FY 2026 HUD SAFMR Bristol Bay +20% vs US

ZIP HUD FMR profile

99670 South Naknek, AK Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 99670 (Bristol Bay Borough, AK). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,150
1-bedroom SAFMR / mo
+20%
vs US average
$46,000
Income needed (30% rule)

South Naknek, AK — Bristol Bay. Population: 79 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 99670 uses the FY 2026 SAFMR for Bristol Bay Borough, AK ($1,150 1BR). The county-wide FMR schedule for Bristol Bay may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 99670 (South Naknek) is 20% above the national average and 4% below the state average. A 1-bedroom benchmark is $1,150/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $46,000/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 99670 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 99670 (South Naknek, AK) is covered by Bristol Bay Borough, AK, so FY 2026 figures here are ZIP-specific: $1,150 for a 1-bedroom, studio $910, 2-bedroom $1,260, 3-bedroom $1,750, and 4-bedroom $2,060. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Bristol Bay can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 20% above the US average of $959, and 4% below the AK state average of $1,194.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,150, that implies a household income of $46,000 per year (about $3,833/month) to avoid being cost-burdened, a 2-bedroom at $1,260 lifts that threshold higher still. ZIP 99670 has a population of 79 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,061 · US avg: $893
$910/mo
↑ 1.6% YoY -14% vs state +2% vs US
1 Bedroom
State avg: $1,194 · US avg: $959
$1,150/mo
↑ 17.3% YoY -4% vs state +20% vs US
2 Bedroom
State avg: $1,467 · US avg: $1,175
$1,260/mo
↑ 0.6% YoY -14% vs state +7% vs US
3 Bedroom
State avg: $1,941 · US avg: $1,525
$1,750/mo
↓ 0.3% YoY -10% vs state +15% vs US
4 Bedroom
State avg: $2,304 · US avg: $1,756
$2,060/mo
↑ 4.0% YoY -11% vs state +17% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$46,000
$3,833/month gross
Required annual income for 2 BR
$50,400
$4,200/month gross

County Information

ZIP 99670 is in Bristol Bay. HUD sets Fair Market Rents at the county level, so all ZIP codes within Bristol Bay share the same FMR.

Nearby ZIP Codes in Bristol Bay

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 99670?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 99670 (South Naknek, AK) is $1,150 per month. A 2-bedroom is $1,260 and a studio is $910. These are ZIP-level SAFMR figures from HUD for Bristol Bay Borough, AK, not asking rents.
How does the FMR in 99670 compare to the national average?
The displayed 1-bedroom FMR for ZIP 99670 is 20% above the national average ($1,150 vs $959).
What income do I need to afford the FMR in 99670?
Based on the 30% affordability rule, you need an annual income of at least $46,000 to afford a 1-bedroom at the displayed HUD FMR in ZIP 99670 (South Naknek, AK).
What county is ZIP code 99670 in?
ZIP 99670 is in Bristol Bay, AK. This page uses HUD's Small Area FMR for the ZIP (Bristol Bay Borough, AK), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.