County FMR · HUD FY2026
Stewart County Fair Market Rent
HUD's FY2026 Fair Market Rent for Stewart County, TN - 15% below the US average.
- $815
- 1-bedroom FMR
- $1,004
- 2-bedroom FMR
- +10.9%
- YoY change
- -15%
- vs US avg
The verdict
Stewart is the 42nd most expensive of 95 counties in Tennessee by 2-bedroom FMR; nationally it ranks #1,448 most affordable of 3,145 HUD counties; rent here has climbed 10.9% since FY 2025, a sharp move relative to most counties.
- #1,448
- most affordable of 3,145 US counties (2BR)
- #42
- most expensive of 95 in Tennessee (2BR)
- -12%
- vs the state average
- $32,600
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (8.3%), while Fast Food and Counter Workers spend the most (35.1%).
FY 2026 HUD Fair Market Rent for Stewart County, TN. Verify with HUD →
Stewart County, Tennessee carries an FY 2026 1-bedroom Fair Market Rent of $815 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,004/mo and a studio is $692/mo. That's 15% below the national benchmark of $959 and 12% below the Tennessee average of $924.
Rent increased10.9% from FY 2025 ($735), outpacing inflation. The 30% affordability floor is comparatively reachable here at $32,600/year.
Observed renter burden: 26.8% of the 850 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 0.5%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
Local labor market: The county's BLS unemployment rate has averaged 4.0% over the past 12 months, close to the typical US county range.
FY 2026 HUD Fair Market Rents in Tennessee. Population: 13,724. Population has held roughly steady over the past five years (+4.2%, Census ACS). That's in line with Tennessee's statewide growth of +5.0% over the same period.
FMR filing desk
Area STEWART·COUNTY·TN·TN
Stewart County, TN: $815/mo 1BR · #1448 of 3145 counties (2BR) · FY2026
- FMR-AREA TN
- 1BR-FMR $815
- 2BR-FMR $1,004
- RANK-MID #1,448
- YOY-SURGE +10.9%
- VSUS-BELOW -15%
- VS-ST-LOW -12% TN
- INC-ROOM 16%
- POP-SMALL 14K
- PHOTO-NEAR Shelby County
- VOUCH-90-110 $734–$897
- FY-2026 FY2026
Photo-finish peer: Shelby ($339 1BR gap)
Read with: Section 8 housing guide
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $625 | $692 | +$67 (+10.7%) |
| 1 Bedroom | $735 | $815 | +$80 (+10.9%) |
| 2 Bedroom | $911 | $1,004 | +$93 (+10.2%) |
| 3 Bedroom | $1,277 | $1,396 | +$119 (+9.3%) |
| 4 Bedroom | $1,523 | $1,684 | +$161 (+10.6%) |
Rent Burden Analysis
How much of household income goes to rent in Stewart County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Stewart sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,004 higher than 46% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Stewart compares on 1-bedroom rent
1-bedroom FMR vs other Tennessee counties
- Davidson
Davidson County
$1,578 1BR FMR / mo
- Rutherford
Rutherford County
$1,578 1BR FMR / mo
- Williamson
Williamson County
$1,578 1BR FMR / mo
- Hamilton
Hamilton County
$1,263 1BR FMR / mo
- Knox
Knox County
$1,184 1BR FMR / mo
- Shelby
Shelby County
$1,154 1BR FMR / mo
- Stewart
Stewart County
$815 1BR FMR / mo
What this shows Stewart is highlighted. Nearby Tennessee counties by 1-bedroom FMR, highest to lowest: Davidson County ($1,578), Rutherford County ($1,578), Williamson County ($1,578), Hamilton County ($1,263), Knox County ($1,184), Shelby County ($1,154), Stewart County (this county) ($815).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $815/mo, most of these Tennessee occupations clear, or miss, the 30% affordability line.
| Occupation | TN Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $117,340 | 8.3% | Affordable |
| General & Operations Managers | $102,850 | 9.5% | Affordable |
| Registered Nurses | $79,030 | 12.4% | Affordable |
| Accountants & Auditors | $75,500 | 13% | Affordable |
| Police & Sheriff's Patrol Officers | $59,410 | 16.5% | Affordable |
| Electricians | $59,190 | 16.5% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,610 | 17.6% | Affordable |
| Paralegals & Legal Assistants | $55,270 | 17.7% | Affordable |
| Elementary School Teachers | $52,690 | 18.6% | Affordable |
| Customer Service Representatives | $40,130 | 24.4% | Affordable |
| Pharmacy Technicians | $38,130 | 25.6% | Affordable |
| Janitors & Cleaners | $31,220 | 31.3% | Stretched |
| Retail Salespersons | $30,770 | 31.8% | Stretched |
| Teaching Assistants | $28,030 | 34.9% | Stretched |
| Fast Food & Counter Workers | $27,840 | 35.1% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Stewart County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Stewart (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 54.9% overall, from $526 to $815. The path there hasn't been smooth: year-over-year moves have swung by as much as 35.1% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑10.9% | $692 | $815 | $1,004 |
| FY 2025 ↓9.9% | $625 | $735 | $911 |
| FY 2024 ↑35.1% | $677 | $816 | $960 |
| FY 2023 ↑13.7% | $542 | $604 | $768 |
| FY 2022 ↑1.1% | $487 | $531 | $699 |
| FY 2021 ↓0.2% | $520 | $525 | $671 |
| FY 2020 | $509 | $526 | $671 |
Part of the Clarksville, TN-KY Metro Area
Stewart County is a outlying county of the Clarksville, TN-KY metropolitan statistical area, alongside 3 other metro-area counties.
Stewart County ranks #4 of 4 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Montgomery County ($1,094), Christian County ($1,094), Trigg County ($1,094), Stewart County (this county) ($815).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Stewart County, both outside Tennessee so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside TN (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside TN).
Nearby Counties in Tennessee
Largest counties by population in Tennessee
Showing the 8 largest of 94 other counties in Tennessee.
Frequently Asked Questions
What is the average rent in Stewart County?
The FY 2026 Fair Market Rent for a 1-bedroom in Stewart County is $815 per month. A 2-bedroom is $1,004 and a studio is $692.
How does Stewart County rent compare to the national average?
Rent in Stewart County is 15% below the national average. A 1-bedroom here costs $815 compared to $959 nationally.
Where does Stewart County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Stewart County's 2-bedroom FMR of $1,004 ranks #1,448 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Stewart County?
Based on the 30% affordability rule, you need an annual income of at least $32,600 ($2,717/month) to afford a 1-bedroom at Fair Market Rent in Stewart County.
Is rent going up or down in Stewart County?
The 1-bedroom Fair Market Rent in Stewart County increased by 10.9% from FY 2025 to FY 2026, going from $735 to $815.
Which jobs can afford rent in Stewart County?
Based on Tennessee BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $815/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Stewart County over time?
The 1-bedroom Fair Market Rent in Stewart County went from $526 in FY 2020 to $815 in FY 2026, a total change of +54.9% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Stewart County?
In Stewart County, the FY 2026 FMR of $815/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Stewart County?
For Stewart County, it's the specific 40th-percentile rent HUD publishes each year ($815/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Stewart County?
The ACS rental vacancy rate here is 0.5%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.
What is the unemployment rate in Stewart County?
The county's BLS unemployment rate has averaged 4.0% over the past 12 months, close to the typical US county range.
Data sources
What this means for renters
Treat Stewart's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $815 implies about $32,600/yr to rent without being cost-burdened. Run your numbers
- Tennessee counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Shelby
- See where Stewart ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.