County FMR · HUD FY2026
Fannin County Fair Market Rent
HUD's FY2026 Fair Market Rent for Fannin County, TX - 22% below the US average.
- $751
- 1-bedroom FMR
- $985
- 2-bedroom FMR
- +4.5%
- YoY change
- -22%
- vs US avg
The verdict
Fannin is the 74th cheapest of 254 counties in Texas by 2-bedroom FMR; nationally it ranks #1,353 most affordable of 3,145 HUD counties.
- #1,353
- most affordable of 3,145 US counties (2BR)
- #74
- cheapest of 254 in Texas (2BR)
- -20%
- vs the state average
- $30,040
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (6.9%), while Fast Food and Counter Workers spend the most (33.4%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Fannin County, TX. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Fannin County, Texas at $751 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $985/mo and a studio is $679/mo. This is 22% lower than the national average of $959 and 20% below the Texas average of $935.
Rent increased4.5% from FY 2025 ($719), outpacing inflation. The 30% affordability floor is comparatively reachable here at $30,040/year.
FY 2026 HUD Fair Market Rents in Texas. Population: 36,052. Population grew 6.9% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's in line with Texas's statewide growth of +6.3% over the same period.
What these rents mean for Fannin County
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Fannin County's 2-bedroom of $985 ranks #1,353 most affordable of 3,145 US counties, in the middle half of HUD counties.
This is a below-average rent market: 1-bedroom FMR is 22% under the US average of $959 and 20% below Texas's $935. HUD's 1-bedroom figure shifted from $719 (FY 2025) to $751 (FY 2026), a +4.5% move that still leaves this county below the US mid-point.
A 1-bedroom at $751 needs $30,040/year under the 30% rule against a county median of $68,377, and the median household clears that line with room to spare. A 2-bedroom at $985 is the next step up.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $714 | $679 | $-35 (-4.9%) |
| 1 Bedroom | $719 | $751 | +$32 (+4.5%) |
| 2 Bedroom | $943 | $985 | +$42 (+4.5%) |
| 3 Bedroom | $1,321 | $1,370 | +$49 (+3.7%) |
| 4 Bedroom | $1,584 | $1,652 | +$68 (+4.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Fannin County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Fannin County 2-bedroom rent burden
Where Fannin sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$985 higher than 43% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Fannin compares on 1-bedroom rent
1-bedroom FMR vs other Texas counties
- Dallas
Dallas County
$1,648 1BR FMR / mo
- Collin
Collin County
$1,648 1BR FMR / mo
- Travis
Travis County
$1,562 1BR FMR / mo
- Tarrant
Tarrant County
$1,473 1BR FMR / mo
- Harris
Harris County
$1,323 1BR FMR / mo
- Bexar
Bexar County
$1,177 1BR FMR / mo
- Fannin
Fannin County
$751 1BR FMR / mo
What this shows Fannin is highlighted. Nearby Texas counties by 1-bedroom FMR, highest to lowest: Dallas County ($1,648), Collin County ($1,648), Travis County ($1,562), Tarrant County ($1,473), Harris County ($1,323), Bexar County ($1,177), Fannin County (this county) ($751).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $751/mo, most of these Texas occupations clear, or miss, the 30% affordability line.
| Occupation | TX Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $130,500 | 6.9% | Affordable |
| General & Operations Managers | $100,290 | 9% | Affordable |
| Registered Nurses | $90,010 | 10% | Affordable |
| Accountants & Auditors | $80,000 | 11.3% | Affordable |
| Police & Sheriff's Patrol Officers | $76,350 | 11.8% | Affordable |
| Elementary School Teachers | $61,380 | 14.7% | Affordable |
| Paralegals & Legal Assistants | $59,700 | 15.1% | Affordable |
| Electricians | $56,920 | 15.8% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $53,070 | 17% | Affordable |
| Pharmacy Technicians | $43,920 | 20.5% | Affordable |
| Customer Service Representatives | $39,100 | 23% | Affordable |
| Janitors & Cleaners | $31,230 | 28.9% | Affordable |
| Retail Salespersons | $30,130 | 29.9% | Affordable |
| Teaching Assistants | $27,630 | 32.6% | Stretched |
| Fast Food & Counter Workers | $27,000 | 33.4% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Fannin County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Fannin (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 33.4% overall, from $563 to $751. Most of that movement was gradual except for a single sharp jump of +14.0% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑4.5% | $679 | $751 | $985 |
| FY 2025 ↓5.3% | $714 | $719 | $943 |
| FY 2024 ↑14.0% | $754 | $759 | $997 |
| FY 2023 ↑6.9% | $661 | $666 | $877 |
| FY 2022 ↑6.5% | $607 | $623 | $820 |
| FY 2021 ↑3.9% | $565 | $585 | $771 |
| FY 2020 | $550 | $563 | $742 |
Part of the Bonham, TX Micro Area
Fannin County is a central county of the Bonham, TX micropolitan statistical area.
Nearby Counties in Texas
Largest counties by population in Texas
Frequently Asked Questions
What is the average rent in Fannin County? ▼
How does Fannin County rent compare to the national average? ▼
Where does Fannin County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Fannin County? ▼
Is rent going up or down in Fannin County? ▼
Which jobs can afford rent in Fannin County? ▼
How much has rent changed in Fannin County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Fannin County? ▼
What does Fair Market Rent mean for Fannin County? ▼
What this means for renters
Treat Fannin's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $751 implies about $30,040/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Fannin can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.