ZIP HUD FMR profile
25570 Wayne, WV Fair Market Rent
FY 2026 HUD Small Area FMR for ZIP 25570 (Huntington-Ashland, WV-KY-OH HUD Metro FMR Area). ZIP-specific schedule - not county-wide FMR, not current asking rent.
- $870
- 1-bedroom SAFMR / mo
- -9%
- vs US average
- $34,800
- Income needed (30% rule)
Wayne, WV — Wayne. Population: 6,640 (Census). FY 2026 HUD Small Area FMR.
How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 25570 uses the FY 2026 SAFMR for Huntington-Ashland, WV-KY-OH HUD Metro FMR Area ($870 1BR). The county-wide FMR schedule for Wayne may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.
The displayed HUD FMR for ZIP 25570 (Wayne) is 9% below the national average and 14% above the state average. A 1-bedroom benchmark is $870/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $34,800/year to afford a 1-bedroom at this FMR (30% rule).
What the FMR for ZIP 25570 actually means
HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 25570 (Wayne, WV) is covered by Huntington-Ashland, WV-KY-OH HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $870 for a 1-bedroom, studio $860, 2-bedroom $990, 3-bedroom $1,270, and 4-bedroom $1,430. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.
Because this page uses SAFMR, nearby ZIPs in Wayne can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 9% below the US average of $959, and 14% above the WV state average of $766.
For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $870, that implies a household income of $34,800 per year (about $2,900/month) to avoid being cost-burdened, a 2-bedroom at $990 lifts that threshold higher still. ZIP 25570 has a population of 6,640 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).
Fair Market Rents (2026)
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
County Information
ZIP 25570 is in Wayne. HUD sets Fair Market Rents at the county level, so all ZIP codes within Wayne share the same FMR.
Nearby ZIP Codes in Wayne
Frequently Asked Questions
What is the HUD Fair Market Rent for ZIP code 25570? ▼
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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.
Read our methodology - how this data is sourced, computed, and verified.