Rent comparison · HUD FY2026

Chicago-Joliet-Naperville, IL HUD Metro FMR Area vs Bloomington, IL MSA

How do Chicago-Joliet-Naperville, IL HUD Metro FMR Area and Bloomington, IL MSA rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$1,581
Chicago-Joliet-Naperville, IL HUD Metro FMR Area (1BR)
$999
Bloomington, IL MSA (1BR)
+58%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

Metro
Chicago-Joliet-Naperville, IL HUD Metro FMR Area
$1,581/mo 1BR
Population: 9,398,262
Metro
Bloomington, IL MSA
$999/mo 1BR
Population: 171,284

A 1-bedroom in Chicago-Joliet-Naperville, IL HUD Metro FMR Area is 58% more expensive than Bloomington, IL MSA at the HUD Fair Market Rent level ($1,581 vs $999). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Chicago-Joliet-Naperville, IL HUD Metro FMR Area Bloomington, IL MSA Difference
Studio $1,480 $927 +$553 (+60%)
1 Bedroom $1,581 $999 +$582 (+58%)
2 Bedroom $1,781 $1,302 +$479 (+37%)
3 Bedroom $2,294 $1,717 +$577 (+34%)
4 Bedroom $2,653 $1,724 +$929 (+54%)

vs US National Average

National average 1BR: $959. Chicago-Joliet-Naperville, IL HUD Metro FMR Area is 65% above the US average. Bloomington, IL MSA is 4% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).