FY 2026 HUD SAFMR Outagamie +7% vs US

ZIP HUD FMR profile

54113 Combined Locks, WI Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 54113 (Appleton, WI MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,030
1-bedroom SAFMR / mo
+7%
vs US average
$41,200
Income needed (30% rule)

Combined Locks, WI — Outagamie. Population: 3,325 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 54113 uses the FY 2026 SAFMR for Appleton, WI MSA ($1,030 1BR). The county-wide FMR schedule for Outagamie may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 54113 (Combined Locks) is 7% above the national average and 18% above the state average. A 1-bedroom benchmark is $1,030/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $41,200/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 54113 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 54113 (Combined Locks, WI) is covered by Appleton, WI MSA, so FY 2026 figures here are ZIP-specific: $1,030 for a 1-bedroom, studio $920, 2-bedroom $1,320, 3-bedroom $1,820, and 4-bedroom $1,900. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Outagamie can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 7% above the US average of $959, and 18% above the WI state average of $872.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,030, that implies a household income of $41,200 per year (about $3,433/month) to avoid being cost-burdened, a 2-bedroom at $1,320 lifts that threshold higher still. ZIP 54113 has a population of 3,325 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $797 · US avg: $893
$920/mo
↑ 19.6% YoY +15% vs state +3% vs US
1 Bedroom
State avg: $872 · US avg: $959
$1,030/mo
↑ 18.9% YoY +18% vs state +7% vs US
2 Bedroom
State avg: $1,097 · US avg: $1,175
$1,320/mo
↑ 19.3% YoY +20% vs state +12% vs US
3 Bedroom
State avg: $1,405 · US avg: $1,525
$1,820/mo
↑ 19.1% YoY +30% vs state +19% vs US
4 Bedroom
State avg: $1,572 · US avg: $1,756
$1,900/mo
↑ 21.6% YoY +21% vs state +8% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$41,200
$3,433/month gross
Required annual income for 2 BR
$52,800
$4,400/month gross

County Information

ZIP 54113 is in Outagamie. HUD sets Fair Market Rents at the county level, so all ZIP codes within Outagamie share the same FMR.

Nearby ZIP Codes in Outagamie

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 54113?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 54113 (Combined Locks, WI) is $1,030 per month. A 2-bedroom is $1,320 and a studio is $920. These are ZIP-level SAFMR figures from HUD for Appleton, WI MSA, not asking rents.
How does the FMR in 54113 compare to the national average?
The displayed 1-bedroom FMR for ZIP 54113 is 7% above the national average ($1,030 vs $959).
What income do I need to afford the FMR in 54113?
Based on the 30% affordability rule, you need an annual income of at least $41,200 to afford a 1-bedroom at the displayed HUD FMR in ZIP 54113 (Combined Locks, WI).
What county is ZIP code 54113 in?
ZIP 54113 is in Outagamie, WI. This page uses HUD's Small Area FMR for the ZIP (Appleton, WI MSA), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.