25413 Bunker Hill, WV Fair Market Rent

What the FMR for ZIP 25413 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 25413 (Bunker Hill, WV) is covered by Martinsburg, WV HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $1,060 for a 1-bedroom, studio $930, 2-bedroom $1,350, 3-bedroom $1,860, and 4-bedroom $2,130. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Berkeley can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 11% above the US average of $959, and 38% above the WV state average of $766.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,060, that implies a household income of $42,400 per year (about $3,533/month) to avoid being cost-burdened, a 2-bedroom at $1,350 lifts that threshold higher still. ZIP 25413 has a population of 7,508 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).