County FMR · HUD FY2026
Henderson County Fair Market Rent
HUD's FY2026 Fair Market Rent for Henderson County, NC - 49% above the US average.
- $1,429
- 1-bedroom FMR
- $1,567
- 2-bedroom FMR
- +6.1%
- YoY change
- +49%
- vs US avg
The verdict
Henderson is the 15th most expensive of 100 counties in North Carolina by 2-bedroom FMR; nationally it ranks #409 most expensive of 3,145 HUD counties; rent here has climbed 6.1% since FY 2025, a modest shift relative to most counties.
- #409
- most expensive of 3,145 US counties (2BR)
- #15
- most expensive of 100 in North Carolina (2BR)
- +46%
- vs the state average
- $57,160
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (13.1%), while Teaching Assistants, Except Postsecondary spend the most (60.7%); only 5 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Henderson County, NC. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Henderson County, North Carolina is $1,429 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,567/mo and a studio is $1,227/mo. This is 49% higher than the national average of $959 and 46% above the North Carolina average of $981.
Rent increased6.1% from FY 2025 ($1,347), outpacing inflation. A household needs about $57,160/year to stay under the 30% rent-to-income line.
FY 2026 HUD Fair Market Rents in North Carolina. Population: 116,469. Population has held roughly steady over the past five years (+3.3%, Census ACS). That's in line with North Carolina's statewide growth of +4.2% over the same period.
What these rents mean for Henderson County
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Henderson County's 2-bedroom of $1,567 ranks #409 most expensive of 3,145 US counties, in the upper-rent quarter of HUD counties.
Rents run meaningfully above the national benchmark: 1-bedroom FMR is 49% higher than the US average of $959 (46% above North Carolina's $981). From FY 2025 to FY 2026 the 1-bedroom schedule moved $1,347 → $1,429 (+6.1%), widening an already-expensive gap versus national norms.
At $1,429/mo for a 1-bedroom, the 30% rule wants $57,160/year: still within reach of the county median income of $67,623, though a 2-bedroom at $1,567 raises the bar.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,286 | $1,227 | $-59 (-4.6%) |
| 1 Bedroom | $1,347 | $1,429 | +$82 (+6.1%) |
| 2 Bedroom | $1,512 | $1,567 | +$55 (+3.6%) |
| 3 Bedroom | $1,944 | $1,905 | $-39 (-2.0%) |
| 4 Bedroom | $2,566 | $2,629 | +$63 (+2.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Henderson County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Henderson sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,567 Top 13% higher than 87% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Henderson compares on 1-bedroom rent
1-bedroom FMR vs other North Carolina counties
- Wake
Wake County
$1,596 1BR FMR / mo
- Mecklenburg
Mecklenburg County
$1,538 1BR FMR / mo
- Durham
Durham County
$1,507 1BR FMR / mo
- Henderson
Henderson County
$1,429 1BR FMR / mo
- Guilford
Guilford County
$1,213 1BR FMR / mo
- Cumberland
Cumberland County
$1,113 1BR FMR / mo
- Forsyth
Forsyth County
$1,082 1BR FMR / mo
What this shows Henderson is highlighted. Nearby North Carolina counties by 1-bedroom FMR, highest to lowest: Wake County ($1,596), Mecklenburg County ($1,538), Durham County ($1,507), Henderson County (this county) ($1,429), Guilford County ($1,213), Cumberland County ($1,113), Forsyth County ($1,082).
Can Common Jobs Afford Rent Here?
Against a high local FMR of $1,429/mo, which of 15 common occupations still clear the 30% line using North Carolina BLS wages?
| Occupation | NC Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $131,000 | 13.1% | Affordable |
| General & Operations Managers | $99,190 | 17.3% | Affordable |
| Registered Nurses | $81,860 | 20.9% | Affordable |
| Accountants & Auditors | $80,490 | 21.3% | Affordable |
| Police & Sheriff's Patrol Officers | $58,030 | 29.6% | Affordable |
| Electricians | $54,070 | 31.7% | Stretched |
| Heavy & Tractor-Trailer Truck Drivers | $49,580 | 34.6% | Stretched |
| Elementary School Teachers | $49,400 | 34.7% | Stretched |
| Paralegals & Legal Assistants | $49,390 | 34.7% | Stretched |
| Pharmacy Technicians | $39,870 | 43% | Stretched |
| Customer Service Representatives | $39,530 | 43.4% | Stretched |
| Janitors & Cleaners | $32,630 | 52.6% | Unaffordable |
| Retail Salespersons | $30,090 | 57% | Unaffordable |
| Fast Food & Counter Workers | $28,760 | 59.6% | Unaffordable |
| Teaching Assistants | $28,230 | 60.7% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Henderson County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Henderson (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 36.7% overall, from $1,045 to $1,429. Most of that movement was gradual except for a single sharp jump of +15.3% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑6.1% | $1,227 | $1,429 | $1,567 |
| FY 2025 ↓10.0% | $1,286 | $1,347 | $1,512 |
| FY 2024 ↑15.3% | $1,428 | $1,496 | $1,680 |
| FY 2023 ↑7.4% | $1,270 | $1,298 | $1,466 |
| FY 2022 ↑10.0% | $1,188 | $1,209 | $1,378 |
| FY 2021 ↑5.2% | $1,096 | $1,099 | $1,279 |
| FY 2020 | $1,039 | $1,045 | $1,255 |
Part of the Asheville, NC Metro Area
Henderson County is a central county of the Asheville, NC metropolitan statistical area, alongside 2 other metro-area counties.
Henderson County ranks #3 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Buncombe County ($1,429), Madison County ($1,429), Henderson County (this county) ($1,429).
Nearby Counties in North Carolina
Largest counties by population in North Carolina
Frequently Asked Questions
What is the average rent in Henderson County? ▼
How does Henderson County rent compare to the national average? ▼
Where does Henderson County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Henderson County? ▼
Is rent going up or down in Henderson County? ▼
Which jobs can afford rent in Henderson County? ▼
How much has rent changed in Henderson County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Henderson County? ▼
What does Fair Market Rent mean for Henderson County? ▼
What this means for renters
Treat Henderson's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,429 implies about $57,160/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Henderson can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.