County FMR · HUD FY2026
Christian County Fair Market Rent
HUD's FY2026 Fair Market Rent for Christian County, KY - 14% above the US average.
- $1,094
- 1-bedroom FMR
- $1,346
- 2-bedroom FMR
- +12.1%
- YoY change
- +14%
- vs US avg
The verdict
Christian is the 8th most expensive of 120 counties in Kentucky by 2-bedroom FMR; nationally it ranks #660 most expensive of 3,145 HUD counties; rent here has climbed 12.1% since FY 2025, a sharp move relative to most counties.
- #660
- most expensive of 3,145 US counties (2BR)
- #8
- most expensive of 120 in Kentucky (2BR)
- +38%
- vs the state average
- $43,760
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (12.4%), while Fast Food and Counter Workers spend the most (48.3%).
FY 2026 HUD Fair Market Rent for Christian County, KY. Verify with HUD →
Christian County, Kentucky carries an FY 2026 1-bedroom Fair Market Rent of $1,094 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,346/mo and a studio is $1,090/mo. That's 14% above the national benchmark of $959 and 38% above the Kentucky average of $794.
Rent increased12.1% from FY 2025 ($976), outpacing inflation. Under the 30% rule, affordability starts near $43,760/year for a 1-bedroom.
FY 2026 HUD Fair Market Rents in Kentucky. Population: 72,766. Population has held roughly steady over the past five years (+0.5%, Census ACS). That's in line with Kentucky's statewide growth of +1.6% over the same period.
What these rents mean for Christian County
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Christian County's 2-bedroom of $1,346 ranks #660 most expensive of 3,145 US counties, in the upper-rent quarter of HUD counties.
Christian County's 1-bedroom FMR tracks close to the national mid-point (14% above the US average of $959), while sitting 38% above the Kentucky average of $794. The 1-bedroom FMR went from$976 in FY 2025 to $1,094 in FY 2026, a change of +12.1%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $1,094, the 30% rule points to $43,760/year (about $3,647/month) versus this county's median household income of $54,190. A 2-bedroom at $1,346 pushes the threshold higher.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $916 | $1,090 | +$174 (+19.0%) |
| 1 Bedroom | $976 | $1,094 | +$118 (+12.1%) |
| 2 Bedroom | $1,229 | $1,346 | +$117 (+9.5%) |
| 3 Bedroom | $1,722 | $1,871 | +$149 (+8.7%) |
| 4 Bedroom | $2,064 | $2,258 | +$194 (+9.4%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Christian County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Christian sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,346 Top 21% higher than 79% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Christian compares on 1-bedroom rent
1-bedroom FMR vs other Kentucky counties
- Christian
Christian County
$1,094 1BR FMR / mo
- Fayette
Fayette County
$1,079 1BR FMR / mo
- Kenton
Kenton County
$1,051 1BR FMR / mo
- Boone
Boone County
$1,051 1BR FMR / mo
- Jefferson
Jefferson County
$1,047 1BR FMR / mo
- Warren
Warren County
$985 1BR FMR / mo
- Hardin
Hardin County
$846 1BR FMR / mo
What this shows Christian is highlighted. Nearby Kentucky counties by 1-bedroom FMR, highest to lowest: Christian County (this county) ($1,094), Fayette County ($1,079), Kenton County ($1,051), Boone County ($1,051), Jefferson County ($1,047), Warren County ($985), Hardin County ($846).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,094/mo compares to Kentucky salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | KY Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $106,200 | 12.4% | Affordable |
| Registered Nurses | $79,910 | 16.4% | Affordable |
| General & Operations Managers | $77,150 | 17% | Affordable |
| Accountants & Auditors | $72,220 | 18.2% | Affordable |
| Police & Sheriff's Patrol Officers | $60,230 | 21.8% | Affordable |
| Electricians | $59,490 | 22.1% | Affordable |
| Elementary School Teachers | $57,980 | 22.6% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,590 | 23.6% | Affordable |
| Paralegals & Legal Assistants | $49,000 | 26.8% | Affordable |
| Pharmacy Technicians | $37,630 | 34.9% | Stretched |
| Customer Service Representatives | $37,580 | 34.9% | Stretched |
| Janitors & Cleaners | $30,470 | 43.1% | Stretched |
| Retail Salespersons | $29,450 | 44.6% | Stretched |
| Teaching Assistants | $29,220 | 44.9% | Stretched |
| Fast Food & Counter Workers | $27,170 | 48.3% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Christian County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Christian (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 58.3% overall, from $691 to $1,094. The path there hasn't been smooth: year-over-year moves have swung by as much as 28.0% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑12.1% | $1,090 | $1,094 | $1,346 |
| FY 2025 ↑0.6% | $916 | $976 | $1,229 |
| FY 2024 ↑28.0% | $887 | $970 | $1,246 |
| FY 2023 ↑7.2% | $699 | $758 | $985 |
| FY 2022 ↑2.6% | $634 | $707 | $910 |
| FY 2021 ↓0.3% | $576 | $689 | $872 |
| FY 2020 | $578 | $691 | $869 |
Part of the Clarksville, TN-KY Metro Area
Christian County is a outlying county of the Clarksville, TN-KY metropolitan statistical area, alongside 3 other metro-area counties.
Christian County ranks #3 of 4 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Montgomery County ($1,094), Trigg County ($1,094), Christian County (this county) ($1,094), Stewart County ($815).
Nearby Counties in Kentucky
Largest counties by population in Kentucky
Frequently Asked Questions
What is the average rent in Christian County? ▼
How does Christian County rent compare to the national average? ▼
Where does Christian County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Christian County? ▼
Is rent going up or down in Christian County? ▼
Which jobs can afford rent in Christian County? ▼
How much has rent changed in Christian County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Christian County? ▼
What does Fair Market Rent mean for Christian County? ▼
What this means for renters
Treat Christian's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,094 implies about $43,760/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Christian can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.