County FMR · HUD FY2026
Cuming County Fair Market Rent
HUD's FY2026 Fair Market Rent for Cuming County, NE - 14% below the US average.
- $826
- 1-bedroom FMR
- $961
- 2-bedroom FMR
- +5.6%
- YoY change
- -14%
- vs US avg
The verdict
Cuming is the 15th cheapest of 93 counties in Nebraska by 2-bedroom FMR; nationally it ranks #882 most affordable of 3,145 HUD counties; rent here has climbed 5.6% since FY 2025, a modest shift relative to most counties.
- #882
- most affordable of 3,145 US counties (2BR)
- #15
- cheapest of 93 in Nebraska (2BR)
- +4%
- vs the state average
- $33,040
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (8.5%), while Teaching Assistants, Except Postsecondary spend the most (35.6%).
FY 2026 HUD Fair Market Rent for Cuming County, NE. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Cuming County, Nebraska at $826 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $961/mo and a studio is $666/mo. This is 14% lower than the national average of $959 and 4% above the Nebraska average of $791.
Rent increased5.6% from FY 2025 ($782), outpacing inflation. Under the 30% rule, affordability starts near $33,040/year for a 1-bedroom.
Observed renter burden: 24.6% of the 1,087 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 7.6%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
Local labor market: The county's BLS unemployment rate has averaged 2.1% over the past 12 months, a tight labor market that typically supports steadier rent demand.
FY 2026 HUD Fair Market Rents in Nebraska. Population: 9,000. Population has held roughly steady over the past five years (-0.2%, Census ACS). That's slower than Nebraska's statewide growth of +3.2% over the same period.
FMR filing desk
Area CUMING·COUNTY·NE·NE
Cuming County, NE: $826/mo 1BR · #882 of 3145 counties (2BR) · FY2026
- FMR-AREA NE
- 1BR-FMR $826
- 2BR-FMR $961
- RANK-MID #882
- YOY-SURGE +5.6%
- VSUS-BELOW -14%
- VS-ST-NEAR +4% NE
- INC-ROOM 14%
- POP-SMALL 9K
- PHOTO-NEAR Douglas County
- VOUCH-90-110 $743–$909
- FY-2026 FY2026
Photo-finish peer: Douglas ($322 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $622 | $666 | +$44 (+7.1%) |
| 1 Bedroom | $782 | $826 | +$44 (+5.6%) |
| 2 Bedroom | $907 | $961 | +$54 (+6.0%) |
| 3 Bedroom | $1,198 | $1,268 | +$70 (+5.8%) |
| 4 Bedroom | $1,203 | $1,272 | +$69 (+5.7%) |
Rent Burden Analysis
How much of household income goes to rent in Cuming County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Cuming sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$961 higher than 28% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Cuming compares on 1-bedroom rent
1-bedroom FMR vs other Nebraska counties
- Douglas
Douglas County
$1,148 1BR FMR / mo
- Sarpy
Sarpy County
$1,148 1BR FMR / mo
- Hall
Hall County
$978 1BR FMR / mo
- Lancaster
Lancaster County
$926 1BR FMR / mo
- Buffalo
Buffalo County
$863 1BR FMR / mo
- Dodge
Dodge County
$861 1BR FMR / mo
- Cuming
Cuming County
$826 1BR FMR / mo
What this shows Cuming is highlighted. Nearby Nebraska counties by 1-bedroom FMR, highest to lowest: Douglas County ($1,148), Sarpy County ($1,148), Hall County ($978), Lancaster County ($926), Buffalo County ($863), Dodge County ($861), Cuming County (this county) ($826).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $826/mo compares to Nebraska salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | NE Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $116,420 | 8.5% | Affordable |
| General & Operations Managers | $82,570 | 12% | Affordable |
| Registered Nurses | $81,020 | 12.2% | Affordable |
| Police & Sheriff's Patrol Officers | $72,160 | 13.7% | Affordable |
| Accountants & Auditors | $69,980 | 14.2% | Affordable |
| Elementary School Teachers | $61,700 | 16.1% | Affordable |
| Paralegals & Legal Assistants | $61,410 | 16.1% | Affordable |
| Electricians | $60,020 | 16.5% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $57,940 | 17.1% | Affordable |
| Pharmacy Technicians | $41,400 | 23.9% | Affordable |
| Customer Service Representatives | $40,790 | 24.3% | Affordable |
| Janitors & Cleaners | $35,820 | 27.7% | Affordable |
| Retail Salespersons | $30,350 | 32.7% | Stretched |
| Fast Food & Counter Workers | $29,420 | 33.7% | Stretched |
| Teaching Assistants | $27,840 | 35.6% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Cuming County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Cuming (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 49.6% overall, from $552 to $826. Most of that movement was gradual except for a single sharp jump of +13.5% in FY 2023, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑5.6% | $666 | $826 | $961 |
| FY 2025 ↑5.0% | $622 | $782 | $907 |
| FY 2024 ↑3.3% | $591 | $745 | $872 |
| FY 2023 ↑13.5% | $562 | $721 | $826 |
| FY 2022 ↑5.3% | $507 | $635 | $757 |
| FY 2021 ↑9.2% | $484 | $603 | $734 |
| FY 2020 | $455 | $552 | $698 |
Where Cuming County Ranks in Nebraska
Cuming County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #15 of 93 counties in Nebraska. Nearest by rank: Box Butte County ($961), Boyd County ($961), Brown County ($961), Burt County ($961), Butler County ($961), Cedar County ($961), Chase County ($961), Clay County ($961), Cuming County (this county) ($961), Custer County ($961), Deuel County ($961), Dixon County ($961), Dundy County ($961), Fillmore County ($961), Franklin County ($961), Frontier County ($961), Furnas County ($961).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Cuming County, both outside Nebraska so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside NE (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside NE).
Nearby Counties in Nebraska
Largest counties by population in Nebraska
Showing the 8 largest of 92 other counties in Nebraska.
Frequently Asked Questions
What is the average rent in Cuming County?
The FY 2026 Fair Market Rent for a 1-bedroom in Cuming County is $826 per month. A 2-bedroom is $961 and a studio is $666.
How does Cuming County rent compare to the national average?
Rent in Cuming County is 14% below the national average. A 1-bedroom here costs $826 compared to $959 nationally.
Where does Cuming County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Cuming County's 2-bedroom FMR of $961 ranks #882 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Cuming County?
Based on the 30% affordability rule, you need an annual income of at least $33,040 ($2,753/month) to afford a 1-bedroom at Fair Market Rent in Cuming County.
Is rent going up or down in Cuming County?
The 1-bedroom Fair Market Rent in Cuming County increased by 5.6% from FY 2025 to FY 2026, going from $782 to $826.
Which jobs can afford rent in Cuming County?
Based on Nebraska BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $826/mo. 12 of 15 common occupations are affordable here.
How much has rent changed in Cuming County over time?
The 1-bedroom Fair Market Rent in Cuming County went from $552 in FY 2020 to $826 in FY 2026, a total change of +49.6% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Cuming County?
In Cuming County, the FY 2026 FMR of $826/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Cuming County?
For Cuming County, it's the specific 40th-percentile rent HUD publishes each year ($826/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Cuming County?
The ACS rental vacancy rate here is 7.6%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
What is the unemployment rate in Cuming County?
The county's BLS unemployment rate has averaged 2.1% over the past 12 months, a tight labor market that typically supports steadier rent demand.
Data sources
What this means for renters
Treat Cuming's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $826 implies about $33,040/yr to rent without being cost-burdened. Run your numbers
- Nebraska counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Douglas
- See where Cuming ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.