counties (3%). Below this entry. $2,000–$2,200: 29 counties (1%). This entry sits in this band. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Hampshire compares on 1-bedroom rent

1-bedroom FMR vs other Massachusetts counties

1BR FMR / mo

What this shows Hampshire is highlighted. Nearby Massachusetts counties by 1-bedroom FMR, highest to lowest: Suffolk County ($2,476), Middlesex County ($2,476), Essex County ($2,476), Barnstable County ($1,846), Plymouth County ($1,761), Hampshire County (this county) ($1,580), Hampden County ($1,382).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,580/mo compares to Massachusetts salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MA Salary Rent Burden Verdict
Software Developers $150,520 12.6% Affordable
General & Operations Managers $123,850 15.3% Affordable
Registered Nurses $101,970 18.6% Affordable
Accountants & Auditors $96,580 19.6% Affordable
Elementary School Teachers $83,260 22.8% Affordable
Electricians $82,120 23.1% Affordable
Police & Sheriff's Patrol Officers $78,610 24.1% Affordable
Paralegals & Legal Assistants $74,990 25.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,630 31.3% Stretched
Customer Service Representatives $48,060 39.5% Stretched
Pharmacy Technicians $44,640 42.5% Stretched
Janitors & Cleaners $44,570 42.5% Stretched
Teaching Assistants $37,920 50% Stretched
Retail Salespersons $36,320 52.2% Unaffordable
Fast Food & Counter Workers $35,060 54.1% Unaffordable
Salaries: BLS OES (Massachusetts) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Hampshire County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Hampshire (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 80.6% overall, from $875 to $1,580. The path there hasn't been smooth: year-over-year moves have swung by as much as 31.1% (FY 2026), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$800$1,000$1,200$1,400$1,600$1,800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,580
Hampshire County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑31.1% $1,382 $1,580 $2,004
FY 2025 ↑8.1% $1,044 $1,205 $1,496
FY 2024 ↑13.0% $934 $1,115 $1,375
FY 2023 ↑12.9% $818 $987 $1,223
FY 2022 ↓1.9% $727 $874 $1,094
FY 2021 ↑1.8% $745 $891 $1,129
FY 2020 $737 $875 $1,115
Total change (6yr): +80.6%
Annualized: +10.4%/yr
1 BR: $875 → $1,580

Part of the Amherst Town-Northampton, MA Metro Area

Hampshire County is a central county of the Amherst Town-Northampton, MA metropolitan statistical area.

Nearby Counties in Massachusetts

Largest counties by population in Massachusetts

Frequently Asked Questions

What is the average rent in Hampshire County?
The FY 2026 Fair Market Rent for a 1-bedroom in Hampshire County is $1,580 per month. A 2-bedroom is $2,004 and a studio is $1,382.
How does Hampshire County rent compare to the national average?
Rent in Hampshire County is 65% above the national average. A 1-bedroom here costs $1,580 compared to $959 nationally.
What income do I need to afford rent in Hampshire County?
Based on the 30% affordability rule, you need an annual income of at least $63,200 ($5,267/month) to afford a 1-bedroom at Fair Market Rent in Hampshire County.
Is rent going up or down in Hampshire County?
The 1-bedroom Fair Market Rent in Hampshire County increased by 31.1% from FY 2025 to FY 2026, going from $1,205 to $1,580.
Which jobs can afford rent in Hampshire County?
Based on Massachusetts BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,580/mo. 8 of 15 common occupations are affordable here.
How much has rent changed in Hampshire County over time?
The 1-bedroom Fair Market Rent in Hampshire County went from $875 in FY 2020 to $1,580 in FY 2026, a total change of +80.6% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Hampshire County?
In Hampshire County, the FY 2026 FMR of $1,580/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Hampshire County?
For Hampshire County, it's the specific 40th-percentile rent HUD publishes each year ($1,580/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Hampshire's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,580 implies about $63,200/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Hampshire can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.