72149 Searcy, AR Fair Market Rent

What the FMR for ZIP 72149 actually means

HUD publishes ZIP-level Small Area FMRs in designated metros. Our load has no SAFMR row for ZIP 72149, so we show the FMR-area schedule for White: $734 1-bedroom, studio $630, 2-bedroom $880, 3-bedroom $1,149, 4-bedroom $1,165. Other ZIPs in the same FMR area share this schedule until a SAFMR row is available. These are 40th-percentile gross rents, not live asking rents.

Without SAFMR for this ZIP, every ZIP mapped to White's FMR area shares the same baseline figures even when street-level market rents differ. Against the national benchmark the 1-bedroom FMR-area figure is 23% below the US average of $959, and 2% below the AR state average of $751. Year-over-year, the 1-bedroom moved up0.0% from FY 2025 ($734) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $734, that implies a household income of $29,360 per year (about $2,447/month) to avoid being cost-burdened, a 2-bedroom at $880 lifts that threshold higher still. The ratio of FMR to local wages is the simplest test of whether a renter can live here without being cost-burdened.