FY 2026 HUD SAFMR Barnstable +134% vs US

ZIP HUD FMR profile

02537 East Sandwich, MA Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 02537 (Barnstable Town, MA MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$2,240
1-bedroom SAFMR / mo
+134%
vs US average
$89,600
Income needed (30% rule)

East Sandwich, MA — Barnstable. Population: 6,293 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 02537 uses the FY 2026 SAFMR for Barnstable Town, MA MSA ($2,240 1BR). The county-wide FMR schedule for Barnstable may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 02537 (East Sandwich) is 134% above the national average and 25% above the state average. A 1-bedroom benchmark is $2,240/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $89,600/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 02537 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 02537 (East Sandwich, MA) is covered by Barnstable Town, MA MSA, so FY 2026 figures here are ZIP-specific: $2,240 for a 1-bedroom, studio $2,230, 2-bedroom $2,940, 3-bedroom $3,620, and 4-bedroom $4,160. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Barnstable can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 134% above the US average of $959, and 25% above the MA state average of $1,796.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $2,240, that implies a household income of $89,600 per year (about $7,467/month) to avoid being cost-burdened, a 2-bedroom at $2,940 lifts that threshold higher still. ZIP 02537 has a population of 6,293 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,696 · US avg: $893
$2,230/mo
↑ 28.2% YoY +31% vs state +150% vs US
1 Bedroom
State avg: $1,796 · US avg: $959
$2,240/mo
↑ 25.3% YoY +25% vs state +134% vs US
2 Bedroom
State avg: $2,261 · US avg: $1,175
$2,940/mo
↑ 25.3% YoY +30% vs state +150% vs US
3 Bedroom
State avg: $2,823 · US avg: $1,525
$3,620/mo
↑ 25.7% YoY +28% vs state +137% vs US
4 Bedroom
State avg: $3,188 · US avg: $1,756
$4,160/mo
↑ 25.8% YoY +30% vs state +137% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$89,600
$7,467/month gross
Required annual income for 2 BR
$117,600
$9,800/month gross

County Information

ZIP 02537 is in Barnstable. HUD sets Fair Market Rents at the county level, so all ZIP codes within Barnstable share the same FMR.

Nearby ZIP Codes in Barnstable

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 02537?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 02537 (East Sandwich, MA) is $2,240 per month. A 2-bedroom is $2,940 and a studio is $2,230. These are ZIP-level SAFMR figures from HUD for Barnstable Town, MA MSA, not asking rents.
How does the FMR in 02537 compare to the national average?
The displayed 1-bedroom FMR for ZIP 02537 is 134% above the national average ($2,240 vs $959).
What income do I need to afford the FMR in 02537?
Based on the 30% affordability rule, you need an annual income of at least $89,600 to afford a 1-bedroom at the displayed HUD FMR in ZIP 02537 (East Sandwich, MA).
What county is ZIP code 02537 in?
ZIP 02537 is in Barnstable, MA. This page uses HUD's Small Area FMR for the ZIP (Barnstable Town, MA MSA), which can differ from the county-wide FMR schedule.

Explore PlainRent

Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.