FY 2026 HUD SAFMR Armstrong -20% vs US

ZIP HUD FMR profile

16201 Kittanning, PA Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 16201 (Armstrong County, PA HUD Metro FMR Area). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$770
1-bedroom SAFMR / mo
-20%
vs US average
$30,800
Income needed (30% rule)

Kittanning, PA — Armstrong. Population: 18,214 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 16201 uses the FY 2026 SAFMR for Armstrong County, PA HUD Metro FMR Area ($770 1BR). The county-wide FMR schedule for Armstrong may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 16201 (Kittanning) is 20% below the national average and 23% below the state average. A 1-bedroom benchmark is $770/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $30,800/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 16201 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 16201 (Kittanning, PA) is covered by Armstrong County, PA HUD Metro FMR Area, so FY 2026 figures here are ZIP-specific: $770 for a 1-bedroom, studio $690, 2-bedroom $1,000, 3-bedroom $1,300, and 4-bedroom $1,400. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Armstrong can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 20% below the US average of $959, and 23% below the PA state average of $996.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $770, that implies a household income of $30,800 per year (about $2,567/month) to avoid being cost-burdened, a 2-bedroom at $1,000 lifts that threshold higher still. ZIP 16201 has a population of 18,214 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $900 · US avg: $893
$690/mo
↓ 1.4% YoY -23% vs state -23% vs US
1 Bedroom
State avg: $996 · US avg: $959
$770/mo
↓ 1.0% YoY -23% vs state -20% vs US
2 Bedroom
State avg: $1,225 · US avg: $1,175
$1,000/mo
↓ 2.1% YoY -18% vs state -15% vs US
3 Bedroom
State avg: $1,570 · US avg: $1,525
$1,300/mo
↑ 0.2% YoY -17% vs state -15% vs US
4 Bedroom
State avg: $1,744 · US avg: $1,756
$1,400/mo
↓ 6.2% YoY -20% vs state -20% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$30,800
$2,567/month gross
Required annual income for 2 BR
$40,000
$3,333/month gross

County Information

ZIP 16201 is in Armstrong. HUD sets Fair Market Rents at the county level, so all ZIP codes within Armstrong share the same FMR.

Nearby ZIP Codes in Armstrong

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 16201?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 16201 (Kittanning, PA) is $770 per month. A 2-bedroom is $1,000 and a studio is $690. These are ZIP-level SAFMR figures from HUD for Armstrong County, PA HUD Metro FMR Area, not asking rents.
How does the FMR in 16201 compare to the national average?
The displayed 1-bedroom FMR for ZIP 16201 is 20% below the national average ($770 vs $959).
What income do I need to afford the FMR in 16201?
Based on the 30% affordability rule, you need an annual income of at least $30,800 to afford a 1-bedroom at the displayed HUD FMR in ZIP 16201 (Kittanning, PA).
What county is ZIP code 16201 in?
ZIP 16201 is in Armstrong, PA. This page uses HUD's Small Area FMR for the ZIP (Armstrong County, PA HUD Metro FMR Area), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.