Metro FMR · CBSA 45780 · HUD FY2026

Toledo, OH MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Toledo, OH MSA metro area - 14% below the US average.

$820
1-bedroom FMR
$1,076
2-bedroom FMR
+1.9%
YoY change
-14%
vs US avg

The verdict

A 2-bedroom in the Toledo, OH MSA area rents at $1,076 under HUD's FY2026 Fair Market Rent - 8% below the US average, lower than 86% of the 387 metro areas HUD tracks.

#55
most affordable of 387 US metros (2BR)
-8%
vs the US 2-bedroom average
$43,040
income to afford it (30% rule)
+1.9%
1BR change, FY2025→2026

Affordability & income context

Toledo: #55 most affordable nationally · income context

At the metro's ACS median household income of $63,749, this 1-bedroom FMR takes 15.4% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Toledo in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 604,180 residents, this is a major regional metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$769/mo

14.5% of median income

1 Bedroom

$820/mo

15.4% of median income

2 Bedroom

$1,076/mo

20.3% of median income

3 Bedroom

$1,380/mo

26.0% of median income

4 Bedroom

$1,454/mo

27.4% of median income

FMR filing desk

CBSA CBSA·45780

Toledo: $820/mo 1BR · #55 of 387 metros (2BR) · FY2026 CBSA 45780

  • CBSA 45780
  • 1BR-FMR $820
  • 2BR-FMR $1,076
  • RANK-MID #55
  • YOY-FLAT +1.9%
  • VSUS-BELOW -14%
  • IN-ST-LOW #3 OH
  • INC-ROOM 15%
  • POP-MAJOR 604K
  • PHOTO-NEAR Akron
  • VOUCH-90-110 $738–$902
  • FY-2026 FY2026

Photo-finish peer: Akron ($165 1BR gap)

Read with: How Fair Market Rent works

Where Toledo sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,076 higher than 14% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 45780

Counties inside Toledo

Across 3 HUD counties in CBSA 45780, 2-bedroom FMRs cluster tightly ($1,076–$1,076, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Lucas County 2BR $1,076 · 430K Wood County 2BR $1,076 · 132K Fulton County 2BR $1,076 · 43K

Toledo studio–4BR schedule (FY2026) · 2BR #55 most affordable

1BR $820 (-14% vs US, +1.9% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 45780.

Studio
$769
US avg $893
↑3.2% YoY -14% vs US
1 Bedroom
$820
US avg $959
↑1.9% YoY -14% vs US
2 Bedroom
$1,076
US avg $1,175
↑1.9% YoY -8% vs US
3 Bedroom
$1,380
US avg $1,525
↑0.7% YoY -10% vs US
4 Bedroom
$1,454
US avg $1,756
↑1.0% YoY -17% vs US

How Toledo compares on 1-bedroom rent

1-bedroom FMR vs other OH metro areas

1BR FMR / mo

What this shows Toledo highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Toledo: out-of-state FMR & burden peers

PlainRent pairs Toledo with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside OH (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside OH

Nearest schedules by 2BR delta (FY2026).

St. Joseph
MO · 2 BR $1,077/mo
Dubuque
IA · 2 BR $1,077/mo
Casper
WY · 2 BR $1,082/mo
Mobile
AL · 2 BR $1,083/mo

Burden % · outside OH

Nearest 2BR FMR ÷ ACS median income (FY2026).

Wheeling
WV · 20.3% of income · 2 BR $991/mo
Idaho Falls
ID · 20.3% of income · 2 BR $1,305/mo
Calvert County
MD · 20.2% of income · 2 BR $2,083/mo
Beaumont-Port Arthur
TX · 20.3% of income · 2 BR $1,103/mo

Toledo: quick answers

What is the average rent in the Toledo, OH MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Toledo, OH MSA is $820 per month. A 2-bedroom is $1,076 and a studio is $769.
How does Toledo, OH MSA rent compare to the national average? ▼
Rent in the Toledo, OH MSA metro area is 14% below the national average. A 1-bedroom costs $820 compared to $959 nationally.
Where does Toledo rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,076 ranks #55 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Toledo metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 45780, but 3 constituent counties publish their own county FMR schedules spanning $1,076–$1,076 for a 2-bedroom (0% spread). Use county pages for filing at the county level.

Compare Toledo vs Akron →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $820/mo · 1BR OH

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.