County FMR · HUD FY2026
Cottle County Fair Market Rent
HUD's FY2026 Fair Market Rent for Cottle County, TX - 15% below the US average.
- $811
- 1-bedroom FMR
- $1,015
- 2-bedroom FMR
- +3.2%
- YoY change
- -15%
- vs US avg
The verdict
Cottle is the 88th cheapest of 254 counties in Texas by 2-bedroom FMR; nationally it ranks #1,511 most affordable of 3,145 HUD counties.
- #1,511
- most affordable of 3,145 US counties (2BR)
- #88
- cheapest of 254 in Texas (2BR)
- -13%
- vs the state average
- $32,440
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (7.5%), while Fast Food and Counter Workers spend the most (36%).
FY 2026 HUD Fair Market Rent for Cottle County, TX. Verify with HUD →
Cottle County, Texas carries an FY 2026 1-bedroom Fair Market Rent of $811 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,015/mo and a studio is $789/mo. That's 15% below the national benchmark of $959 and 13% below the Texas average of $935.
Rent increased3.2% from FY 2025 ($786), outpacing inflation. The 30% affordability floor is comparatively reachable here at $32,440/year.
Observed renter burden: 8.2% of the 122 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
FY 2026 HUD Fair Market Rents in Texas. Population: 1,647.
FMR filing desk
Area COTTLE·COUNTY·TX·TX
Cottle County, TX: $811/mo 1BR · #1511 of 3145 counties (2BR) · FY2026
- FMR-AREA TX
- 1BR-FMR $811
- 2BR-FMR $1,015
- RANK-MID #1,511
- YOY-UP +3.2%
- VSUS-BELOW -15%
- VS-ST-LOW -13% TX
- INC-ROOM 17%
- POP-SMALL 2K
- PHOTO-NEAR Harris County
- VOUCH-90-110 $730–$892
- FY-2026 FY2026
Photo-finish peer: Harris ($512 1BR gap)
Read with: Section 8 housing guide
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $766 | $789 | +$23 (+3.0%) |
| 1 Bedroom | $786 | $811 | +$25 (+3.2%) |
| 2 Bedroom | $976 | $1,015 | +$39 (+4.0%) |
| 3 Bedroom | $1,273 | $1,321 | +$48 (+3.8%) |
| 4 Bedroom | $1,459 | $1,493 | +$34 (+2.3%) |
Rent Burden Analysis
How much of household income goes to rent in Cottle County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Cottle sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,015 higher than 48% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Cottle compares on 1-bedroom rent
1-bedroom FMR vs other Texas counties
- Dallas
Dallas County
$1,648 1BR FMR / mo
- Collin
Collin County
$1,648 1BR FMR / mo
- Travis
Travis County
$1,562 1BR FMR / mo
- Tarrant
Tarrant County
$1,473 1BR FMR / mo
- Harris
Harris County
$1,323 1BR FMR / mo
- Bexar
Bexar County
$1,177 1BR FMR / mo
- Cottle
Cottle County
$811 1BR FMR / mo
What this shows Cottle is highlighted. Nearby Texas counties by 1-bedroom FMR, highest to lowest: Dallas County ($1,648), Collin County ($1,648), Travis County ($1,562), Tarrant County ($1,473), Harris County ($1,323), Bexar County ($1,177), Cottle County (this county) ($811).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $811/mo, most of these Texas occupations clear, or miss, the 30% affordability line.
| Occupation | TX Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $130,500 | 7.5% | Affordable |
| General & Operations Managers | $100,290 | 9.7% | Affordable |
| Registered Nurses | $90,010 | 10.8% | Affordable |
| Accountants & Auditors | $80,000 | 12.2% | Affordable |
| Police & Sheriff's Patrol Officers | $76,350 | 12.7% | Affordable |
| Elementary School Teachers | $61,380 | 15.9% | Affordable |
| Paralegals & Legal Assistants | $59,700 | 16.3% | Affordable |
| Electricians | $56,920 | 17.1% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $53,070 | 18.3% | Affordable |
| Pharmacy Technicians | $43,920 | 22.2% | Affordable |
| Customer Service Representatives | $39,100 | 24.9% | Affordable |
| Janitors & Cleaners | $31,230 | 31.2% | Stretched |
| Retail Salespersons | $30,130 | 32.3% | Stretched |
| Teaching Assistants | $27,630 | 35.2% | Stretched |
| Fast Food & Counter Workers | $27,000 | 36% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Cottle County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Cottle (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 38.6% overall, from $585 to $811. The path there hasn't been smooth: year-over-year moves have swung by as much as 24.3% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑3.2% | $789 | $811 | $1,015 |
| FY 2025 ↓3.9% | $766 | $786 | $976 |
| FY 2024 ↑24.3% | $791 | $818 | $1,016 |
| FY 2023 ↑9.7% | $623 | $658 | $826 |
| FY 2022 ↑3.1% | $560 | $600 | $757 |
| FY 2021 ↓0.5% | $538 | $582 | $734 |
| FY 2020 | $553 | $585 | $736 |
Where Cottle County Ranks in Texas
Cottle County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #88 of 254 counties in Texas. Nearest by rank: Ochiltree County ($998), Young County ($998), Lynn County ($1,007), Wheeler County ($1,008), Henderson County ($1,009), Trinity County ($1,010), Borden County ($1,015), Briscoe County ($1,015), Cottle County (this county) ($1,015), Crockett County ($1,015), Culberson County ($1,015), Duval County ($1,015), Edwards County ($1,015), Glasscock County ($1,015), Jeff Davis County ($1,015), Kenedy County ($1,015), Kent County ($1,015).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Cottle County, both outside Texas so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside TX (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside TX).
Nearby Counties in Texas
Largest counties by population in Texas
Showing the 8 largest of 253 other counties in Texas.
Frequently Asked Questions
What is the average rent in Cottle County? ▼
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How does Fair Market Rent affect Section 8 vouchers in Cottle County? ▼
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Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.