Adams County
FY 2026 HUD Fair Market Rents in Illinois. Population: 65,583.
Fair Market Rents (2026)
Studio
National avg: $893
$734/mo
↑ 9.7% YoY
-18% vs US
1 Bedroom
National avg: $959
$811/mo
↑ 8.3% YoY
-15% vs US
2 Bedroom
National avg: $1,175
$1,064/mo
↑ 9.1% YoY
-9% vs US
3 Bedroom
National avg: $1,525
$1,327/mo
↑ 5.2% YoY
-13% vs US
4 Bedroom
National avg: $1,756
$1,500/mo
↑ 13.7% YoY
-15% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $669 | $734 | +$65 (+9.7%) |
| 1 Bedroom | $749 | $811 | +$62 (+8.3%) |
| 2 Bedroom | $975 | $1,064 | +$89 (+9.1%) |
| 3 Bedroom | $1,261 | $1,327 | +$66 (+5.2%) |
| 4 Bedroom | $1,319 | $1,500 | +$181 (+13.7%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$32,440
$2,703/month gross
Required annual income for 2 BR
$42,560
$3,547/month gross
Other Counties in Illinois
Carroll County
1 BR: $752/mo
Coles County
1 BR: $759/mo
Union County
1 BR: $698/mo
Pike County
1 BR: $698/mo
Livingston County
1 BR: $776/mo
Effingham County
1 BR: $754/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.