63155 Saint Louis, MO Fair Market Rent

What the FMR for ZIP 63155 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 63155 (Saint Louis, MO) is covered by St. Louis, MO-IL HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $920 for a 1-bedroom, studio $890, 2-bedroom $1,130, 3-bedroom $1,450, and 4-bedroom $1,680. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in St. Louis can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 4% below the US average of $959, and 18% above the MO state average of $777.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $920, that implies a household income of $36,800 per year (about $3,067/month) to avoid being cost-burdened, a 2-bedroom at $1,130 lifts that threshold higher still. The ratio of FMR to local wages is the simplest test of whether a renter can live here without being cost-burdened.