FY 2026 HUD FMR-area Northampton -25% vs US

ZIP HUD FMR profile

23313 Capeville, VA Fair Market Rent

FY 2026 HUD FMR-area benchmark for Northampton applied to ZIP 23313. Not a ZIP-specific SAFMR; not current asking rent.

$723
1-bedroom FMR-area / mo
-25%
vs US average
$28,920
Income needed (30% rule)

Capeville, VA — Northampton. Population: 78 (Census). FY 2026 Northampton FMR area.

How this rate was derived: HUD publishes ZIP-level Small Area FMRs in designated metros, and FMR-area (county/metro) schedules elsewhere. Our current load has no SAFMR row for ZIP 23313, so this page shows the FMR-area schedule for Northampton, VA. Apartments may rent above or below FMR; see HUD's FMR documentation.

The displayed HUD FMR for ZIP 23313 (Capeville) is 25% below the national average and 39% below the state average. A 1-bedroom benchmark is $723/mo compared to $959 nationally. Source: Northampton FMR area. You need at least $28,920/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 23313 actually means

HUD publishes ZIP-level Small Area FMRs in designated metros. Our load has no SAFMR row for ZIP 23313, so we show the FMR-area schedule for Northampton: $723 1-bedroom, studio $719, 2-bedroom $949, 3-bedroom $1,320, 4-bedroom $1,592. Other ZIPs in the same FMR area share this schedule until a SAFMR row is available. These are 40th-percentile gross rents, not live asking rents.

Without SAFMR for this ZIP, every ZIP mapped to Northampton's FMR area shares the same baseline figures even when street-level market rents differ. Against the national benchmark the 1-bedroom FMR-area figure is 25% below the US average of $959, and 39% below the VA state average of $1,182. Year-over-year, the 1-bedroom moved up7.1% from FY 2025 ($675) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $723, that implies a household income of $28,920 per year (about $2,410/month) to avoid being cost-burdened, a 2-bedroom at $949 lifts that threshold higher still. ZIP 23313 has a population of 78 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,137 · US avg: $893
$719/mo
↑ 7.3% YoY -37% vs state -19% vs US
1 Bedroom
State avg: $1,182 · US avg: $959
$723/mo
↑ 7.1% YoY -39% vs state -25% vs US
2 Bedroom
State avg: $1,369 · US avg: $1,175
$949/mo
↑ 7.2% YoY -31% vs state -19% vs US
3 Bedroom
State avg: $1,789 · US avg: $1,525
$1,320/mo
↑ 7.4% YoY -26% vs state -13% vs US
4 Bedroom
State avg: $2,128 · US avg: $1,756
$1,592/mo
↑ 7.1% YoY -25% vs state -9% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$28,920
$2,410/month gross
Required annual income for 2 BR
$37,960
$3,163/month gross

County Information

ZIP 23313 is in Northampton. HUD sets Fair Market Rents at the county level, so all ZIP codes within Northampton share the same FMR.

Nearby ZIP Codes in Northampton

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 23313?
ZIP 23313 sits outside (or without) HUD Small Area FMR coverage in our load, so we show the FY 2026 FMR-area schedule for Northampton: 1-bedroom $723, 2-bedroom $949, studio $719. This is not a ZIP-specific SAFMR and not current asking rent.
How does the FMR in 23313 compare to the national average?
The displayed 1-bedroom FMR for ZIP 23313 is 25% below the national average ($723 vs $959).
What income do I need to afford the FMR in 23313?
Based on the 30% affordability rule, you need an annual income of at least $28,920 to afford a 1-bedroom at the displayed HUD FMR in ZIP 23313 (Capeville, VA).
What county is ZIP code 23313 in?
ZIP 23313 is in Northampton, VA. Without a Small Area FMR row for this ZIP in our load, the page shows the county/metro FMR-area schedule shared by ZIPs in that area.

Explore PlainRent

Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.