FY 2026 HUD SAFMR Carroll +31% vs US

ZIP HUD FMR profile

03836 Freedom, NH Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 03836 (Carroll County, NH). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,260
1-bedroom SAFMR / mo
+31%
vs US average
$50,400
Income needed (30% rule)

Freedom, NH — Carroll. Population: 1,489 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 03836 uses the FY 2026 SAFMR for Carroll County, NH ($1,260 1BR). The county-wide FMR schedule for Carroll may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 03836 (Freedom) is 31% above the national average and 14% below the state average. A 1-bedroom benchmark is $1,260/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $50,400/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 03836 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 03836 (Freedom, NH) is covered by Carroll County, NH, so FY 2026 figures here are ZIP-specific: $1,260 for a 1-bedroom, studio $1,120, 2-bedroom $1,610, 3-bedroom $2,220, and 4-bedroom $2,680. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Carroll can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 31% above the US average of $959, and 14% below the NH state average of $1,460.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,260, that implies a household income of $50,400 per year (about $4,200/month) to avoid being cost-burdened, a 2-bedroom at $1,610 lifts that threshold higher still. ZIP 03836 has a population of 1,489 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,340 · US avg: $893
$1,120/mo
↑ 15.1% YoY -16% vs state +25% vs US
1 Bedroom
State avg: $1,460 · US avg: $959
$1,260/mo
↑ 11.8% YoY -14% vs state +31% vs US
2 Bedroom
State avg: $1,894 · US avg: $1,175
$1,610/mo
↑ 15.4% YoY -15% vs state +37% vs US
3 Bedroom
State avg: $2,464 · US avg: $1,525
$2,220/mo
↑ 18.3% YoY -10% vs state +46% vs US
4 Bedroom
State avg: $2,665 · US avg: $1,756
$2,680/mo
↑ 15.1% YoY +1% vs state +53% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$50,400
$4,200/month gross
Required annual income for 2 BR
$64,400
$5,367/month gross

County Information

ZIP 03836 is in Carroll. HUD sets Fair Market Rents at the county level, so all ZIP codes within Carroll share the same FMR.

Nearby ZIP Codes in Carroll

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 03836?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 03836 (Freedom, NH) is $1,260 per month. A 2-bedroom is $1,610 and a studio is $1,120. These are ZIP-level SAFMR figures from HUD for Carroll County, NH, not asking rents.
How does the FMR in 03836 compare to the national average?
The displayed 1-bedroom FMR for ZIP 03836 is 31% above the national average ($1,260 vs $959).
What income do I need to afford the FMR in 03836?
Based on the 30% affordability rule, you need an annual income of at least $50,400 to afford a 1-bedroom at the displayed HUD FMR in ZIP 03836 (Freedom, NH).
What county is ZIP code 03836 in?
ZIP 03836 is in Carroll, NH. This page uses HUD's Small Area FMR for the ZIP (Carroll County, NH), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.