56456 Jenkins, MN Fair Market Rent

What the FMR for ZIP 56456 actually means

HUD publishes ZIP-level Small Area FMRs in designated metros. Our load has no SAFMR row for ZIP 56456, so we show the FMR-area schedule for Crow Wing: $854 1-bedroom, studio $772, 2-bedroom $1,120, 3-bedroom $1,345, 4-bedroom $1,569. Other ZIPs in the same FMR area share this schedule until a SAFMR row is available. These are 40th-percentile gross rents, not live asking rents.

Without SAFMR for this ZIP, every ZIP mapped to Crow Wing's FMR area shares the same baseline figures even when street-level market rents differ. Against the national benchmark the 1-bedroom FMR-area figure is 11% below the US average of $959, and 5% below the MN state average of $899. Year-over-year, the 1-bedroom moved up7.2% from FY 2025 ($797) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $854, that implies a household income of $34,160 per year (about $2,847/month) to avoid being cost-burdened, a 2-bedroom at $1,120 lifts that threshold higher still. ZIP 56456 has a population of 50 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).