Rent comparison · HUD FY2026
Swain County vs North Carolina
How do Swain County and North Carolina rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $813
- Swain County (1BR)
- $981
- North Carolina (1BR)
- −17%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Swain County is 17% cheaper than North Carolina at the HUD Fair Market Rent level ($813 vs $981). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Swain County | North Carolina | Difference |
|---|---|---|---|
| Studio | $806 | $932 | −$126 (-14%) |
| 1 Bedroom | $813 | $981 | −$168 (-17%) |
| 2 Bedroom | $925 | $1,161 | −$236 (-20%) |
| 3 Bedroom | $1,264 | $1,499 | −$235 (-16%) |
| 4 Bedroom | $1,390 | $1,780 | −$390 (-22%) |
vs US National Average
National average 1BR: $959. Swain County is 15% below the US average. North Carolina is 2% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).