Rent comparison · HUD FY2026
Spencer County vs Indiana
How do Spencer County and Indiana rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $729
- Spencer County (1BR)
- $882
- Indiana (1BR)
- −17%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Spencer County is 17% cheaper than Indiana at the HUD Fair Market Rent level ($729 vs $882). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Spencer County | Indiana | Difference |
|---|---|---|---|
| Studio | $659 | $816 | −$157 (-19%) |
| 1 Bedroom | $729 | $882 | −$153 (-17%) |
| 2 Bedroom | $956 | $1,096 | −$140 (-13%) |
| 3 Bedroom | $1,330 | $1,391 | −$61 (-4%) |
| 4 Bedroom | $1,382 | $1,590 | −$208 (-13%) |
vs US National Average
National average 1BR: $959. Spencer County is 24% below the US average. Indiana is 8% below.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).