FY 2026 HUD SAFMR Ada +46% vs US

ZIP HUD FMR profile

83714 Garden City, ID Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 83714 (Boise City, ID HUD Metro FMR Area). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,400
1-bedroom SAFMR / mo
+46%
vs US average
$56,000
Income needed (30% rule)

Garden City, ID — Ada. Population: 20,290 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 83714 uses the FY 2026 SAFMR for Boise City, ID HUD Metro FMR Area ($1,400 1BR). The county-wide FMR schedule for Ada may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 83714 (Garden City) is 46% above the national average and 47% above the state average. A 1-bedroom benchmark is $1,400/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $56,000/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 83714 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 83714 (Garden City, ID) is covered by Boise City, ID HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $1,400 for a 1-bedroom, studio $1,200, 2-bedroom $1,680, 3-bedroom $2,350, and 4-bedroom $2,810. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Ada can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 46% above the US average of $959, and 47% above the ID state average of $950.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,400, that implies a household income of $56,000 per year (about $4,667/month) to avoid being cost-burdened, a 2-bedroom at $1,680 lifts that threshold higher still. ZIP 83714 has a population of 20,290 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $898 · US avg: $893
$1,200/mo
↓ 7.7% YoY +34% vs state +34% vs US
1 Bedroom
State avg: $950 · US avg: $959
$1,400/mo
↓ 8.7% YoY +47% vs state +46% vs US
2 Bedroom
State avg: $1,173 · US avg: $1,175
$1,680/mo
↓ 8.6% YoY +43% vs state +43% vs US
3 Bedroom
State avg: $1,619 · US avg: $1,525
$2,350/mo
↓ 8.7% YoY +45% vs state +54% vs US
4 Bedroom
State avg: $1,949 · US avg: $1,756
$2,810/mo
↓ 8.8% YoY +44% vs state +60% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$56,000
$4,667/month gross
Required annual income for 2 BR
$67,200
$5,600/month gross

County Information

ZIP 83714 is in Ada. HUD sets Fair Market Rents at the county level, so all ZIP codes within Ada share the same FMR.

Nearby ZIP Codes in Ada

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 83714?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 83714 (Garden City, ID) is $1,400 per month. A 2-bedroom is $1,680 and a studio is $1,200. These are ZIP-level SAFMR figures from HUD for Boise City, ID HUD Metro FMR Area, not asking rents.
How does the FMR in 83714 compare to the national average?
The displayed 1-bedroom FMR for ZIP 83714 is 46% above the national average ($1,400 vs $959).
What income do I need to afford the FMR in 83714?
Based on the 30% affordability rule, you need an annual income of at least $56,000 to afford a 1-bedroom at the displayed HUD FMR in ZIP 83714 (Garden City, ID).
What county is ZIP code 83714 in?
ZIP 83714 is in Ada, ID. This page uses HUD's Small Area FMR for the ZIP (Boise City, ID HUD Metro FMR Area), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.