18251 Sybertsville, PA Fair Market Rent

What the FMR for ZIP 18251 actually means

HUD publishes ZIP-level Small Area FMRs in designated metros. Our load has no SAFMR row for ZIP 18251, so we show the FMR-area schedule for Luzerne: $1,028 1-bedroom, studio $863, 2-bedroom $1,252, 3-bedroom $1,631, 4-bedroom $1,766. Other ZIPs in the same FMR area share this schedule until a SAFMR row is available. These are 40th-percentile gross rents, not live asking rents.

Without SAFMR for this ZIP, every ZIP mapped to Luzerne's FMR area shares the same baseline figures even when street-level market rents differ. Against the national benchmark the 1-bedroom FMR-area figure is 7% above the US average of $959, and 3% above the PA state average of $996. Year-over-year, the 1-bedroom moved up10.8% from FY 2025 ($928) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,028, that implies a household income of $41,120 per year (about $3,427/month) to avoid being cost-burdened, a 2-bedroom at $1,252 lifts that threshold higher still. ZIP 18251 has a population of 46 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).