County FMR · HUD FY2026

Stewart County Fair Market Rent

HUD's FY2026 Fair Market Rent for Stewart County, TN - 15% below the US average.

$815
1-bedroom FMR
$1,004
2-bedroom FMR
+10.9%
YoY change
-15%
vs US avg

The verdict

Stewart is the 42nd most expensive of 95 counties in Tennessee by 2-bedroom FMR; nationally it ranks #1,448 most affordable of 3,145 HUD counties; rent here has climbed 10.9% since FY 2025, a sharp move relative to most counties.

#1,448
most affordable of 3,145 US counties (2BR)
#42
most expensive of 95 in Tennessee (2BR)
-12%
vs the state average
$32,600
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (8.3%), while Fast Food and Counter Workers spend the most (35.1%).

FY 2026 HUD Fair Market Rent for Stewart County, TN. Verify with HUD →

Stewart County, Tennessee carries an FY 2026 1-bedroom Fair Market Rent of $815 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,004/mo and a studio is $692/mo. That's 15% below the national benchmark of $959 and 12% below the Tennessee average of $924.

Rent increased10.9% from FY 2025 ($735), outpacing inflation. The 30% affordability floor is comparatively reachable here at $32,600/year.

FY 2026 HUD Fair Market Rents in Tennessee. Population: 13,724. Population has held roughly steady over the past five years (+4.2%, Census ACS). That's in line with Tennessee's statewide growth of +5.0% over the same period.

FMR filing desk

Area STEWART·COUNTY·TN·TN

Stewart County, TN: $815/mo 1BR · #1448 of 3145 counties (2BR) · FY2026

  • FMR-AREA TN
  • 1BR-FMR $815
  • 2BR-FMR $1,004
  • RANK-MID #1,448
  • YOY-SURGE +10.9%
  • VSUS-BELOW -15%
  • VS-ST-LOW -12% TN
  • INC-ROOM 16%
  • POP-SMALL 14K
  • PHOTO-NEAR Shelby County
  • VOUCH-90-110 $734–$897
  • FY-2026 FY2026

Photo-finish peer: Shelby ($339 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $882 · US avg: $893
$692/mo
↑ 10.7% YoY -22% vs state -23% vs US
1 Bedroom
State avg: $924 · US avg: $959
$815/mo
↑ 10.9% YoY -12% vs state -15% vs US
2 Bedroom
State avg: $1,118 · US avg: $1,175
$1,004/mo
↑ 10.2% YoY -10% vs state -15% vs US
3 Bedroom
State avg: $1,445 · US avg: $1,525
$1,396/mo
↑ 9.3% YoY -3% vs state -8% vs US
4 Bedroom
State avg: $1,644 · US avg: $1,756
$1,684/mo
↑ 10.6% YoY +2% vs state -4% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $625
$692
+$67 (+10.7%)
1 Bedroom $735
$815
+$80 (+10.9%)
2 Bedroom $911
$1,004
+$93 (+10.2%)
3 Bedroom $1,277
$1,396
+$119 (+9.3%)
4 Bedroom $1,523
$1,684
+$161 (+10.6%)

Rent Burden Analysis

How much of household income goes to rent in Stewart County. The 30% threshold indicates cost burden.

Studio
13.4%
Affordable
Need $27,680/yr for 30% rule
1 Bedroom
15.8%
Affordable
Need $32,600/yr for 30% rule
2 Bedroom
19.4%
Affordable
Need $40,160/yr for 30% rule
3 Bedroom
27%
Affordable
Need $55,840/yr for 30% rule
4 Bedroom
32.6%
Burdened
Need $67,360/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%19.4%
Stewart County 2-bedroom rent burden
County median income: $62,052 · National avg burden: 21.7% ·View Tennessee rent burden →

Where Stewart sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,004 higher than 46% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Stewart compares on 1-bedroom rent

1-bedroom FMR vs other Tennessee counties

1BR FMR / mo

What this shows Stewart is highlighted. Nearby Tennessee counties by 1-bedroom FMR, highest to lowest: Davidson County ($1,578), Rutherford County ($1,578), Williamson County ($1,578), Hamilton County ($1,263), Knox County ($1,184), Shelby County ($1,154), Stewart County (this county) ($815).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $815/mo, most of these Tennessee occupations clear, or miss, the 30% affordability line.

Occupation TN Salary Rent Burden Verdict
Software Developers $117,340 8.3% Affordable
General & Operations Managers $102,850 9.5% Affordable
Registered Nurses $79,030 12.4% Affordable
Accountants & Auditors $75,500 13% Affordable
Police & Sheriff's Patrol Officers $59,410 16.5% Affordable
Electricians $59,190 16.5% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,610 17.6% Affordable
Paralegals & Legal Assistants $55,270 17.7% Affordable
Elementary School Teachers $52,690 18.6% Affordable
Customer Service Representatives $40,130 24.4% Affordable
Pharmacy Technicians $38,130 25.6% Affordable
Janitors & Cleaners $31,220 31.3% Stretched
Retail Salespersons $30,770 31.8% Stretched
Teaching Assistants $28,030 34.9% Stretched
Fast Food & Counter Workers $27,840 35.1% Stretched
Salaries: BLS OES (Tennessee) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Stewart County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Stewart (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 54.9% overall, from $526 to $815. The path there hasn't been smooth: year-over-year moves have swung by as much as 35.1% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$500$600$700$800$900 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $815
Stewart County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑10.9% $692 $815 $1,004
FY 2025 ↓9.9% $625 $735 $911
FY 2024 ↑35.1% $677 $816 $960
FY 2023 ↑13.7% $542 $604 $768
FY 2022 ↑1.1% $487 $531 $699
FY 2021 ↓0.2% $520 $525 $671
FY 2020 $509 $526 $671
Total change (6yr): +54.9%
Annualized: +7.6%/yr
1 BR: $526 → $815

Part of the Clarksville, TN-KY Metro Area

Stewart County is a outlying county of the Clarksville, TN-KY metropolitan statistical area, alongside 3 other metro-area counties.

Stewart County ranks #4 of 4 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Montgomery County ($1,094), Christian County ($1,094), Trigg County ($1,094), Stewart County (this county) ($815).

Montgomery County
1 BR: $1,094/mo
Christian County
1 BR: $1,094/mo
Trigg County
1 BR: $1,094/mo
Stewart County (this county)
1 BR: $815/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Stewart County, both outside Tennessee so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside TN (FY2026).

Grady County
OK · 2 BR $1,004/mo
Sierra County
NM · 2 BR $1,004/mo
Daviess County
IN · 2 BR $1,003/mo
Rockbridge County
VA · 2 BR $1,005/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside TN).

Itasca County
MN · 19.4% of income · 2 BR $1,074/mo
Union County
IA · 19.4% of income · 2 BR $919/mo
Dallam County
TX · 19.4% of income · 2 BR $1,170/mo
Jefferson County
IN · 19.4% of income · 2 BR $971/mo

Nearby Counties in Tennessee

Largest counties by population in Tennessee

Showing the 8 largest of 94 other counties in Tennessee.

Shelby County
1 BR: $1,154/mo Pop: 926,440
Davidson County
1 BR: $1,578/mo Pop: 709,786
Knox County
1 BR: $1,184/mo Pop: 481,406
Hamilton County
1 BR: $1,263/mo Pop: 367,193
Rutherford County
1 BR: $1,578/mo Pop: 343,727
Williamson County
1 BR: $1,578/mo Pop: 248,897
Montgomery County
1 BR: $1,094/mo Pop: 222,305
Sumner County
1 BR: $1,578/mo Pop: 196,845
View all counties in Tennessee →

Frequently Asked Questions

What is the average rent in Stewart County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Stewart County is $815 per month. A 2-bedroom is $1,004 and a studio is $692.
How does Stewart County rent compare to the national average? ▼
Rent in Stewart County is 15% below the national average. A 1-bedroom here costs $815 compared to $959 nationally.
Where does Stewart County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Stewart County's 2-bedroom FMR of $1,004 ranks #1,448 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Stewart County? ▼
Based on the 30% affordability rule, you need an annual income of at least $32,600 ($2,717/month) to afford a 1-bedroom at Fair Market Rent in Stewart County.
Is rent going up or down in Stewart County? ▼
The 1-bedroom Fair Market Rent in Stewart County increased by 10.9% from FY 2025 to FY 2026, going from $735 to $815.
Which jobs can afford rent in Stewart County? ▼
Based on Tennessee BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $815/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Stewart County over time? ▼
The 1-bedroom Fair Market Rent in Stewart County went from $526 in FY 2020 to $815 in FY 2026, a total change of +54.9% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Stewart County? ▼
In Stewart County, the FY 2026 FMR of $815/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Stewart County? ▼
For Stewart County, it's the specific 40th-percentile rent HUD publishes each year ($815/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.