18352 Reeders, PA Fair Market Rent

What the FMR for ZIP 18352 actually means

HUD publishes ZIP-level Small Area FMRs in designated metros. Our load has no SAFMR row for ZIP 18352, so we show the FMR-area schedule for Monroe: $1,165 1-bedroom, studio $1,085, 2-bedroom $1,529, 3-bedroom $1,974, 4-bedroom $2,203. Other ZIPs in the same FMR area share this schedule until a SAFMR row is available. These are 40th-percentile gross rents, not live asking rents.

Without SAFMR for this ZIP, every ZIP mapped to Monroe's FMR area shares the same baseline figures even when street-level market rents differ. Against the national benchmark the 1-bedroom FMR-area figure is 21% above the US average of $959, and 17% above the PA state average of $996. Year-over-year, the 1-bedroom moved down1.5% from FY 2025 ($1,183) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,165, that implies a household income of $46,600 per year (about $3,883/month) to avoid being cost-burdened, a 2-bedroom at $1,529 lifts that threshold higher still. ZIP 18352 has a population of 1,098 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).