FY 2026 HUD SAFMR Jefferson -4% vs US

ZIP HUD FMR profile

53549 Jefferson, WI Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 53549 (Jefferson County, WI). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$920
1-bedroom SAFMR / mo
-4%
vs US average
$36,800
Income needed (30% rule)

Jefferson, WI — Jefferson. Population: 10,414 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 53549 uses the FY 2026 SAFMR for Jefferson County, WI ($920 1BR). The county-wide FMR schedule for Jefferson may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 53549 (Jefferson) is 4% below the national average and 6% above the state average. A 1-bedroom benchmark is $920/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $36,800/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 53549 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 53549 (Jefferson, WI) is covered by Jefferson County, WI, so FY 2026 figures here are ZIP-specific: $920 for a 1-bedroom, studio $800, 2-bedroom $1,160, 3-bedroom $1,540, and 4-bedroom $1,540. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Jefferson can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 4% below the US average of $959, and 6% above the WI state average of $872.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $920, that implies a household income of $36,800 per year (about $3,067/month) to avoid being cost-burdened, a 2-bedroom at $1,160 lifts that threshold higher still. ZIP 53549 has a population of 10,414 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $797 · US avg: $893
$800/mo
↑ 4.0% YoY +0% vs state -10% vs US
1 Bedroom
State avg: $872 · US avg: $959
$920/mo
↑ 5.0% YoY +6% vs state -4% vs US
2 Bedroom
State avg: $1,097 · US avg: $1,175
$1,160/mo
↑ 3.4% YoY +6% vs state -1% vs US
3 Bedroom
State avg: $1,405 · US avg: $1,525
$1,540/mo
↑ 3.9% YoY +10% vs state +1% vs US
4 Bedroom
State avg: $1,572 · US avg: $1,756
$1,540/mo
↑ 3.5% YoY -2% vs state -12% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$36,800
$3,067/month gross
Required annual income for 2 BR
$46,400
$3,867/month gross

County Information

ZIP 53549 is in Jefferson. HUD sets Fair Market Rents at the county level, so all ZIP codes within Jefferson share the same FMR.

Nearby ZIP Codes in Jefferson

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 53549?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 53549 (Jefferson, WI) is $920 per month. A 2-bedroom is $1,160 and a studio is $800. These are ZIP-level SAFMR figures from HUD for Jefferson County, WI, not asking rents.
How does the FMR in 53549 compare to the national average?
The displayed 1-bedroom FMR for ZIP 53549 is 4% below the national average ($920 vs $959).
What income do I need to afford the FMR in 53549?
Based on the 30% affordability rule, you need an annual income of at least $36,800 to afford a 1-bedroom at the displayed HUD FMR in ZIP 53549 (Jefferson, WI).
What county is ZIP code 53549 in?
ZIP 53549 is in Jefferson, WI. This page uses HUD's Small Area FMR for the ZIP (Jefferson County, WI), which can differ from the county-wide FMR schedule.

Explore PlainRent

Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.