County FMR · HUD FY2026

El Paso County Fair Market Rent

HUD's FY2026 Fair Market Rent for El Paso County, TX — 6% above the US average.

$1,013
1-bedroom FMR
$1,191
2-bedroom FMR
-0.7%
YoY change
+6%
vs US avg

FY 2026 HUD Fair Market Rent for El Paso County, TX. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in El Paso County, Texas is $1,013 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,191/mo and a studio is $821/mo.

This is 6% higher than the national average of $959 and 8% above the Texas average of $935. Rent decreased0.7% from FY 2025 ($1,020), roughly tracking inflation. To afford rent here, a household needs at least $40,520/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Texas. Population: 863,832.

What these rents mean for El Paso County

HUD's FY 2026 Fair Market Rent schedule sets the El Paso County Texas 1-bedroom at $1,013, with a studio at $821, 2-bedroom at $1,191, 3-bedroom at $1,633, and 4-bedroom at $1,998. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The El Paso County FMR area applies to all ZIP codes inside the county boundary, and Texas's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 6% above the US average of $959 and 8% higher than the Texas state average of $935. Year-over-year, the 1-bedroom FMR moved from $1,020 in FY 2025 to $1,013 in FY 2026 — a change of -0.7%, which tracks roughly with broader price trends.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,013, that implies a household income of $40,520 per year (about $3,377/month) to stay affordable — a 2-bedroom at $1,191 pushes that threshold even higher. With a population of 863,832 and a county median household income of $58,859, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $887 · US avg: $893
$821/mo
↑ 0.0% YoY -7% vs state -8% vs US
1 Bedroom
State avg: $935 · US avg: $959
$1,013/mo
↓ 0.7% YoY +8% vs state +6% vs US
2 Bedroom
State avg: $1,149 · US avg: $1,175
$1,191/mo
↓ 0.1% YoY +4% vs state +1% vs US
3 Bedroom
State avg: $1,497 · US avg: $1,525
$1,633/mo
↓ 0.9% YoY +9% vs state +7% vs US
4 Bedroom
State avg: $1,733 · US avg: $1,756
$1,998/mo
↓ 0.2% YoY +15% vs state +14% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $821 $821 $0 (0.0%)
1 Bedroom $1,020 $1,013 $-7 (-0.7%)
2 Bedroom $1,192 $1,191 $-1 (-0.1%)
3 Bedroom $1,647 $1,633 $-14 (-0.9%)
4 Bedroom $2,002 $1,998 $-4 (-0.2%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$40,520
$3,377/month gross
Required annual income for 2 BR
$47,640
$3,970/month gross

Rent Burden Analysis

How much of household income goes to rent in El Paso County. The 30% threshold indicates cost burden.

Studio
16.7%
Affordable
Need $32,840/yr for 30% rule
1 Bedroom
20.7%
Affordable
Need $40,520/yr for 30% rule
2 Bedroom
24.3%
Affordable
Need $47,640/yr for 30% rule
3 Bedroom
33.3%
Burdened
Need $65,320/yr for 30% rule
4 Bedroom
40.7%
Burdened
Need $79,920/yr for 30% rule
County median income: $58,859 · National avg burden: 21.7% ·View Texas rent burden →

How El Paso compares on 1-bedroom rent

1-bedroom FMR vs other Texas counties

1BR FMR / mo

What this shows El Paso is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,013/mo compares to Texas salaries for popular occupations (30% rule).

Occupation TX Salary Rent Burden Verdict
Software Developers $130,500 9.3% Affordable
General & Operations Managers $100,290 12.1% Affordable
Registered Nurses $90,010 13.5% Affordable
Accountants & Auditors $80,000 15.2% Affordable
Police & Sheriff's Patrol Officers $76,350 15.9% Affordable
Elementary School Teachers $61,380 19.8% Affordable
Paralegals & Legal Assistants $59,700 20.4% Affordable
Electricians $56,920 21.4% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,070 22.9% Affordable
Pharmacy Technicians $43,920 27.7% Affordable
Customer Service Representatives $39,100 31.1% Stretched
Janitors & Cleaners $31,230 38.9% Stretched
Retail Salespersons $30,130 40.3% Stretched
Teaching Assistants $27,630 44% Stretched
Fast Food & Counter Workers $27,000 45% Stretched
Salaries: BLS OES (Texas) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for El Paso County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↓0.7% $821 $1,013 $1,191
FY 2025 ↑4.1% $821 $1,020 $1,192
FY 2024 ↑18.9% $804 $980 $1,150
FY 2023 ↑17.5% $672 $824 $977
FY 2022 ↑2.0% $558 $701 $840
FY 2021 ↑1.5% $548 $687 $831
FY 2020 $539 $677 $827
Total change (6yr): +49.6%
Annualized: +6.9%/yr
1 BR: $677 → $1,013

Nearby Counties in Texas

Largest counties by population in Texas

Frequently Asked Questions

What is the average rent in El Paso County?
The FY 2026 Fair Market Rent for a 1-bedroom in El Paso County is $1,013 per month. A 2-bedroom is $1,191 and a studio is $821.
How does El Paso County rent compare to the national average?
Rent in El Paso County is 6% above the national average. A 1-bedroom here costs $1,013 compared to $959 nationally.
What income do I need to afford rent in El Paso County?
Based on the 30% affordability rule, you need an annual income of at least $40,520 ($3,377/month) to afford a 1-bedroom at Fair Market Rent in El Paso County.
Is rent going up or down in El Paso County?
The 1-bedroom Fair Market Rent in El Paso County decreased by 0.7% from FY 2025 to FY 2026, going from $1,020 to $1,013.
Which jobs can afford rent in El Paso County?
Based on Texas BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,013/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in El Paso County over time?
The 1-bedroom Fair Market Rent in El Paso County went from $677 in FY 2020 to $1,013 in FY 2026, a total change of +49.6% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in El Paso County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in El Paso County. The FY 2026 FMR of $1,013/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for El Paso County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for El Paso County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for El Paso County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page