FY 2026 HUD FMR Columbia -5% vs US

ZIP rent profile

53969 Wyocena, WI Fair Market Rent

FY 2026 HUD Fair Market Rent for ZIP 53969 in Columbia, based on the county-level FMR schedule.

$911
1-bedroom FMR / mo
-5%
vs US average
$36,440
Income needed (30% rule)

Wyocena, WI — Columbia. Population: 419 (Census). FY 2026 HUD Fair Market Rents.

How this rate was derived: HUD publishes Fair Market Rent at the county level - not per ZIP code. ZIP 53969 is shown here with the FMR for Columbia, WI, the HUD-defined area it belongs to. Apartments in this ZIP may rent above or below the FMR, which represents HUD's 40th-percentile gross-rent estimate for the FMR area.

Rent in ZIP 53969 (Wyocena) is 5% below the national average and 4% above the state average. A 1-bedroom costs $911/mo compared to $959 nationally. FMR is based on Columbia rates set by HUD. You need at least $36,440/year to afford a 1-bedroom here (30% rule).

What rent in ZIP 53969 actually means

HUD does not publish Fair Market Rents at the ZIP code level, it publishes them per FMR area, which is either a metropolitan statistical area or a non-metro county. ZIP 53969 (Wyocena, WI) sits inside Columbia, so HUD's FY 2026 FMR for this ZIP is the county FMR: $911 for a 1-bedroom, with a studio at $824, 2-bedroom at $1,195, 3-bedroom at $1,645, and 4-bedroom at $1,798. These figures represent the 40th percentile of gross rents (including utilities except telephone), meaning roughly 60% of standard-quality units in the FMR area rent for more. Section 8 Housing Choice Voucher payment standards are set between 90% and 110% of this FMR.

Because HUD uses county-level FMR, every ZIP inside Columbia shares the same baseline, a wealthy ZIP and a lower-cost ZIP in the same county will both show identical HUD figures even when street-level market rents differ substantially. Some metro areas participate in HUD's Small Area FMR program, which replaces a single metro FMR with ZIP-specific FMRs to give voucher holders access to higher-opportunity neighborhoods; if ZIP 53969 falls inside a SAFMR metro, its effective payment standard may differ. Against the national benchmark the 1-bedroom FMR here is 5% below the US average of $959, and 4% above the WI state average of $872. Year-over-year, the 1-bedroom moved up9.9% from FY 2025 ($829) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $911, that implies a household income of $36,440 per year (about $3,037/month) to avoid being cost-burdened, a 2-bedroom at $1,195 lifts that threshold higher still. ZIP 53969 has a population of 419 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%). For renters comparing ZIP codes inside Columbia, FMR will be identical, the real variation comes from school quality, commute, and private-market premiums not captured in HUD data.

Fair Market Rents (2026)

Studio
State avg: $797 · US avg: $893
$824/mo
↑ 10.6% YoY +3% vs state -8% vs US
1 Bedroom
State avg: $872 · US avg: $959
$911/mo
↑ 9.9% YoY +4% vs state -5% vs US
2 Bedroom
State avg: $1,097 · US avg: $1,175
$1,195/mo
↑ 9.9% YoY +9% vs state +2% vs US
3 Bedroom
State avg: $1,405 · US avg: $1,525
$1,645/mo
↑ 8.3% YoY +17% vs state +8% vs US
4 Bedroom
State avg: $1,572 · US avg: $1,756
$1,798/mo
↑ 8.0% YoY +14% vs state +2% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$36,440
$3,037/month gross
Required annual income for 2 BR
$47,800
$3,983/month gross

County Information

ZIP 53969 is in Columbia. HUD sets Fair Market Rents at the county level, so all ZIP codes within Columbia share the same FMR.

Nearby ZIP Codes in Columbia

Frequently Asked Questions

What is the rent for ZIP code 53969?
The FY 2026 Fair Market Rent for a 1-bedroom in ZIP 53969 (Wyocena, WI) is $911 per month. A 2-bedroom is $1,195 and a studio is $824. These rates are based on Columbia data from HUD.
How does rent in 53969 compare to the national average?
Rent in ZIP 53969 is 5% below the national average. A 1-bedroom here costs $911 compared to $959 nationally.
What income do I need to afford rent in 53969?
Based on the 30% affordability rule, you need an annual income of at least $36,440 to afford a 1-bedroom at Fair Market Rent in ZIP 53969 (Wyocena, WI).
What county is ZIP code 53969 in?
ZIP code 53969 is located in Columbia, WI. Fair Market Rents are set at the county level by HUD, so all ZIP codes in Columbia share the same FMR rates.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.