Effingham County
FY 2026 HUD Fair Market Rents in Illinois. Population: 34,594.
Fair Market Rents (2026)
Studio
National avg: $893
$745/mo
↑ 10.5% YoY
-17% vs US
1 Bedroom
National avg: $959
$754/mo
↑ 11.0% YoY
-21% vs US
2 Bedroom
National avg: $1,175
$916/mo
↑ 5.3% YoY
-22% vs US
3 Bedroom
National avg: $1,525
$1,208/mo
↑ 4.1% YoY
-21% vs US
4 Bedroom
National avg: $1,756
$1,385/mo
↑ 8.9% YoY
-21% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $674 | $745 | +$71 (+10.5%) |
| 1 Bedroom | $679 | $754 | +$75 (+11.0%) |
| 2 Bedroom | $870 | $916 | +$46 (+5.3%) |
| 3 Bedroom | $1,160 | $1,208 | +$48 (+4.1%) |
| 4 Bedroom | $1,272 | $1,385 | +$113 (+8.9%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$30,160
$2,513/month gross
Required annual income for 2 BR
$36,640
$3,053/month gross
Other Counties in Illinois
Menard County
1 BR: $970/mo
Clark County
1 BR: $769/mo
Hancock County
1 BR: $791/mo
Scott County
1 BR: $698/mo
Brown County
1 BR: $810/mo
Stark County
1 BR: $818/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.