County FMR · HUD FY2026
Baldwin County Fair Market Rent
HUD's FY2026 Fair Market Rent for Baldwin County, AL - 25% above the US average.
- $1,200
- 1-bedroom FMR
- $1,345
- 2-bedroom FMR
- +15.1%
- YoY change
- +25%
- vs US avg
The verdict
Baldwin is the 1st most expensive of 67 counties in Alabama by 2-bedroom FMR; rent here has climbed 15.1% since FY 2025, a sharp move relative to most counties.
- #1
- most expensive of 67 in Alabama (2BR)
- +55%
- vs the state average
- $48,000
- income to afford it (30% rule)
- +15.1%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (12.7%), while Teaching Assistants, Except Postsecondary spend the most (63.2%).
FY 2026 HUD Fair Market Rent for Baldwin County, AL. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Baldwin County, Alabama is $1,200 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,345/mo and a studio is $1,094/mo. This is 25% higher than the national average of $959 and 55% above the Alabama average of $772.
Rent increased15.1% from FY 2025 ($1,043), outpacing inflation. To afford rent here, a household needs at least $48,000/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Alabama. Population: 233,420. Population grew 15.3% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Alabama's statewide growth of +3.9% over the same period.
What these rents mean for Baldwin County
The Baldwin County FMR area applies to all ZIP codes inside the county boundary, and Alabama's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 25% above the US average of $959 and 55% higher than the Alabama state average of $772. Year-over-year, the 1-bedroom FMR moved from$1,043 in FY 2025 to $1,200 in FY 2026 - a change of +15.1%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $1,200, affording it under the 30%-of-income rule takes $48,000 per year (about $4,000/month) in household income, and a 2-bedroom at $1,345 pushes that threshold even higher. With a population of 233,420 and a county median household income of $75,019, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $972 | $1,094 | +$122 (+12.6%) |
| 1 Bedroom | $1,043 | $1,200 | +$157 (+15.1%) |
| 2 Bedroom | $1,244 | $1,345 | +$101 (+8.1%) |
| 3 Bedroom | $1,550 | $1,692 | +$142 (+9.2%) |
| 4 Bedroom | $1,975 | $2,171 | +$196 (+9.9%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Baldwin County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Baldwin County 2-bedroom rent burden
Where Baldwin sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,345 Top 21% higher than 79% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Baldwin compares on 1-bedroom rent
1-bedroom FMR vs other Alabama counties
- Baldwin
Baldwin County
$1,200 1BR FMR / mo
- Jefferson
Jefferson County
$1,155 1BR FMR / mo
- Shelby
Shelby County
$1,155 1BR FMR / mo
- Madison
Madison County
$1,136 1BR FMR / mo
- Tuscaloosa
Tuscaloosa County
$972 1BR FMR / mo
- Mobile
Mobile County
$919 1BR FMR / mo
- Montgomery
Montgomery County
$870 1BR FMR / mo
What this shows Baldwin is highlighted. Nearby Alabama counties by 1-bedroom FMR, highest to lowest: Baldwin County (this county) ($1,200), Jefferson County ($1,155), Shelby County ($1,155), Madison County ($1,136), Tuscaloosa County ($972), Mobile County ($919), Montgomery County ($870).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,200/mo compares to Alabama salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | AL Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $113,020 | 12.7% | Affordable |
| General & Operations Managers | $106,330 | 13.5% | Affordable |
| Registered Nurses | $71,040 | 20.3% | Affordable |
| Accountants & Auditors | $71,070 | 20.3% | Affordable |
| Elementary School Teachers | $59,850 | 24.1% | Affordable |
| Police & Sheriff's Patrol Officers | $53,850 | 26.7% | Affordable |
| Electricians | $52,420 | 27.5% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,120 | 28.7% | Affordable |
| Paralegals & Legal Assistants | $46,060 | 31.3% | Stretched |
| Pharmacy Technicians | $37,690 | 38.2% | Stretched |
| Customer Service Representatives | $37,730 | 38.2% | Stretched |
| Retail Salespersons | $29,430 | 48.9% | Stretched |
| Janitors & Cleaners | $29,120 | 49.5% | Stretched |
| Fast Food & Counter Workers | $23,490 | 61.3% | Unaffordable |
| Teaching Assistants | $22,790 | 63.2% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Baldwin County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Baldwin (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 60.2% overall, from $749 to $1,200. The path there hasn't been smooth: year-over-year moves have swung by as much as 19.4% (FY 2023), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑15.1% | $1,094 | $1,200 | $1,345 |
| FY 2025 ↓1.2% | $972 | $1,043 | $1,244 |
| FY 2024 ↑13.8% | $1,051 | $1,056 | $1,362 |
| FY 2023 ↑19.4% | $924 | $928 | $1,206 |
| FY 2022 ↑7.5% | $772 | $777 | $1,017 |
| FY 2021 ↓3.5% | $718 | $723 | $922 |
| FY 2020 | $744 | $749 | $916 |
Part of the Daphne-Fairhope-Foley, AL Metro Area
Baldwin County is a central county of the Daphne-Fairhope-Foley, AL metropolitan statistical area.
Nearby Counties in Alabama
Largest counties by population in Alabama
Frequently Asked Questions
What is the average rent in Baldwin County? ▼
How does Baldwin County rent compare to the national average? ▼
What income do I need to afford rent in Baldwin County? ▼
Is rent going up or down in Baldwin County? ▼
Which jobs can afford rent in Baldwin County? ▼
How much has rent changed in Baldwin County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Baldwin County? ▼
What does Fair Market Rent mean for Baldwin County? ▼
What this means for renters
Treat Baldwin's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,200 implies about $48,000/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Baldwin can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.