County FMR · HUD FY2026

Smith County Fair Market Rent

HUD's FY2026 Fair Market Rent for Smith County, KS - 21% below the US average.

$762
1-bedroom FMR
$877
2-bedroom FMR
-1.0%
YoY change
-21%
vs US avg

The verdict

Smith is the 50th most expensive of 105 counties in Kansas by 2-bedroom FMR.

#50
most expensive of 105 in Kansas (2BR)
+1%
vs the state average
$30,480
income to afford it (30% rule)
-1.0%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (8.6%), while Fast Food and Counter Workers spend the most (33.9%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Smith County, KS. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Smith County, Kansas is $762 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $877/mo and a studio is $643/mo. This is 21% lower than the national average of $959 and 1% above the Kansas average of $753.

Rent decreased1.0% from FY 2025 ($770), declining against the trend. To afford rent here, a household needs at least $30,480/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Kansas. Population: 3,561. Population has held roughly steady over the past five years (-2.3%, Census ACS). That's slower than Kansas's statewide growth of +1.0% over the same period.

What these rents mean for Smith County

The Smith County FMR area applies to all ZIP codes inside the county boundary, and Kansas's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 21% below the US average of $959 and 1% higher than the Kansas state average of $753. Year-over-year, the 1-bedroom FMR moved from$770 in FY 2025 to $762 in FY 2026 - a change of -1.0%, which is unusual and suggests softening demand or revised HUD sampling.

At the FY 2026 1-bedroom FMR of $762, affording it under the 30%-of-income rule takes $30,480 per year (about $2,540/month) in household income, and a 2-bedroom at $877 pushes that threshold even higher. With a population of 3,561 and a county median household income of $57,024, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $702 · US avg: $893
$643/mo
↑ 2.9% YoY -8% vs state -28% vs US
1 Bedroom
State avg: $753 · US avg: $959
$762/mo
↓ 1.0% YoY +1% vs state -21% vs US
2 Bedroom
State avg: $947 · US avg: $1,175
$877/mo
↑ 0.6% YoY -7% vs state -25% vs US
3 Bedroom
State avg: $1,223 · US avg: $1,525
$1,134/mo
↓ 3.7% YoY -7% vs state -26% vs US
4 Bedroom
State avg: $1,397 · US avg: $1,756
$1,276/mo
↑ 2.0% YoY -9% vs state -27% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $625
$643
+$18 (+2.9%)
1 Bedroom $770
$762
$-8 (-1.0%)
2 Bedroom $872
$877
+$5 (+0.6%)
3 Bedroom $1,178
$1,134
$-44 (-3.7%)
4 Bedroom $1,251
$1,276
+$25 (+2.0%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$30,480
$2,540/month gross
Required annual income for 2 BR
$35,080
$2,923/month gross

Rent Burden Analysis

How much of household income goes to rent in Smith County. The 30% threshold indicates cost burden.

Studio
13.5%
Affordable
Need $25,720/yr for 30% rule
1 Bedroom
16%
Affordable
Need $30,480/yr for 30% rule
2 Bedroom
18.5%
Affordable
Need $35,080/yr for 30% rule
3 Bedroom
23.9%
Affordable
Need $45,360/yr for 30% rule
4 Bedroom
26.9%
Affordable
Need $51,040/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Smith County 2-bedroom rent burden

0%100%National avg22%18.5%
Smith County 2-bedroom rent burden
County median income: $57,024 · National avg burden: 21.7% ·View Kansas rent burden →

Where Smith sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$877 higher than 7% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Smith compares on 1-bedroom rent

1-bedroom FMR vs other Kansas counties

1BR FMR / mo

What this shows Smith is highlighted. Nearby Kansas counties by 1-bedroom FMR, highest to lowest: Johnson County ($1,197), Wyandotte County ($1,197), Leavenworth County ($1,197), Douglas County ($1,006), Sedgwick County ($849), Shawnee County ($820), Smith County (this county) ($762).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $762/mo compares to Kansas salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation KS Salary Rent Burden Verdict
Software Developers $106,660 8.6% Affordable
General & Operations Managers $85,600 10.7% Affordable
Registered Nurses $78,060 11.7% Affordable
Accountants & Auditors $76,400 12% Affordable
Electricians $61,830 14.8% Affordable
Heavy & Tractor-Trailer Truck Drivers $56,940 16.1% Affordable
Police & Sheriff's Patrol Officers $56,610 16.2% Affordable
Elementary School Teachers $50,820 18% Affordable
Paralegals & Legal Assistants $48,910 18.7% Affordable
Pharmacy Technicians $39,210 23.3% Affordable
Customer Service Representatives $38,330 23.9% Affordable
Janitors & Cleaners $32,690 28% Affordable
Retail Salespersons $31,670 28.9% Affordable
Teaching Assistants $27,960 32.7% Stretched
Fast Food & Counter Workers $27,000 33.9% Stretched
Salaries: BLS OES (Kansas) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Smith County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Smith (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 25.3% overall, from $608 to $762. The increases have been fairly steady year to year, with no single jump exceeding 11.5% (FY 2024).

$550$600$650$700$750$800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $762
Smith County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓1.0% $643 $762 $877
FY 2025 ↓1.0% $625 $770 $872
FY 2024 ↑11.5% $633 $778 $882
FY 2023 ↑7.2% $584 $698 $788
FY 2022 ↑3.3% $566 $651 $742
FY 2021 ↑3.6% $543 $630 $718
FY 2020 $524 $608 $714
Total change (6yr): +25.3%
Annualized: +3.8%/yr
1 BR: $608 → $762

Where Smith County Ranks in Kansas

Smith County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #56 of 105 counties in Kansas. Nearest by rank: Pratt County ($877), Republic County ($877), Rice County ($877), Rooks County ($877), Rush County ($877), Russell County ($877), Scott County ($877), Sheridan County ($877), Smith County (this county) ($877), Stafford County ($877), Stanton County ($877), Thomas County ($877), Trego County ($877), Wallace County ($877), Washington County ($877), Wichita County ($877), Wilson County ($877).

Nearby Counties in Kansas

Largest counties by population in Kansas

Frequently Asked Questions

What is the average rent in Smith County?
The FY 2026 Fair Market Rent for a 1-bedroom in Smith County is $762 per month. A 2-bedroom is $877 and a studio is $643.
How does Smith County rent compare to the national average?
Rent in Smith County is 21% below the national average. A 1-bedroom here costs $762 compared to $959 nationally.
What income do I need to afford rent in Smith County?
Based on the 30% affordability rule, you need an annual income of at least $30,480 ($2,540/month) to afford a 1-bedroom at Fair Market Rent in Smith County.
Is rent going up or down in Smith County?
The 1-bedroom Fair Market Rent in Smith County decreased by 1.0% from FY 2025 to FY 2026, going from $770 to $762.
Which jobs can afford rent in Smith County?
Based on Kansas BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $762/mo. 13 of 15 common occupations are affordable here.
How much has rent changed in Smith County over time?
The 1-bedroom Fair Market Rent in Smith County went from $608 in FY 2020 to $762 in FY 2026, a total change of +25.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Smith County?
In Smith County, the FY 2026 FMR of $762/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Smith County?
For Smith County, it's the specific 40th-percentile rent HUD publishes each year ($762/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Smith's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $762 implies about $30,480/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Smith can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.