ZIP HUD FMR profile
54652 Readstown, WI Fair Market Rent
FY 2026 HUD Small Area FMR for ZIP 54652 (Crawford County, WI). ZIP-specific schedule - not county-wide FMR, not current asking rent.
- $770
- 1-bedroom SAFMR / mo
- -20%
- vs US average
- $30,800
- Income needed (30% rule)
Readstown, WI — Vernon. Population: 953 (Census). FY 2026 HUD Small Area FMR.
How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 54652 uses the FY 2026 SAFMR for Crawford County, WI ($770 1BR). The county-wide FMR schedule for Vernon may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.
The displayed HUD FMR for ZIP 54652 (Readstown) is 20% below the national average and 12% below the state average. A 1-bedroom benchmark is $770/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $30,800/year to afford a 1-bedroom at this FMR (30% rule).
What the FMR for ZIP 54652 actually means
HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 54652 (Readstown, WI) is covered by Crawford County, WI, so FY 2026 figures here are ZIP-specific: $770 for a 1-bedroom, studio $680, 2-bedroom $980, 3-bedroom $1,230, and 4-bedroom $1,500. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.
Because this page uses SAFMR, nearby ZIPs in Vernon can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 20% below the US average of $959, and 12% below the WI state average of $872.
For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $770, that implies a household income of $30,800 per year (about $2,567/month) to avoid being cost-burdened, a 2-bedroom at $980 lifts that threshold higher still. ZIP 54652 has a population of 953 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).
Fair Market Rents (2026)
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
County Information
ZIP 54652 is in Vernon. HUD sets Fair Market Rents at the county level, so all ZIP codes within Vernon share the same FMR.
Nearby ZIP Codes in Vernon
Frequently Asked Questions
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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.
Read our methodology - how this data is sourced, computed, and verified.