FY 2026 HUD SAFMR Geneva -32% vs US

ZIP HUD FMR profile

36314 Black, AL Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 36314 (Dothan, AL HUD Metro FMR Area). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$650
1-bedroom SAFMR / mo
-32%
vs US average
$26,000
Income needed (30% rule)

Black, AL — Geneva. Population: 595 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 36314 uses the FY 2026 SAFMR for Dothan, AL HUD Metro FMR Area ($650 1BR). The county-wide FMR schedule for Geneva may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 36314 (Black) is 32% below the national average and 16% below the state average. A 1-bedroom benchmark is $650/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $26,000/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 36314 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 36314 (Black, AL) is covered by Dothan, AL HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $650 for a 1-bedroom, studio $650, 2-bedroom $810, 3-bedroom $1,110, and 4-bedroom $1,250. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Geneva can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 32% below the US average of $959, and 16% below the AL state average of $772.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $650, that implies a household income of $26,000 per year (about $2,167/month) to avoid being cost-burdened, a 2-bedroom at $810 lifts that threshold higher still. ZIP 36314 has a population of 595 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $716 · US avg: $893
$650/mo
↓ 9.5% YoY -9% vs state -27% vs US
1 Bedroom
State avg: $772 · US avg: $959
$650/mo
↓ 10.0% YoY -16% vs state -32% vs US
2 Bedroom
State avg: $936 · US avg: $1,175
$810/mo
↓ 9.6% YoY -13% vs state -31% vs US
3 Bedroom
State avg: $1,206 · US avg: $1,525
$1,110/mo
↓ 9.2% YoY -8% vs state -27% vs US
4 Bedroom
State avg: $1,381 · US avg: $1,756
$1,250/mo
↓ 9.7% YoY -9% vs state -29% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$26,000
$2,167/month gross
Required annual income for 2 BR
$32,400
$2,700/month gross

County Information

ZIP 36314 is in Geneva. HUD sets Fair Market Rents at the county level, so all ZIP codes within Geneva share the same FMR.

Nearby ZIP Codes in Geneva

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 36314?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 36314 (Black, AL) is $650 per month. A 2-bedroom is $810 and a studio is $650. These are ZIP-level SAFMR figures from HUD for Dothan, AL HUD Metro FMR Area, not asking rents.
How does the FMR in 36314 compare to the national average?
The displayed 1-bedroom FMR for ZIP 36314 is 32% below the national average ($650 vs $959).
What income do I need to afford the FMR in 36314?
Based on the 30% affordability rule, you need an annual income of at least $26,000 to afford a 1-bedroom at the displayed HUD FMR in ZIP 36314 (Black, AL).
What county is ZIP code 36314 in?
ZIP 36314 is in Geneva, AL. This page uses HUD's Small Area FMR for the ZIP (Dothan, AL HUD Metro FMR Area), which can differ from the county-wide FMR schedule.

Explore PlainRent

Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.