Metro FMR · CBSA 25180 · HUD FY2026

Hagerstown, MD HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Hagerstown, MD HUD Metro FMR Area metro area - 0% above the US average.

$961
1-bedroom FMR
$1,261
2-bedroom FMR
+1.5%
YoY change
+0%
vs US avg

The verdict

A 2-bedroom in the Hagerstown, MD HUD Metro FMR Area area rents at $1,261 under HUD's FY2026 Fair Market Rent - 7% above the US average, lower than 56% of the 387 metro areas HUD tracks.

#171
most affordable of 387 US metros (2BR)
+7%
vs the US 2-bedroom average
$50,440
income to afford it (30% rule)
+1.5%
1BR change, FY2025→2026

Affordability & income context

Hagerstown: #171 most affordable nationally · income context

At the metro's ACS median household income of $75,473, this 1-bedroom FMR takes 15.3% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Hagerstown in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 295,165 residents, this is a mid-sized metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 44.2% of the 33,633 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$869/mo

13.8% of median income

1 Bedroom

$961/mo

15.3% of median income

2 Bedroom

$1,261/mo

20.0% of median income

3 Bedroom

$1,700/mo

27.0% of median income

4 Bedroom

$1,901/mo

30.2% of median income

FMR filing desk

CBSA CBSA·25180

Hagerstown: $961/mo 1BR · #171 of 387 metros (2BR) · FY2026 CBSA 25180

  • CBSA 25180
  • 1BR-FMR $961
  • 2BR-FMR $1,261
  • RANK-MID #171
  • YOY-FLAT +1.5%
  • VSUS-NEAR +0%
  • IN-ST-LOW #2 MD
  • INC-ROOM 15%
  • POP-MAJOR 295K
  • PHOTO-NEAR Baltimore-Columbia
  • VOUCH-90-110 $865–$1,057
  • FY-2026 FY2026

Photo-finish peer: Baltimore-Columbia-Towson ($550 1BR gap)

Read with: How Fair Market Rent works

Where Hagerstown sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,261 higher than 44% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 25180

Counties inside Hagerstown

HUD publishes one metro-wide FMR for CBSA 25180, but county-level schedules inside Hagerstown still diverge: 3 counties range from $961 (2BR in Morgan) to $1,261 (Washington), a 31% spread. Washington is the largest county by population.

Washington County 2BR $1,261 · 155K Berkeley County 2BR $1,233 · 123K Morgan County 2BR $961 · 17K

Hagerstown studio–4BR schedule (FY2026) · 2BR #171 most affordable

1BR $961 (+0% vs US, +1.5% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 25180.

Studio
$869
US avg $893
↑2.0% YoY -3% vs US
1 Bedroom
$961
US avg $959
↑1.5% YoY +0% vs US
2 Bedroom
$1,261
US avg $1,175
↑1.5% YoY +7% vs US
3 Bedroom
$1,700
US avg $1,525
↓0.6% YoY +11% vs US
4 Bedroom
$1,901
US avg $1,756
↓0.1% YoY +8% vs US

How Hagerstown compares on 1-bedroom rent

1-bedroom FMR vs other MD metro areas

1BR FMR / mo

What this shows Hagerstown highlighted among 3 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Hagerstown: out-of-state FMR & burden peers

PlainRent pairs Hagerstown with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside MD (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside MD

Nearest schedules by 2BR delta (FY2026).

Augusta-Richmond County
GA · 2 BR $1,261/mo
Staunton-Stuarts Draft
VA · 2 BR $1,261/mo
Jackson
TN · 2 BR $1,260/mo
Sierra Vista-Douglas
AZ · 2 BR $1,257/mo

Burden % · outside MD

Nearest 2BR FMR ÷ ACS median income (FY2026).

Columbia
MO · 20% of income · 2 BR $1,160/mo
Dothan
AL · 20.1% of income · 2 BR $950/mo
Janesville-Beloit
WI · 20.1% of income · 2 BR $1,246/mo
Greeley
CO · 20.1% of income · 2 BR $1,563/mo

Hagerstown: quick answers

What is the average rent in the Hagerstown, MD HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Hagerstown, MD HUD Metro FMR Area is $961 per month. A 2-bedroom is $1,261 and a studio is $869.
How does Hagerstown, MD HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Hagerstown, MD HUD Metro FMR Area metro area is 0% above the national average. A 1-bedroom costs $961 compared to $959 nationally.
Where does Hagerstown rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,261 ranks #171 most affordable among 387 US metro areas (the middle half of HUD metro areas).
Do county rents differ inside the Hagerstown metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 25180, but 3 constituent counties publish their own county FMR schedules spanning $961–$1,261 for a 2-bedroom (31% spread). Use county pages for filing at the county level.

Compare Hagerstown vs Baltimore-Columbia-Towson →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $961/mo · 1BR MD

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.