Metro FMR · CBSA 37100 · HUD FY2026

Oxnard-Thousand Oaks-Ventura, CA MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Oxnard-Thousand Oaks-Ventura, CA MSA metro area - 135% above the US average.

$2,250
1-bedroom FMR
$2,693
2-bedroom FMR
+4.8%
YoY change
+135%
vs US avg

The verdict

A 2-bedroom in the Oxnard-Thousand Oaks-Ventura, CA MSA area rents at $2,693 under HUD's FY2026 Fair Market Rent - 129% above the US average, higher than 98% of the 387 metro areas HUD tracks.

#8
priciest of 387 US metros (2BR)
+129%
vs the US 2-bedroom average
$107,720
income to afford it (30% rule)
+4.8%
1BR change, FY2025→2026

Affordability & income context

Oxnard-Thousand Oaks-Ventura: #8 priciest nationally · income context

At the metro's ACS median household income of $107,327, this 1-bedroom FMR takes 25.2% of annual income. It remains below the 30% affordability guide, but is a material part of a median-income household's budget.

The 2-bedroom figure places Oxnard-Thousand Oaks-Ventura in the highest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 842,009 residents, this is a major regional metro benchmark rather than a single-neighborhood rent quote.

Population has held roughly steady over the past five years (-1.2%, Census ACS).

The ACS rental vacancy rate here is 3.8%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.

The Census ACS median gross rent across all rental units here is $2,248/month - the FY2026 HUD two-bedroom FMR of $2,693 runs 19.8% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

That budget pressure matches a top-decile 2-bedroom FMR nationally (#8 of 387 HUD-tracked metros).

A two-bedroom FMR sits at the edge of the 30% guide for a median-income household, taking 30.1% of recorded median income before utilities outside FMR and other household costs.

Observed renter burden: 56.2% of the 99,657 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,998/mo

22.3% of median income

1 Bedroom

$2,250/mo

25.2% of median income

2 Bedroom

$2,693/mo

30.1% of median income

3 Bedroom

$3,652/mo

40.8% of median income

4 Bedroom

$4,240/mo

47.4% of median income

FMR filing desk

CBSA CBSA·37100

Oxnard-Thousand Oaks-Ventura: $2,250/mo 1BR · #8 of 387 metros (2BR) · FY2026 CBSA 37100

  • CBSA 37100
  • 1BR-FMR $2,250
  • 2BR-FMR $2,693
  • RANK-UPPER #8
  • YOY-UP +4.8%
  • VSUS-HIGH +135%
  • IN-ST-HIGH #21 CA
  • INC-MID 25%
  • POP-MAJOR 842K
  • PHOTO-NEAR Bakersfield-Delano
  • VOUCH-90-110 $2,025–$2,475
  • FY-2026 FY2026

Photo-finish peer: Bakersfield-Delano ($1,110 1BR gap)

Read with: Understanding rent burden

Where Oxnard-Thousand Oaks-Ventura sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$2,693 Top 2% higher than 98% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). Below this entry. $1,600–$1,800: 41 metro areas (11%). Below this entry. $1,800–$2,000: 26 metro areas (7%). Below this entry. $2,000–$2,200: 9 metro areas (2%). Below this entry. $2,200–$2,400: 5 metro areas (1%). Below this entry. $2,400–$2,600: 5 metro areas (1%). Below this entry. $2,600–$2,800: 5 metro areas (1%). This entry sits in this band. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Oxnard-Thousand Oaks-Ventura studio–4BR schedule (FY2026) · 2BR #8 nationally

1BR $2,250 (+135% vs US, +4.8% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 37100.

Studio
$1,998
US avg $893
↑6.8% YoY +124% vs US
1 Bedroom
$2,250
US avg $959
↑4.8% YoY +135% vs US
2 Bedroom
$2,693
US avg $1,175
↑4.8% YoY +129% vs US
3 Bedroom
$3,652
US avg $1,525
↑4.2% YoY +139% vs US
4 Bedroom
$4,240
US avg $1,756
↑3.9% YoY +141% vs US

How Oxnard-Thousand Oaks-Ventura compares on 1-bedroom rent

1-bedroom FMR vs other CA metro areas

1BR FMR / mo

What this shows Oxnard-Thousand Oaks-Ventura highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Oxnard-Thousand Oaks-Ventura: out-of-state FMR & burden peers

PlainRent pairs Oxnard-Thousand Oaks-Ventura with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside CA (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside CA

Nearest schedules by 2BR delta (FY2026).

Urban Honolulu
HI · 2 BR $2,642/mo
Bridgeport-Stamford-Danbury
CT · 2 BR $2,511/mo
Seattle-Bellevue
WA · 2 BR $2,501/mo
Kalawao County
HI · 2 BR $2,492/mo

Burden % · outside CA

Nearest 2BR FMR ÷ ACS median income (FY2026).

North Port-Bradenton-Sarasota
FL · 30% of income · 2 BR $1,958/mo
Gainesville
FL · 30.4% of income · 2 BR $1,493/mo
Panama City
FL · 29.8% of income · 2 BR $1,682/mo
Prescott Valley-Prescott
AZ · 29.7% of income · 2 BR $1,637/mo

Oxnard-Thousand Oaks-Ventura: quick answers

What is the average rent in the Oxnard-Thousand Oaks-Ventura, CA MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Oxnard-Thousand Oaks-Ventura, CA MSA is $2,250 per month. A 2-bedroom is $2,693 and a studio is $1,998.
How does Oxnard-Thousand Oaks-Ventura, CA MSA rent compare to the national average? ▼
Rent in the Oxnard-Thousand Oaks-Ventura, CA MSA metro area is 135% above the national average. A 1-bedroom costs $2,250 compared to $959 nationally.
Where does Oxnard-Thousand Oaks-Ventura rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $2,693 ranks #8 most expensive among 387 US metro areas (the highest-rent tenth of HUD metro areas).
What income do I need to afford rent in Oxnard-Thousand Oaks-Ventura, CA MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $90,000 ($7,500/month) to afford a 1-bedroom at Fair Market Rent in the Oxnard-Thousand Oaks-Ventura, CA MSA area.
Is Oxnard-Thousand Oaks-Ventura's population growing, and how tight is its rental market? ▼
Population has held roughly steady over the past five years (-1.2%, Census ACS). The ACS rental vacancy rate here is 3.8%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.

Compare Oxnard-Thousand Oaks-Ventura vs Bakersfield-Delano →

What this means for renters

Treat Oxnard-Thousand Oaks-Ventura's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $2,250 implies about $90,000/yr to rent without being cost-burdened. Run your numbers
  • See how Oxnard-Thousand Oaks-Ventura stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Bakersfield-Delano
  • See where Oxnard-Thousand Oaks-Ventura ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 1 county; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $2,250/mo · 1BR CA

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.