FY 2026 HUD SAFMR Hartford +49% vs US

ZIP HUD FMR profile

06118 East Hartford, CT Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 06118 (Hartford-West Hartford-East Hartford, CT MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,430
1-bedroom SAFMR / mo
+49%
vs US average
$57,200
Income needed (30% rule)

East Hartford, CT — Hartford. Population: 26,956 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 06118 uses the FY 2026 SAFMR for Hartford-West Hartford-East Hartford, CT MSA ($1,430 1BR). The county-wide FMR schedule for Hartford may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 06118 (East Hartford) is 49% above the national average and 10% below the state average. A 1-bedroom benchmark is $1,430/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $57,200/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 06118 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 06118 (East Hartford, CT) is covered by Hartford-West Hartford-East Hartford, CT MSA, so FY 2026 figures here are ZIP-specific: $1,430 for a 1-bedroom, studio $1,250, 2-bedroom $1,810, 3-bedroom $2,170, and 4-bedroom $2,460. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Hartford can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 49% above the US average of $959, and 10% below the CT state average of $1,590.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,430, that implies a household income of $57,200 per year (about $4,767/month) to avoid being cost-burdened, a 2-bedroom at $1,810 lifts that threshold higher still. ZIP 06118 has a population of 26,956 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,351 · US avg: $893
$1,250/mo
↑ 10.3% YoY -7% vs state +40% vs US
1 Bedroom
State avg: $1,590 · US avg: $959
$1,430/mo
↑ 9.5% YoY -10% vs state +49% vs US
2 Bedroom
State avg: $1,955 · US avg: $1,175
$1,810/mo
↑ 9.5% YoY -7% vs state +54% vs US
3 Bedroom
State avg: $2,415 · US avg: $1,525
$2,170/mo
↑ 8.9% YoY -10% vs state +42% vs US
4 Bedroom
State avg: $2,852 · US avg: $1,756
$2,460/mo
↑ 4.1% YoY -14% vs state +40% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$57,200
$4,767/month gross
Required annual income for 2 BR
$72,400
$6,033/month gross

County Information

ZIP 06118 is in Hartford. HUD sets Fair Market Rents at the county level, so all ZIP codes within Hartford share the same FMR.

Nearby ZIP Codes in Hartford

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 06118?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 06118 (East Hartford, CT) is $1,430 per month. A 2-bedroom is $1,810 and a studio is $1,250. These are ZIP-level SAFMR figures from HUD for Hartford-West Hartford-East Hartford, CT MSA, not asking rents.
How does the FMR in 06118 compare to the national average?
The displayed 1-bedroom FMR for ZIP 06118 is 49% above the national average ($1,430 vs $959).
What income do I need to afford the FMR in 06118?
Based on the 30% affordability rule, you need an annual income of at least $57,200 to afford a 1-bedroom at the displayed HUD FMR in ZIP 06118 (East Hartford, CT).
What county is ZIP code 06118 in?
ZIP 06118 is in Hartford, CT. This page uses HUD's Small Area FMR for the ZIP (Hartford-West Hartford-East Hartford, CT MSA), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.