FY 2026 HUD SAFMR Yuba +25% vs US

ZIP HUD FMR profile

95918 Browns Valley, CA Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 95918 (Yuba City, CA MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,200
1-bedroom SAFMR / mo
+25%
vs US average
$48,000
Income needed (30% rule)

Browns Valley, CA — Yuba. Population: 2,339 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 95918 uses the FY 2026 SAFMR for Yuba City, CA MSA ($1,200 1BR). The county-wide FMR schedule for Yuba may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 95918 (Browns Valley) is 25% above the national average and 27% below the state average. A 1-bedroom benchmark is $1,200/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $48,000/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 95918 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 95918 (Browns Valley, CA) is covered by Yuba City, CA MSA, so FY 2026 figures here are ZIP-specific: $1,200 for a 1-bedroom, studio $1,100, 2-bedroom $1,460, 3-bedroom $2,030, and 4-bedroom $2,450. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Yuba can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 25% above the US average of $959, and 27% below the CA state average of $1,647.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,200, that implies a household income of $48,000 per year (about $4,000/month) to avoid being cost-burdened, a 2-bedroom at $1,460 lifts that threshold higher still. ZIP 95918 has a population of 2,339 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,513 · US avg: $893
$1,100/mo
↓ 7.9% YoY -27% vs state +23% vs US
1 Bedroom
State avg: $1,647 · US avg: $959
$1,200/mo
↑ 0.3% YoY -27% vs state +25% vs US
2 Bedroom
State avg: $2,053 · US avg: $1,175
$1,460/mo
↓ 4.1% YoY -29% vs state +24% vs US
3 Bedroom
State avg: $2,752 · US avg: $1,525
$2,030/mo
↓ 4.8% YoY -26% vs state +33% vs US
4 Bedroom
State avg: $3,165 · US avg: $1,756
$2,450/mo
↓ 4.1% YoY -23% vs state +40% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$48,000
$4,000/month gross
Required annual income for 2 BR
$58,400
$4,867/month gross

County Information

ZIP 95918 is in Yuba. HUD sets Fair Market Rents at the county level, so all ZIP codes within Yuba share the same FMR.

Nearby ZIP Codes in Yuba

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 95918?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 95918 (Browns Valley, CA) is $1,200 per month. A 2-bedroom is $1,460 and a studio is $1,100. These are ZIP-level SAFMR figures from HUD for Yuba City, CA MSA, not asking rents.
How does the FMR in 95918 compare to the national average?
The displayed 1-bedroom FMR for ZIP 95918 is 25% above the national average ($1,200 vs $959).
What income do I need to afford the FMR in 95918?
Based on the 30% affordability rule, you need an annual income of at least $48,000 to afford a 1-bedroom at the displayed HUD FMR in ZIP 95918 (Browns Valley, CA).
What county is ZIP code 95918 in?
ZIP 95918 is in Yuba, CA. This page uses HUD's Small Area FMR for the ZIP (Yuba City, CA MSA), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.