Cotton County
FY 2026 HUD Fair Market Rents in Oklahoma. Population: 5,537.
Fair Market Rents (2026)
Studio
National avg: $893
$728/mo
↑ 3.1% YoY
-18% vs US
1 Bedroom
National avg: $959
$733/mo
↑ 3.1% YoY
-24% vs US
2 Bedroom
National avg: $1,175
$962/mo
↑ 5.7% YoY
-18% vs US
3 Bedroom
National avg: $1,525
$1,153/mo
↑ 5.2% YoY
-24% vs US
4 Bedroom
National avg: $1,756
$1,614/mo
↑ 33.8% YoY
-8% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $706 | $728 | +$22 (+3.1%) |
| 1 Bedroom | $711 | $733 | +$22 (+3.1%) |
| 2 Bedroom | $910 | $962 | +$52 (+5.7%) |
| 3 Bedroom | $1,096 | $1,153 | +$57 (+5.2%) |
| 4 Bedroom | $1,206 | $1,614 | +$408 (+33.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$29,320
$2,443/month gross
Required annual income for 2 BR
$38,480
$3,207/month gross
Other Counties in Oklahoma
Logan County
1 BR: $1,017/mo
Jefferson County
1 BR: $714/mo
Okfuskee County
1 BR: $738/mo
Washita County
1 BR: $855/mo
McIntosh County
1 BR: $759/mo
Pushmataha County
1 BR: $750/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.