ZIP HUD FMR profile
80228 Denver, CO Fair Market Rent
FY 2026 HUD Small Area FMR for ZIP 80228 (Denver-Aurora-Centennial, CO MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.
- $1,900
- 1-bedroom SAFMR / mo
- +98%
- vs US average
- $76,000
- Income needed (30% rule)
Denver, CO — Jefferson. Population: 30,138 (Census). FY 2026 HUD Small Area FMR.
How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 80228 uses the FY 2026 SAFMR for Denver-Aurora-Centennial, CO MSA ($1,900 1BR). The county-wide FMR schedule for Jefferson may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.
The displayed HUD FMR for ZIP 80228 (Denver) is 98% above the national average and 64% above the state average. A 1-bedroom benchmark is $1,900/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $76,000/year to afford a 1-bedroom at this FMR (30% rule).
What the FMR for ZIP 80228 actually means
HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 80228 (Denver, CO) is covered by Denver-Aurora-Centennial, CO MSA, so FY 2026 figures here are ZIP-specific: $1,900 for a 1-bedroom, studio $1,780, 2-bedroom $2,260, 3-bedroom $2,960, and 4-bedroom $3,300. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.
Because this page uses SAFMR, nearby ZIPs in Jefferson can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 98% above the US average of $959, and 64% above the CO state average of $1,161.
For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,900, that implies a household income of $76,000 per year (about $6,333/month) to avoid being cost-burdened, a 2-bedroom at $2,260 lifts that threshold higher still. ZIP 80228 has a population of 30,138 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).
Fair Market Rents (2026)
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
County Information
ZIP 80228 is in Jefferson. HUD sets Fair Market Rents at the county level, so all ZIP codes within Jefferson share the same FMR.
Nearby ZIP Codes in Jefferson
Frequently Asked Questions
What is the HUD Fair Market Rent for ZIP code 80228? ▼
How does the FMR in 80228 compare to the national average? ▼
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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.
Read our methodology - how this data is sourced, computed, and verified.